Immediate Credit Recovery Debt Collection Harassment. Stop the Calls!
Tired of Immediate Credit Recovery Debt Collection Harassment?
Wish there was a way to make the calls stop? Is Immediate Credit Recovery constantly calling and harassing you? Does your phone ring every day, several times per day, because Immediate Credit Recovery is calling you to demand payment? Threatening you with legal action? Has Immediate Credit Recovery ever used abusive or profane language when speaking with you on the phone? If so, Immediate Credit Recovery may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA,
protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA
, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Immediate Credit Recovery a scam?
According to the Better Business Bureau website, Immediate Credit Recovery has been in business for 29 years. There have been 64 complaints filed.
Immediate Credit Recovery
My ICR Account
Who is Immediate Credit Recovery?
Immediate Credit Recovery or ICR
, is based in Kennesaw, Georgia. They have been sued in federal court over 71
times for violating consumer’s rights while collecting on alleged debts. ICR is primarily a third party debt collector. Therefore this means that they collect debts that were originally owed to someone else. The Fair Debt Collection Practices Act requires Immediate Credit Recovery to collect debts in a abuse free and non-harassing manner.
Address: 3330 Chastain Meadows Pkwy NW STE 100
Kennesaw, GA 30144-5881
Phone: (800) 234-4271 & (866) 401-7190
Fax: (770) 792-8161 & (790) 792-8167
Immediate Credit Recovery is often referred to or searched for by other names. These include:
ICR Collections, ICR Collection Agency, Immediate Credit Recovery Inc, Immediate Credit Recovery Department of Education, Immediate Credit Recovery Student Loans, ICRCollect, Immediate Recovery, Emmediate Credit Solutions Reviews, Immediate Credit, ICR Agency, ICR Credit, ICR Collection, ICR Debt Collector, ICR Debt Collection, Credit Recovery Inc, Immediate Credit Recovery Kennesaw Ga, ICR Incorporated, ICR Collect Pay, Immediate Credit Recovery Georgia, Credit Recovery Services Collection Agency, Immediate Credit Recovery Marietta Georgia
Immediate Credit Recovery Debt Collection Harassment Tactics
If Immediate Credit Recovery engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times
Immediate Credit Recovery Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
800-964-5689, 800-234-4271, 855-889-3111.
If so, you may be a victim of Immediate Credit Recovery debt collection harassment. The list above is not all the numbers that Immediate Credit Recovery uses. Also, calls can be from a different numbers and it still be Immediate Credit Recovery calling you. Contact our office right away so we can start the process to stop Immediate Credit Recovery from calling you illegally. Above all, no one should live with harassment.
Is Immediate Credit Recovery a scam?
No, Immediate Credit Recovery has been in business for 29 years.
Can Immediate Credit Recovery seize my property?
Immediate Credit Recovery can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can Immediate Credit Recovery sue me?
Yes, Immediate Credit Recovery can sue you so long as the debt is within the statute of limitations.
Can Immediate Credit Recovery garnish wages?
Yes, Immediate Credit Recovery can garnish wages on Federal Student loans or if they obtain a judgement from the courts, they in fact can.
Can Immediate Credit Recovery report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
Can Immediate Credit Recovery arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Immediate Credit Recovery in 2018 and 2019 and can be found on Pacer.org.
1:19-cv-01150-ODE-JCF Silver v. Immediate Credit Recovery et al
2:19-cv-00468-GJP HARRIS-EMERY v. IMMEDIATE CREDIT RECOVERY, INC.
1:18-cv-05036-ELR-JCF Lusk v. Immediate Credit Recovery, Inc.
7:18-cv-08117-KMK Rankel v. Immediate Credit Recovery, Inc.
3:18-cv-11648-FLW-LHG NEWTON v. IMMEDIATE CREDIT RECOVERY
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop the Immediate Credit Recovery debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more Immediate Credit Recovery debt collection harassment, call us at (877)700-5790
for immediate assistance or visit our website at www.consumerlawfirmcenter.com
You can also file a complaint directly with the following government entities: Please click on links below.
Attorney General of Georgia
Consumer Financial Protection Bureau
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”