If the law firm Kream and Kream is attempting to collect a debt from you or has filed a lawsuit, you need legal representation that understands their tactics and your rights. Consumer Rights Law Firm PLLC specializes in defending consumers against aggressive debt collection law firms. We provide direct legal advocacy, from challenging collection letters to mounting a full defense in court.
About Kream and Kream Attorneys
Kream and Kream attorneys are a Massachusetts-based law firm that actively pursues debt collection, often through litigation. When a law firm is the collector, the stakes are higher, as their next step is frequently a lawsuit. You should address any communication from them promptly and with legal strategy.
Kream and Kream Weymouth MA Contact
If you need to reference their information, Kream and Kream Weymouth MA operates from:
Address: 536 Broad St, Suite 5, East Weymouth, MA 02189
Phone: (781) 331-9333
While you can contact them directly, we strongly advise having an attorney handle all communications. Anything you say can be used in court. Our firm acts as your legal shield, ensuring all interactions protect your interests.
Understanding Kream and Kream Reviews and Complaints
A search for Kream and Kream reviews or Kream and Kream complaints reveals that many consumers report dealing with lawsuits and persistent collection efforts. These reviews often highlight a common concern that the firm utilizes legal action in its collection approach. Rather than relying solely on anecdotal experiences, the most effective response is to focus on a strong, fact-based legal defense tailored to your individual situation. Careful review of the debt’s validity, age, documentation, and the collector’s conduct can help determine the best course of action.
Below are actual statements taken from Google Reviews, presented exactly as written:
“Kream and Kream is the absolute worst ‘law firm’ out there. They are a dept collector that harasses! They are extremely rude and unprofessional! They are NOT with the BBB. They have the worst reviews out of everyone. If you’re getting harassed , contact Agruss law firm that is representing clients that are being harassed by Kream and Kream!”
“unreliable and in my opinion dishonest. No monthly statement of balance decreasing showing past payments. You have no idea what is happening with your account. Making money off people that are already struggling. Taking advantage of people in a financial struggle.”
“Some how some way they issue warrants, judgement, and appeals but do not return phone calls nor actually send letters. They also forget what you previously agreed upon and make up new rules. With the worst possible customer service.”
These Google Reviews reflect individual consumer opinions and experiences, which may vary from case to case. Anyone contacted regarding a debt should independently verify the claim, request proper documentation, and consider seeking qualified legal guidance to understand their rights and available options.
Our Legal Defense Services Against Kream and Kream
When you engage our firm, we take a comprehensive approach to your Kream and Kream debt collection case.
Case Evaluation & Violation Analysis
We meticulously review all correspondence and lawsuit documents from Kream and Kream. We look for violations of the Fair Debt Collection Practices Act (FDCPA) and state laws, such as harassment, misrepresentation, or improper communication, which can strengthen your position and may provide counterclaims.
Aggressive Lawsuit Defense
If Kream and Kream has sued you, we provide full legal representation. We will file a formal Answer to the lawsuit and assert all applicable defenses, including:
Statute of Limitations: Arguing the debt is too old to be legally enforced.
Lack of Standing: Challenging Kream and Kream’s legal proof that they own the debt.
Improper Service: Ensuring you were legally served with the lawsuit.
Disputing the Debt Amount: Challenging incorrect balances or added fees.
Strategic Negotiation & Settlement
Often, the most pragmatic solution is a negotiated settlement. We leverage our knowledge of collection law to negotiate directly with Kream and Kream for:
Reduced Lump-Sum Settlements: To resolve the debt for significantly less than the claimed amount.
Structured Payment Plans: For manageable, attorney-negotiated terms that stop legal action.
Bankruptcy Counseling & Referral
If your total debt burden is unsustainable, we can counsel you on whether Chapter 7 or Chapter 13 bankruptcy is a viable strategic option. Filing bankruptcy imposes an automatic stay, which immediately halts all collection activity, including lawsuits by Kream and Kream.
Why Choose Us to Defend Against Kream and Kream?
Exclusive Focus on Consumer Defense: We fight for you, not creditors or collectors.
Deep Knowledge of Collection Law: We understand the legal strategies firms like Kream and Kream use.
Courtroom Experience: We are prepared to defend you at trial if a favorable settlement cannot be reached.
Compliance Enforcement: We hold collectors accountable for any unlawful harassment or deceptive practices.
Take Immediate Action to Protect Your Rights
A lawsuit from Kream and Kream requires a timely response. Ignoring it guarantees a loss. By engaging our firm, you gain an experienced advocate dedicated to achieving the best possible outcome, whether that is case dismissal, a favorable settlement, or a court victory.
Contact Consumer Rights Law Firm PLLC today for a confidential case review. Let us handle Kream and Kream while you focus on your future.
Success Stories
- Did not know what to do about constant collecting phone calls . Made one phone call to Matthew Gazda and he handle everything for me. Now I have no more calls . Just a job well done on his behalf. Thank you
- I found myself in a serious position with an old credit debt. I must say that they were extremely helpful and informative. Solved my problem with quick and effective approach. HIGHLY RECOMMENDED AND APPRECIATED.
- Words can’t express how incredibly grateful we are for the work that Consumer Rights Law Firm did for us. It was a case of stolen identity that had turned into a 2 year nightmare. Our contact Scott was very supportive and went to bat for us without asking for a dime. In less than 6 months they were able to get fraudulent credit card charges dropped and get our credit restored. I would HIGHLY recommend them to anyone facing similar circumstances. Reach out to them now. You won’t regret it.
Frequently Asked Questions
1. Who is Kream and Kream?
Kream and Kream is a law firm that may handle debt collection, creditor representation, or related legal matters depending on the jurisdiction and case type.
2. Why is Kream and Kream contacting me?
They may be attempting to collect a debt, send legal notice, or communicate about an account placed with their office for recovery.
3. Is Kream and Kream a legitimate law firm or debt collector?
Kream and Kream can operate as a legitimate legal or collection entity, but consumers should always verify the debt and the firm’s authority before responding or making payment.
4. What should I do if I receive a letter or call from Kream and Kream?
You should request written validation of the debt, review your records, and avoid making payments until the debt is confirmed as accurate.
5. Can Kream and Kream sue me for a debt?
If the debt is valid and within the statute of limitations, legal action may be possible. Consumers should review court documents carefully and consider legal advice.
6. How do I stop calls or harassment from Kream and Kream?
You can send a written cease-communication request under the Fair Debt Collection Practices Act (FDCPA) if the firm is acting as a debt collector.
7. Can Kream and Kream report a debt to credit bureaus?
If authorized and legally permitted, collection accounts may be reported to credit reporting agencies, which could affect your credit score.
8. What are my rights when dealing with Kream and Kream?
Consumers have rights under federal and state laws, including the FDCPA and FCRA, which protect against harassment, false information, and unfair collection tactics.
9. How can I dispute a debt claimed by Kream and Kream?
Send a written dispute within 30 days of receiving a validation notice and request documentation proving the debt amount and ownership.
10. Should I get legal help for issues involving Kream and Kream?
If you believe your rights were violated or you are facing a lawsuit, consulting a consumer protection attorney may help you understand your options and potential defenses.