IQ Data Debt Collection Harassment? Stop the calls!
Tired of IQ Data Debt Collection Harassment? Wish there was a way to make the calls stop? Is IQ Data constantly calling and harassing you? Does your phone ring every day, several times per day, on several occasions, because IQ Data is calling you to demand payment? Threatening you with legal action? Has IQ Data ever used abusive or profane language when speaking with you on the phone? If so, IQ Data may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is IQ Data a scam?
According to the Better Business Bureau website, IQ Data has been in business since 2003. There have been 204 complaints closed in the last 3 year and 65 complaints closed out in the last 12 months.
IQ Data Better Business Bureau
Who is IQ Data International?
IQ Data International, also known as RentCollect Global is third party debt collector located in Everett, Washington. They have been sued in federal court roughly 200 times for violating consumer’s rights while collecting on alleged debts. IQ Data’s main focus is collecting debts related to rent and debts related to multifamily rental properties. Many consumers have reported disputes with their landlords or management at their apartment complex, facing issues such as unfair charges and miscommunication regarding debts. Additionally, legal disputes often arise from breaches of the apartment lease, leading to complexities and debt collection efforts.
Address: PO BOX 39 Bothell, WA 98041 Phone: (888) 248-2509 Fax: (425) 609-2103
IQ Data International is often referred to or searched for by other names. These include:
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Dealing with IQ Data International Inc
Dealing with IQ Data International Inc can be a challenging and frustrating experience, especially if you’re not familiar with the debt collection process. If you’re being contacted by IQ Data International Inc, it’s essential to know your rights and understand the laws that govern debt collection practices.
Firstly, it’s crucial to verify the debt owed and ensure that it’s legitimate. You can request a validation letter from IQ Data International Inc, which should include the amount owed, the creditor’s name, and a detailed breakdown of the charges. If you’re unsure about the debt or believe it’s an error, you can dispute it with the credit reporting agency.
When communicating with IQ Data International Inc, be sure to keep a record of all correspondence, including dates, times, and details of conversations. This will help you track any agreements or disputes and provide evidence if needed.
It’s also important to be aware of your consumer rights, as outlined in the Fair Debt Collection Practices Act (FDCPA). This law prohibits debt collectors from engaging in abusive, harassing, or deceptive practices, such as making excessive phone calls, using threatening language, or contacting you at work.
If you feel that IQ Data International Inc is violating your consumer rights, you can file a formal complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office.
IQ Data Debt Collection Harassment Tactics
If IQ Data engages in any of the following tactics, you may have a case:
Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
Talking to others about your debt
Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
Use any profane language or any language that is harassing and abusive
Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
Threaten arrest or criminal prosecution
Send false information to the credit bureaus
Cause a telephone to ring an unreasonable amount of times
IQ Data International Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
888-248-2509, 888-593-2447, 888-248-2509, 916-594-0140, 425-609-2000, 425-609-2150, 800-734-6271, 210-802-0674, 321-270-0542, 623-223-7770, 425-609-2000, 888-248-2509 425-609-2000, 206-260-3701, 206-260-3700, 888-248-2509, (888) 248 2509, 707-652-9915, 888-248-2509
If so, you may be a victim of IQ Data debt collection harassment. The list above is not all the numbers that IQ Data uses. Also, calls can be from a different numbers and it still be IQ Data calling you. Contact our office right away so we can start the process to stop IQ Data from calling you illegally. Above all, no one should live with harassment.
Credit Report and Debt Collection Laws
Credit reports and debt collection laws are designed to protect consumers from unfair practices and ensure that debt collectors operate within the bounds of the law.
The Fair Credit Reporting Act (FCRA) regulates the collection, use, and disclosure of consumer credit information. This law requires credit reporting agencies to ensure the accuracy and completeness of credit reports, and it provides consumers with the right to dispute errors or inaccuracies.
The Fair Debt Collection Practices Act (FDCPA) governs the behavior of debt collectors, including IQ Data International Inc. This law prohibits debt collectors from engaging in abusive, harassing, or deceptive practices, and it requires them to provide consumers with clear and accurate information about the debt owed.
In addition to federal laws, many states have their own debt collection laws and regulations. These laws may provide additional protections for consumers and impose stricter requirements on debt collectors.
Removing Negative Marks from Your Credit Report
Removing negative marks from your credit report can be a challenging and time-consuming process, but it’s essential for maintaining good credit health.
If you’ve been contacted by IQ Data International Inc and you believe the debt is an error or has been paid, you can dispute the negative mark on your credit report. You can do this by contacting the credit reporting agency directly and providing documentation to support your claim.
Alternatively, you can work with a credit repair attorney who can help you navigate the dispute process and ensure that your rights are protected.
It’s also important to be aware of the statute of limitations for debt collection, which varies by state. If the statute of limitations has expired, you may be able to have the negative mark removed from your credit report.
Common Questions:
Is IQ Data a scam? No, IQ Data has been in business since 2003.
Can IQ Data seize my property? IQ Data can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can IQ Data sue me? Yes, Asset Recovery Associates can sue you so long as the debt is within the statute of limitations.
Can IQ Data report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
What should I do if my debt is a result of identity theft? If your debt is a result of identity theft, you have the right to dispute it. Consumer reporting agencies are required to block information resulting from identity theft. You should file a complaint and provide evidence of the fraudulent activity to ensure the debt is not held against you.
Can IQ Data arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against IQ Data in 2019 and can be found on Pacer.org.
3:19-cv-01548-JSC Litzinger v. IQ Data International, Inc./ Rent Collect Global
1:19-cv-00221-JTN-ESC Sumic v. IQ Data International, Inc./ Rent Collect Global et al
1:19-cv-00839-JKB Willis et al v. IQ Data International, Inc./ Rent Collect Global et al
7:19-cv-00063-DC Powell v. IQ Data International, Inc./ Rent Collect Global
8:11-cv-01495-JVS-AGR Amber Cirincione v. IQ Data International
Debt Collection Violations and Complaints
If you believe that IQ Data International Inc has violated your consumer rights or engaged in unfair debt collection practices, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office.
You can also contact the Consumer Financial Protection Bureau (CFPB), which is responsible for regulating debt collection practices and enforcing federal consumer financial laws.
When filing a complaint, be sure to provide detailed information about the alleged violation, including dates, times, and details of conversations. You should also keep a record of all correspondence and documentation related to the complaint.
Seeking Help from a Debt Collection Attorney
If you’re being contacted by IQ Data International Inc and you’re unsure about your rights or the debt owed, it’s essential to seek help from a debt collection attorney.
A debt collection attorney can help you navigate the debt collection process, ensure that your rights are protected, and negotiate with IQ Data International Inc on your behalf.
When selecting a debt collection attorney, look for someone with experience in debt collection law and a proven track record of success. You should also ensure that the attorney is licensed to practice in your state and has a good reputation with the local bar association.
By seeking help from a debt collection attorney, you can ensure that your rights are protected and that you receive fair treatment from IQ Data International Inc.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop the IQ Data debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more IQ Data debt collection harassment, call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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