Lamont Hanley & Associates Phone Harassment?
Is Lamont Hanley & Associates (LHA) calling you? Stop Lamont Hanley & Associates phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop LHA phone harassment. You can send a written request to the debt collector to formally request that they cease communication. Under the FDCPA, once a written request to cease communication is received, the debt collector must stop contacting you except for specific legal reasons. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Lamont Hanley & Associates a Scam?
According to the Better Business Bureau website, Lamont Hanley & Associates has been in business for 27 years. Lamont Hanley & Associates is a national company, operating with widespread service coverage across the United States. There have been 15 complaints filed against LHA with the BBB. Read more here: Lamont Hanley & Associates Better Business Bureau.
Who is Lamont Hanley & Associates?
Lamont, Hanley & Associates is third party debt collector located in Manchester, New Hampshire. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court cases alleges that Lamont, Hanley & Associates used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
- 🏛️ Address: 1138 Elm Street Manchester, NH 0310
- 📞 Phone: (800) 639-2204
Lamont Hanley & Associates Collection Tactics
If Lamont Hanley & Associates engages in any of the following tactics, you may have a case:
- ▶️ Using profanity, obscene language, profane language, or abusive language
- ▶️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ▶️ Calling you multiple times per week
- ▶️ Talking to others about your debt
- ▶️ Calling your workplace
- ▶️ Threatening to sue you, harm you, or destroy your credit
- ▶️ Telling you or anyone else that you’ve committed a crime
- ▶️ Calling repeatedly for the wrong person
- ▶️ Failing to notify you of your right to dispute the debt
- ▶️ Trying to collect more than legally allowed
Lamont Hanley & Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📱 800-639-2204
- 📱 603-625-5547
- 📱 603-606-7961
- 📱 (800) 639-2204
- 📱 (603) 625-5547
- 📱 (603) 606-7961
- 📱 8006392204
- 📱 6036255547
- 📱 6036067961
If the answer is yes, then you are receiving calls from a known LHA number. You may be a victim of LHA phone harassment. The list above is not all the numbers that LHA uses. The calls can be from a different number and it still be Lamont Hanley & Associates calling you. Contact our office right away so we can start the process to stop LHA from calling you illegally. Above all, no one should live with harassment!
Consumer Rights and Credit Reports
When dealing with a debt collection agency like Lamont Hanley & Associates, it’s crucial to know your rights—especially when it comes to your credit report and how your information is handled. Federal laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are designed to protect you from unfair or abusive debt collection practices and to ensure the accuracy of your credit reports.
The FDCPA outlines what debt collectors and collection agencies can and cannot do when attempting to collect debts. If a collection agency violates these fair debt collection practices, you may be entitled to statutory damages—up to $1,000—and attorney fees. This means that if you experience debt collection harassment, such as repeated unwanted calls, threats, or abusive language, you have legal recourse.
The FCRA, on the other hand, ensures that your credit report is accurate and up-to-date. Credit reporting agencies are required by federal law to investigate and correct any errors you dispute. You’re entitled to a free credit report from each of the major credit reporting agencies once a year through AnnualCreditReport.com. Reviewing your credit reports regularly can help you spot inaccuracies, such as debts that don’t belong to you or outdated collection accounts reported by collection agencies like Hanley Associates.
If Lamont Hanley & Associates reports a debt to the credit bureaus, it can negatively impact your credit score. However, if you believe the debt is not valid, or if there are errors in how it’s reported, you have the right to dispute it. Always keep detailed records of your communications with both the debt collector and the credit reporting agency, including dates, times, and the content of your conversations. This documentation can be crucial if you need to escalate your dispute or seek legal assistance.
Here are some steps you can take to protect yourself:
- ▶️ Request debt validation: Ask Lamont Hanley & Associates to provide written proof of the debt, including details about the original creditor and payment history. This is your right under federal law.
- ▶️ Dispute credit report errors: If you find any inaccuracies on your credit report, file a dispute with the credit reporting agency. They are required to investigate and correct any errors.
- ▶️ Keep thorough records: Document every interaction with the debt collector and credit reporting agency. This can help you if you need to prove a violation of fair debt collection practices.
- ▶️ Seek professional help: If you’re overwhelmed by debt collection harassment or need help repairing your credit, consider reaching out to a reputable credit repair company or law firm for guidance.
Remember, you have the right to be treated with respect and fairness by all debt collectors and collection agencies. If you believe a collection agency violates your rights, don’t hesitate to seek further information or immediate assistance. The Better Business Bureau and other business bureau organizations can also provide custom reports provided on collection agencies’ reputations and complaint histories.
By understanding your rights under the FDCPA and FCRA, and by taking proactive steps to monitor your credit reports and respond to collection efforts in a business like manner, you can protect yourself from unfair debt collection practices and ensure your financial health remains secure.
Common Questions
Is LHA a scam?
No, Lamont Hanley & Associates has been in business for 27 years.
Can Lamont Hanley & Associates garnish my wages?
Yes, LHA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can LHA sue me?
Yes, LHA can sue you so long as the debt is within the statute of limitations. While some collection firms sue consumers to recover debts, not all do; however, Lamont Hanley & Associates may pursue legal action if the debt is valid. If associates sue and win a judgment against you, you may also be responsible for court costs in addition to the debt.
Can LHA report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
Can LHA arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Lamont Hanley & Associates in the past year and can be found on Pacer.gov.
- 📋 3:94-cv-00068-PCD Corkot v.
- 📋 0:09-cv-61199-WPD Hutson v.
- 📋 9:12-cv-80651-XXXX Melo v.
- 📋 1:13-cv-23171-WJZ Wass v.
- 📋 0:14-cv-60722-RSR Morse v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Lamont Hanley & Associates harassment. Our office has been assisting consumers since 2010. We provide dedicated client services representatives to offer personalized support to our clients. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Lamont Hanley & Associates call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
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“Helped Me Sue for Harassment – and Win!”
I contacted Consumer Rights Law Firm PLLC after a collector kept threatening me. They helped me document everything, filed a complaint under the FDCPA, and we won the case. I even received a settlement. If you’re being harassed, don’t wait — call them!
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“Finally Free From Harassing Calls!”
I was getting nonstop calls from a debt collector and didn’t know what to do. Consumer Rights Law Firm PLLC stepped in, explained my rights, and sent a cease-and-desist letter on my behalf. The calls stopped within a few days. Highly professional and knowledgeable team!
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“Fast Action, Real Results”
Within 48 hours of reaching out to the Consumer Rights Law Firm, I saw a difference. They dealt directly with the collector and made sure my rights were protected. They were responsive and always kept me updated. Amazing service!
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“They Know Debt Collection Law Inside Out”
The team at Consumer Rights Law Firm PLLC knew exactly what to do when a collector started using robocalls and abusive language. They guided me step-by-step, filed a complaint with the CFPB, and followed up until everything was resolved. Professional, kind, and effective.
