JNR Adjustment Company Inc Phone Harassment?
Are you experiencing JNR Adjustment Company calling you? Stop JNR Adjustment Company Inc phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Persistent calls and unwanted calls from JNR Adjustment Company Inc can be distressing and disruptive to your daily life. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop JNR phone harassment. You can formally request JNR Adjustment Company Inc to stop contacting you under the FDCPA. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is JNR Adjustment Company Inc a Scam?
According to the Better Business Bureau website, JNR Adjustment Company Inc has been in business for 48 years. The Better Business Bureau evaluates businesses like JNR Adjustment Company Inc to help consumers assess legitimacy by providing information on complaint history, company size, and transaction volume.
JNR Adjustment Company legit’ is a common search, and according to public records, JNR Adjustment Company is a licensed and legitimate debt collection agency, not a scam or fake operation.
Who is JNR Adjustment Company Inc?
JNR Adjustment Company Inc is a third party debt collector located in Minneapolis, Minnesota. Jnr Adjustment Company appears on credit reports as a third party collector when they are assigned or purchase delinquent debts. JNR has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
JNR Adjustment Company acts as a third party collector for original creditors such as credit card companies, banks, hospitals, and car dealerships. JNR Adjustment Company collects on debts owed and delinquent debts that have been transferred from original creditors.
🏛️ JNR Adjustment Company Address: 3300 Fernbrook Ln N Ste 225 Minneapolis, MN 55447-5322
📞 JNR Adjustment Company Phone Number: (800) 279-2567
JNR Adjustment Company Inc Collection Tactics
If JNR Adjustment Company Inc engages in any of the following tactics, including sending a collection notice and contacting you through different means, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
- ➡️ Sending collection notices or a collection letter to inform you about debts.
- ➡️ Initiating collection activity, such as contacting you or third parties regarding the debt.
JNR Adjustment Company Inc Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📱 800-279-2567
- 📱 763-398-2070
- 📱 (800) 279-2567
- 📱 (763) 398-2070
- 📱 8002792567
- 📱 7633982070
If the answer is yes, then you are receiving calls from a known JNR number. You may be a victim of JNR phone harassment. The list above is not all the numbers that JNR uses. The calls can be from different numbers and it still be JNR Adjustment Company Inc calling you. Contact our office right away so we can start the process to stop JNR from calling you illegally. Above all, no one should live with harassment!
Understanding Fair Debt Collection Practices
Fair debt collection practices are designed to protect consumers from the kind of harassment and abuse that can sometimes occur when dealing with debt collectors. The Fair Debt Collection Practices Act (FDCPA) is a federal law that sets strict rules for how debt collectors, including JNR Adjustment Company, must conduct themselves when attempting to collect debts. This law ensures that collection agencies and third-party debt collectors treat consumers fairly and with respect throughout the debt collection process.
When you are contacted by a debt collector or adjustment company like JNR Adjustment Company, it’s important to know your rights under the FDCPA. Debt collection agencies are prohibited from using abusive, deceptive, or threatening tactics to collect debts. They must also provide you with a written notice detailing the amount of the debt, the name of the original creditor, and your right to dispute the debt. If you request verification of the debt, the debt collector is required to provide supporting documentation before continuing collection efforts.
In addition to the FDCPA, the Fair Credit Reporting Act (FCRA) regulates how credit reporting agencies handle your credit information. This means that if JNR Adjustment Company reports a collection account to the credit bureaus, they must ensure the information is accurate and up to date. Inaccurate or outdated collection accounts can negatively impact your credit report and credit history, making it harder to qualify for loans or credit cards in the future.
The following is a sample list of complaints filed against JNR Adjustment Company Inc in the past and can be found on Pacer.gov.
- 📋 2:11-cv-06059-RSWL-RZ Stephens v.
- 📋 3:10-cv-03059-MPM-BGC Estep v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the JNR Adjustment Company Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from JNR Adjustment Company Inc. call us at (877)700-5790 for immediate assistance or visit our website. Clients can also reach out via e mail for prompt assistance.
Success Stories
- 🏆 “I honestly thought my situation was hopeless, but Consumer Rights Law Firm PLLC came to my rescue. From the very first consultation, they were incredibly reassuring and walked me through every step. They fought tirelessly on my behalf, and the outcome exceeded all my expectations. I can’t thank them enough for their dedication and expertise. If you’re dealing with consumer issues, this is the firm you need!”
- 🏆 “Working with Consumer Rights Law Firm PLLC was a seamless experience. Their team was exceptionally professional and handled my case with remarkable efficiency. They kept me informed at every turn, explaining complex legal jargon in an understandable way. Most importantly, they delivered fantastic results. I highly recommend them for anyone seeking strong advocacy in consumer law.”
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FAQs
Who is JNR Adjustment Company and why are they calling me?
JNR Adjustment Company, Inc. is a third-party debt collection agency based in Minnesota and founded in 1970. If they are contacting you, they believe you owe a debt they are attempting to collect, whether or not it currently appears on your credit report.
Is JNR Adjustment Company a legitimate collector or a scam?
JNR Adjustment Company is a legitimate, registered, and bonded debt collector and a member of ACA International. However, some consumers have reported aggressive or misleading collection behavior, which means you should still protect your rights.
Can JNR Adjustment Company legally harass me with repeated calls?
No. The FDCPA prohibits excessive calling, use of profanity, threats, or calls before 8 a.m. or after 9 p.m. Such behavior may qualify as illegal harassment.
How do I stop JNR Adjustment Company from calling me?
You can send a written cease-and-desist letter by certified mail. Once received, they must stop calling you except to confirm receipt or notify you of specific legal action.
What should I do if JNR asks me to validate a debt?
You should request debt validation in writing within 30 days of first contact. JNR must pause collection efforts until they provide proof that the debt is valid.
Will calls from JNR Adjustment Company affect my credit score?
Yes. If JNR reports a delinquent account to credit bureaus, it can negatively impact your credit score and remain on your report for up to seven years.
Can JNR Adjustment Company sue me or garnish my wages?
They may sue you if the debt is valid and within the statute of limitations. Wage garnishment can only occur after they obtain a court judgment; threats without intent or legal authority are prohibited.
What are my rights if JNR Adjustment Company violates FDCPA rules?
If JNR violates the FDCPA, you can file complaints with the FTC or CFPB or file a lawsuit to recover statutory damages, actual damages, and attorney fees.
Can I dispute JNR Adjustment Company entries on my credit report?
Yes. You may dispute inaccurate or unverifiable entries with Equifax, Experian, or TransUnion and request debt validation directly from JNR.
What steps can I take to defend against JNR’s phone harassment today?
Keep detailed call logs, save voicemails and letters, send a certified cease-and-desist letter, request validation, and escalate the matter to regulators or legal counsel if the behavior continues.
