Law Office of D. Scott Carruthers Debt Collection Harassment
Tired of Law Office of D. Scott Carruthers Debt Collection Harassment? Wish there was a way to make the calls stop? Is Law Office of D. Scott Carruthers constantly calling and harassing you? Does your phone ring every day, several times per day, because Law Office of D. Scott Carruthers is calling you to demand payment? Threatening you with legal action? Has Law Office of D. Scott Carruthers ever used abusive or profane language when speaking with you on the phone? If so, Law Office of D. Scott Carruthers may be violating your legal rights. There have been allegations of misconduct and violations against the Law Office of D. Scott Carruthers. It appears the firm has been active in debt collection for several years, though the exact founding date is unclear. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. The Law Office of D. Scott Carruthers is subject to both federal and state debt collection laws. If a collector violates the FDCPA, you can sue the collector in court. Consumers have the right to file a lawsuit if their rights are violated. There have been lawsuits filed against the Law Office of D. Scott Carruthers for alleged violations of debt collection laws. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. It is important to provide a proper response to collection attempts to protect your rights. Many clients experience significant stress and emotional toll from aggressive debt collection, but legal relief can help restore your life and peace of mind. The firm has been sued for using threatened legal action and other unlawful tactics. Additionally, the firm’s ability to practice law has been questioned due to disciplinary actions, and consumers should verify the firm’s legal status before engaging.
If you need support, consider seeking help from a legal team.
Who is Law Office of D. Scott Carruthers?
Law Office of D. Scott Carruthers is a third party debt collector located in Stanton, California, with an address at 8440 Katella Ave, Stanton, CA 90680. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards and other credit accounts, often contacting individuals about unpaid debts. Furthermore, recent Federal Court cases have been filed alleging that Law Office of D. Scott Carruthers used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer, with some cases resulting in a judgment in favor of the consumer.
The firm often attempts to settle debts for less than the original balance owed, providing an option for debtors to resolve their obligations. When contacting debtors, the firm may leave a message or voicemail as part of their collection efforts. They have also been accused of contacting third parties and threatening to garnish wages, which can be a violation of debt collection laws.
This page provides information to help consumers understand their rights.
Understanding Debt Collection Laws
When you’re being contacted by a debt collection law firm like the Law Office of D. Scott Carruthers, it’s crucial to know your rights under both federal and California law. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from unfair, deceptive, and abusive tactics by debt collectors. This means that any debt collector, including law firms acting on behalf of creditors, must follow strict rules when trying to collect debts.
In California, the Rosenthal Fair Debt Collection Practices Act (RFDCPA) adds another layer of protection. These laws make it illegal for debt collectors to use false or misleading statements, threaten legal action they can’t take, or use unfair means to collect a debt. For example, debt collectors cannot call you at unreasonable hours, contact your family members or employer except in very limited situations, or use deceptive tactics to pressure you into paying.
If you’re being pursued by the Law Office of D. Scott Carruthers, you have the right to dispute the debt, request written verification, and negotiate a payment plan that works for you. You can also file a complaint with the Better Business Bureau (BBB) or the State Bar of California if you believe the law firm or its employees have violated fair debt collection practices. If the harassment continues, you have the right to sue the debt collector for violations of the FDCPA or RFDCPA, and you may be entitled to damages.
Don’t be afraid to respond to collection letters or telephone calls—knowing your rights is the first step in taking control of the situation. You can request a summons, file a formal complaint, or seek legal action if you feel your rights have been violated. Remember, you are not alone in this process. There are lawyers, non-profit credit counseling agencies, and consumer protection organizations ready to help you fight back against unfair or deceptive debt collection tactics.
Understanding debt collection laws empowers you to protect yourself from harassment and ensures that any debt collection law firm, including the Law Office of D. Scott Carruthers, is held accountable for their actions. If you’re feeling stressed or overwhelmed, reach out for help—there are resources and legal teams available to support you every step of the way.
Law Office of D. Scott Carruthers Debt Collection Harassment Tactics
If Law Office of D. Scott Carruthers engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
- Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
- Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
- Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
- Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
- Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
Law Office of D. Scott Carruthers Phone Number
Are you receiving any harassing phone calls from any of these numbers?
800-495-8682, 714-761-3976
If so, you may be a victim of Law Office of D. Scott Carruthers debt collection harassment. The list above is not all the numbers that Law Office of D. Scott Carruthers uses. Also, calls can be from a different numbers and it still be Law Office of D. Scott Carruthers calling you. Contact our office right away so we can start the process to stop Law Office of D. Scott Carruthers from calling you illegally. Above all, no one should live with harassment.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional, and consider consulting a lawyer to stop Law Office of D. Scott Carruthers debt collection harassment.
If you are interested in learning more about how to safeguard yourself and prevent even more Law Office of D. Scott Carruthers debt collection harassment, call us at www.consumerlawfirmcenter.com.
check out a link for even more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/world-financial-corp-debt-collection-harassment/