We’ve helped thousands of clients fight back against illegal debt collection for free. From your first call to final resolution, here’s our proven process — and why it never costs you a dime out of pocket.
Fill out the free 2-minute form above, or call/text 877-700-5790. No cost, no obligation, no pressure to sign anything.
We promptly notify the collection agency in writing — putting an end to their calls to you, your family, friends, coworkers, and neighbors.
The agency typically has about 30 days to review our letter, then either offers to settle your claim or denies it.
If they offer a settlement, we walk you through your options. If they deny or ignore your claim, we explore every alternative to advance your case.
We understand hiring a lawyer can be expensive. The good news: most consumer protection laws make the company that violated your rights pay our legal fees — not you.
When a collection agency breaks the law, they — not you — are required to cover our legal fees.
You may be entitled to compensation for the harassment you experienced, separate from any fees the agency pays.
Beyond money, you may be entitled to a corrected credit report or even having the disputed debt waived entirely.
You won’t spend a single penny from your own pocket, under any circumstances — we only get paid if we win.
These are everyday tactics collectors use to pressure and intimidate consumers. If even one sounds familiar, you may have a case — and it’s free to find out.
Collectors can't threaten legal action or a judgment they don't actually intend — or aren't legally able — to pursue.
Repeated, nonstop calls meant to wear you down are a textbook harassment tactic under federal law.
Debt collectors are legally restricted to contacting you only within these hours, in your time zone.
Cursing, insults, or threats used to intimidate you into paying are a direct violation of your rights.
Telling your relatives, coworkers, neighbors, or employer about an alleged debt is illegal in nearly all cases.
Once you've told a collector not to contact you at work or at a specific time, continuing to do so breaks the law.
Debt collectors are counting on you not knowing your rights. The FDCPA explicitly bans third-party collectors from harassing and abusive collection tactics — even so, many collectors break the law anyway to try to collect. Once we get involved on your behalf, most clients see the harassment stop within days.
Verified reviews from clients we’ve helped stop debt collector harassment — for free.
Every day you wait is another day debt collectors are counting on your silence. Get a free case review and see exactly how we can help — it costs nothing to ask.