JM Adjustment Services Phone Harassment?
Is JM Adjustment Services (JMAS) calling you? Stop JM Adjustment Services phone harassment. Do they threaten to take legal action, file a lawsuit, or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? JM Adjustment Services may pressure you to pay, even if you are not legally required to do so. If so what they are doing is illegal and needs to stop. You have the legal right to stop JMAS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is JM Adjustment Services a Scam?
According to the Better Business Bureau website, JM Adjustment Services has been in business for 21 years. Read more here: JM Adjustment Services Better Business Bureau.
Who is JM Adjustment Services?
JM Adjustment Services is third party debt collector located in Sterling Heights, Michigan. J M Adjustment Services Address: 44600 Delco Blvd Sterling Heights, MI 48313-1024 Phone: (586) 739-1200
JM Adjustment Services may attempt to collect on various types of accounts, including defaulted debts and overdue bank accounts. Federal laws protect consumers from unauthorized access to their bank accounts during debt collection.
JM Adjustment Services Collection Tactics
If JM Adjustment Services engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
Some collection agencies use automated systems, such as automatic dialing systems, to place repeated calls. Abuse of these systems may violate consumer protection laws.
JM Adjustment Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 586-739-1200
- 📲 586-739-6900
- 📲 (586) 739-1200
- 📲 (586) 739-6900
- 📲 5867391200
- 📲 5867396900
If the answer is yes, then you are receiving calls from a known JMAS number. You may be a victim of JMAS phone harassment. The list above is not all the numbers that JMAS uses. The calls can be from different numbers and it still be JM Adjustment Services calling you. JMAS may use a telephone dialing system to contact consumers from multiple numbers. Contact our office right away so we can start the process to stop JMAS from calling you illegally. Above all, no one should live with harassment!
Fair Debt Collection Practices
Understanding your rights under fair debt collection practices is essential when dealing with collection agencies like JM Adjustment Services. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive, unfair, or deceptive actions by debt collectors. This law sets clear boundaries on what debt collectors and adjustment services can and cannot do when attempting to collect debts. For example, they are prohibited from making excessive phone calls, using threatening or profane language, or providing false information about your debt.
Collection agencies must also provide you with important details, such as the amount you owe and the name of the original creditor. If you’re struggling with debt, consider reaching out to reputable credit control services or credit management companies for financial assistance and credit recovery. These services can help you manage your debts, understand your rights, and ensure that any collection efforts comply with the law. Remember, JM Adjustment Services and other debt collectors are required to follow these fair debt collection practices, and you have the right to hold them accountable if they don’t.
Consumer Rights and Protections
As a consumer, you are protected by several important rights under the FDCPA when dealing with debt collectors and collection agencies. You have the right to dispute a debt and request verification, ensuring that you are not held responsible for debts you do not owe. If you believe a debt collector has violated your rights, you can file a complaint with the Federal Trade Commission (FTC) or your state Attorney General’s office.
Additionally, you can seek support from a law office or law firm that specializes in fair debt collection practices and consumer rights. Many of these firms offer free case reviews and can help you understand your options, represent you in disputes, and stop unlawful collection tactics. Companies such as National Collection Bureau, Credit Bureau Associates Northeast, and Automated Collection Services can also provide valuable information about your rights and the steps you can take to protect yourself. Don’t hesitate to contact these resources if you need help navigating the collection process or defending your rights as a consumer.
How to Stop Debt Collector Harassment
If you’re experiencing harassment from a debt collector, there are effective steps you can take to protect yourself and stop the unwanted calls. Start by sending a cease and desist letter to the debt collector, formally requesting that they stop all communication with you. You also have the right to dispute the debt in writing, which requires the collector to provide verification before continuing their collection efforts.
For additional support, consider reaching out to a law firm that specializes in debt collector harassment and fair debt collection practices. These professionals can help you understand your legal rights, represent you in court if necessary, and ensure that your case is handled properly. You can also contact companies like Encore Receivable Management, Atlantic Credit, or Firstpoint Collection Resources for guidance on stopping harassment and managing your debts. Financial services providers such as CMRE Financial Services and credit services companies like Credit Control Services can offer assistance with credit recovery and debt management. By taking these proactive steps, you can regain control over your finances and put an end to debt collector harassment.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the JM Adjustment Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from JM Adjustment Services. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
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“They ended the harassment fast!”
I was getting nonstop calls from JM Adjustment Services, even during work hours. Consumer Rights Law Firm PLLC helped me understand my rights and sent a cease-and-desist letter on my behalf. Within a week, the calls stopped completely. Highly recommend them for debt collection harassment issues!
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“Professional, quick, and effective.”
After weeks of robocalls from JM Adjustment Services, I finally contacted Consumer Rights Law Firm PLLC. They guided me through the legal steps and helped me file a complaint under the FDCPA. Not only did the calls stop, but I also received a settlement. Great experience from start to finish.
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“They fought for me when no one else would.”
JM Adjustment Services was calling multiple times a day, and I felt powerless. Consumer Rights Law Firm PLLC stepped in, sent legal notices, and got the harassment to end. I’m grateful for their knowledge, compassion, and action. If you’re being harassed, don’t wait—call them.
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“Peace of mind at last.”
I didn’t even know it was illegal for JM Adjustment Services to keep calling me so many times. Consumer Rights Law Firm PLLC educated me about my rights and stopped the calls fast. Their team was friendly and responsive throughout the process.
FAQs
Who is JM Adjustment Services and why are they calling me?
JM Adjustment Services is a third-party debt collector based in Sterling Heights, Michigan, that contacts consumers about past-due debts. If they are calling you, they likely believe you owe a debt they are attempting to collect.
Is JM Adjustment Services a legitimate company or a scam?
They are a legitimate, BBB-accredited debt collector that has been operating for many years. However, you should still request written debt validation and remain cautious of misleading or unethical collection tactics.
Can JM Adjustment Services legally harass me with phone calls?
No. The Fair Debt Collection Practices Act prohibits abusive or harassing calls, including repeated calls, profanity, threats, or calls outside 8 a.m. to 9 p.m. You have legal protections if they violate these rules.
What should I do if JM Adjustment Services keeps calling me?
Document each call, including the date, time, and content. Send a written cease-and-desist letter. If calls continue, file complaints with the CFPB, FTC, or your state attorney general and consider speaking with a consumer-rights attorney.
Can I sue JM Adjustment Services for violating debt collection laws?
Yes. If JM Adjustment Services violates the FDCPA or other consumer protection laws, you may sue for statutory damages up to $1,000, actual damages, and attorney’s fees.
Do they use robocalls or spoofed numbers?
Consumers have reported calls from numbers such as (586) 739-1200 or (586) 739-6900, sometimes involving automated dialing or spoofed caller IDs. Robocalls without consent may violate federal law.
Can JM Adjustment Services impact my credit score?
Yes. If they report a debt to credit bureaus, it may negatively affect your credit score. You can dispute inaccurate or unverifiable information with credit reporting agencies.
What rights do I have under the FDCPA?
You have the right to request debt validation, dispute a debt within 30 days, demand that communication stop, and be free from harassment, false statements, and calls at inconvenient times.
How can I make JM Adjustment Services stop calling me?
Send a written request instructing them to stop phone contact. If they continue calling after receiving it, you may file complaints with regulators or pursue legal action.
What if I believe I don’t owe the debt JM Adjustment Services is calling about?
You can dispute the debt in writing within 30 days. They must pause collection until they provide verification. Failure to do so may give you grounds for complaints or legal action.
