— What We Do for You

Being Harassed by a Debt Collector? Here's Exactly How We Stop It — At No Cost to You.

We’ve helped thousands of clients fight back against illegal debt collection for free. From your first call to final resolution, here’s our proven process — and why it never costs you a dime out of pocket.

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— The Process

Our 4-Step Process

We’ve walked thousands of clients through this exact process, at no cost to them — here’s what happens after you reach out.
1

You Contact Us

Fill out the free 2-minute form above, or call/text 877-700-5790. No cost, no obligation, no pressure to sign anything.

2

We Send a Cease & Desist Letter

We promptly notify the collection agency in writing — putting an end to their calls to you, your family, friends, coworkers, and neighbors.

3

The Agency Responds

The agency typically has about 30 days to review our letter, then either offers to settle your claim or denies it.

4

We Resolve Your Case

If they offer a settlement, we walk you through your options. If they deny or ignore your claim, we explore every alternative to advance your case.

— No-Risk Representation

You Never Pay Us Out of Pocket

We understand hiring a lawyer can be expensive. The good news: most consumer protection laws make the company that violated your rights pay our legal fees — not you.

Attorney's Fees & Costs

Paid By Them

When a collection agency breaks the law, they — not you — are required to cover our legal fees.

Damages

Money In Your Pocket

You may be entitled to compensation for the harassment you experienced, separate from any fees the agency pays.

Other Remedies

Credit & Debt Relief

Beyond money, you may be entitled to a corrected credit report or even having the disputed debt waived entirely.

You won’t spend a single penny from your own pocket, under any circumstances — we only get paid if we win.

— Know the Warning Signs

Common Tactics Predatory Collection Agencies Use

These are everyday tactics collectors use to pressure and intimidate consumers. If even one sounds familiar, you may have a case — and it’s free to find out.

Threatening a Lawsuit or Judgment

Collectors can't threaten legal action or a judgment they don't actually intend — or aren't legally able — to pursue.

Calling Excessively, Day and Night

Repeated, nonstop calls meant to wear you down are a textbook harassment tactic under federal law.

Calling Before 8am or After 9pm

Debt collectors are legally restricted to contacting you only within these hours, in your time zone.

Using Inappropriate or Abusive Language

Cursing, insults, or threats used to intimidate you into paying are a direct violation of your rights.

Disclosing Your Debt to Third Parties

Telling your relatives, coworkers, neighbors, or employer about an alleged debt is illegal in nearly all cases.

Calling at Work After Being Told Not To

Once you've told a collector not to contact you at work or at a specific time, continuing to do so breaks the law.

If even ONE of these sounds familiar, you may have a case — and it’s free to find out.
— Life After The Calls Stop

Have Your Rights Been Violated?

Debt collectors are counting on you not knowing your rights. The FDCPA explicitly bans third-party collectors from harassing and abusive collection tactics — even so, many collectors break the law anyway to try to collect. Once we get involved on your behalf, most clients see the harassment stop within days.

— Real Clients, Real Results

What Our Clients Say

Verified reviews from clients we’ve helped stop debt collector harassment — for free.

“Worked with Matthew after hearing about them previously on BBB. We did everything over text due to my work schedule. With just a couple of screenshots and an audio recording I forwarded, they took care of everything for me from start to finish, free as promised. They completely stopped the harassment within a week... it was the best Christmas gift I could've gotten.”
Eric Arlan
Posted on Google — verified review
“At 50 years old, I don't generally write Google reviews, but this one I write with pleasure! I had been threatened by a collection agency off and on for years over a debt that had actually been paid off in full. They contacted my family, my ex-husband's family, and my current husband's family. This team stepped in and finally put a stop to it.”
Gordon & Tiffany Lester
Posted on Google — verified review
— Common Questions

Frequently Asked Questions About Our Process

We typically send a cease-and-desist letter within days of speaking with you, and the collection agency generally has about 30 days to respond with a settlement offer or a denial.
We explore alternative methods to advance your matter, which can include filing a lawsuit against the collector for violating federal or state consumer protection law.
Most cases are resolved through a negotiated settlement long before reaching a courtroom, but we’re fully prepared to litigate if a collector refuses to make things right.
No. We work on contingency — you never spend a penny out of pocket, and the law requires collectors who violated your rights to pay our attorney’s fees.
We review every settlement offer with you in plain language and give you the information you need to decide whether to accept it or keep pursuing your claim.
Depending on your case, you may be entitled to a corrected credit report, a waived debt, or both — in addition to any monetary compensation you recover.
— Free · Confidential · No Obligation

Ready to Put a Stop to the Harassment?

Every day you wait is another day debt collectors are counting on your silence. Get a free case review and see exactly how we can help — it costs nothing to ask.