JNR Adjustment Company Inc Phone Harassment?
Are you experiencing JNR Adjustment Company calling you? Stop JNR Adjustment Company Inc phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Persistent calls and unwanted calls from JNR Adjustment Company Inc can be distressing and disruptive to your daily life. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop JNR phone harassment. You can formally request JNR Adjustment Company Inc to stop contacting you under the FDCPA. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is JNR Adjustment Company Inc a Scam?
According to the Better Business Bureau website, JNR Adjustment Company Inc has been in business for 48 years. The Better Business Bureau evaluates businesses like JNR Adjustment Company Inc to help consumers assess legitimacy by providing information on complaint history, company size, and transaction volume.
JNR Adjustment Company legit’ is a common search, and according to public records, JNR Adjustment Company is a licensed and legitimate debt collection agency, not a scam or fake operation.
Who is JNR Adjustment Company Inc?
JNR Adjustment Company Inc is a third party debt collector located in Minneapolis, Minnesota. Jnr Adjustment Company appears on credit reports as a third party collector when they are assigned or purchase delinquent debts. JNR has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
JNR Adjustment Company acts as a third party collector for original creditors such as credit card companies, banks, hospitals, and car dealerships. JNR Adjustment Company collects on debts owed and delinquent debts that have been transferred from original creditors.
🏛️ JNR Adjustment Company Address: 3300 Fernbrook Ln N Ste 225 Minneapolis, MN 55447-5322
📞 JNR Adjustment Company Phone Number: (800) 279-2567
JNR Adjustment Company Inc Collection Tactics
If JNR Adjustment Company Inc engages in any of the following tactics, including sending a collection notice and contacting you through different means, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
- ➡️ Sending collection notices or a collection letter to inform you about debts.
- ➡️ Initiating collection activity, such as contacting you or third parties regarding the debt.
JNR Adjustment Company Inc Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📱 800-279-2567
- 📱 763-398-2070
- 📱 (800) 279-2567
- 📱 (763) 398-2070
- 📱 8002792567
- 📱 7633982070
If the answer is yes, then you are receiving calls from a known JNR number. You may be a victim of JNR phone harassment. The list above is not all the numbers that JNR uses. The calls can be from different numbers and it still be JNR Adjustment Company Inc calling you. Contact our office right away so we can start the process to stop JNR from calling you illegally. Above all, no one should live with harassment!
Understanding Fair Debt Collection Practices
Fair debt collection practices are designed to protect consumers from the kind of harassment and abuse that can sometimes occur when dealing with debt collectors. The Fair Debt Collection Practices Act (FDCPA) is a federal law that sets strict rules for how debt collectors, including JNR Adjustment Company, must conduct themselves when attempting to collect debts. This law ensures that collection agencies and third-party debt collectors treat consumers fairly and with respect throughout the debt collection process.
When you are contacted by a debt collector or adjustment company like JNR Adjustment Company, it’s important to know your rights under the FDCPA. Debt collection agencies are prohibited from using abusive, deceptive, or threatening tactics to collect debts. They must also provide you with a written notice detailing the amount of the debt, the name of the original creditor, and your right to dispute the debt. If you request verification of the debt, the debt collector is required to provide supporting documentation before continuing collection efforts.
In addition to the FDCPA, the Fair Credit Reporting Act (FCRA) regulates how credit reporting agencies handle your credit information. This means that if JNR Adjustment Company reports a collection account to the credit bureaus, they must ensure the information is accurate and up to date. Inaccurate or outdated collection accounts can negatively impact your credit report and credit history, making it harder to qualify for loans or credit cards in the future.
Common Questions
Is JNR a scam?
No, JNR Adjustment Company Inc has been in business for 48 years. However, many consumers have filed complaints regarding their debt collection practices and communication tactics.
Can JNR Adjustment Company Inc garnish my wages?
Yes, JNR can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can JNR sue me?
Yes, JNR can sue you so long as the debt is within the statute of limitations.
Can JNR report my debt to the collection bureaus?
Yes, debt collectors are allowed to place collections accounts on your credit report. These negative marks can stay on your credit report for up to seven years from the date of first delinquency, impacting your credit profile and signaling higher credit risk to future lenders.
Can JNR arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Does JNR Adjustment Company accept a goodwill letter or goodwill letters for debt removal?
Goodwill letters are generally more effective with original creditors rather than collection agencies like JNR Adjustment Company. While you can send a goodwill letter requesting removal of a negative mark, JNR is unlikely to grant such requests, but it may be worth trying if you have a compelling reason.
How can I remove JNR Adjustment Company from my credit report?
To remove JNR Adjustment Company, review your credit report for inaccurate information and submit a formal dispute letter to the credit bureaus. Include supporting documents such as payment confirmations or statements. If successful, removal of this collections account can significantly improve your credit profile and overall financial health.
What is the first delinquency date and why is it important?
The first delinquency date is when your account first became late or overdue. This date determines how long a negative mark or collections account remains on your credit report—typically up to seven years. Ensuring the accuracy of this date is crucial for your credit profile.
How do collections accounts from JNR Adjustment Company affect my ability to get loans from future lenders?
Collections accounts are seen as negative marks and indicate higher credit risk to future lenders. This can result in higher interest rates, reduced loan approvals, and limited borrowing opportunities.
What should I do if I find inaccurate information or suspect identity theft related to JNR Adjustment Company?
If you find inaccurate information or suspect identity theft, immediately dispute the entry with the credit bureaus. Provide supporting documents to substantiate your claim and request verification of the debt.
What federal laws protect me from unfair debt collection practices?
Federal laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) protect you from harassment, inaccurate reporting, and other unfair debt collection practices.
Can JNR Adjustment Company pursue debts related to property damage or repair expenses?
Yes, JNR may pursue debts related to property damage or repair expenses. These cases often involve a property damage claim investigation to determine liability and the validity of the charges before collection efforts proceed.
Should I consult a reputable credit repair company if I have issues with JNR Adjustment Company on my credit report?
Consulting a reputable credit repair company can help you verify debts, dispute inaccurate information, and protect your credit health. They can guide you through the process and improve your chances of resolving issues effectively.
Are there many consumers who have filed complaints against JNR Adjustment Company?
Yes, many consumers have reported issues and filed complaints regarding JNR Adjustment Company’s debt collection practices, legitimacy, and communication methods.
The following is a sample list of complaints filed against JNR Adjustment Company Inc in the past and can be found on Pacer.gov.
- 📋 2:11-cv-06059-RSWL-RZ Stephens v.
- 📋 3:10-cv-03059-MPM-BGC Estep v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the JNR Adjustment Company Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from JNR Adjustment Company Inc. call us at (877)700-5790 for immediate assistance or visit our website. Clients can also reach out via e mail for prompt assistance.
Success Stories
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