If you got a call or letter from Oxford Management Services, the first question in your mind is probably simple:
“Who are they, and why are they contacting me?”
That is a fair question – and you should not feel rushed into paying anything until you get a clear answer.
A lot of people look up this company name because the contact often feels confusing. Some messages sound urgent but do not clearly explain the original creditor. Other people report being pushed to “handle it today” without receiving paperwork first. When communication feels unclear, repetitive, or intimidating, it can start to feel like Oxford Management Services Harassment.
This guide is written to help you do one thing: take control of the situation without making a mistake. You will learn what this company is connected to, why the name is well known online, how to verify what you actually owe, and how to stop collection pressure the right way.
What should I do if Oxford Management Services is calling me?
If their contact is happening right now, do these three things first:
- Do not pay on the phone today, even if they pressure you.
- Ask for written documentation, including the original creditor and balance breakdown.
- Save proof of every contact (voicemails, letters, screenshots).
This is the fastest way to shift the situation from panic to proof.
Who is Oxford Management Services Inc, exactly?
This is a name associated with a debt collection business that was publicly identified in a major federal enforcement action.
In 2009, the Federal Trade Commission (FTC) filed a case against Oxford Collection Agency, Inc., doing business as Oxford Management Services, alleging unfair and deceptive debt collection practices.
That history matters because it explains why the company name triggers concern online. It also explains why people search for the name after getting calls that sound threatening or confusing.
Why do people still talk about Oxford Management Services Harassment?
Because the FTC case is not a rumor — it is a public federal case.
The FTC press release explains that the case involved abusive practices affecting consumers nationwide and resulted in a settlement.
Real source Debt Collectors Settle with FTC
So if you are feeling worried because the call sounded aggressive, you are not “overthinking it.” Many consumers become concerned because the name is connected to a real enforcement action.
What does Oxford Management Services harassment actually feel like in real life?
Most people think harassment means yelling or profanity. In reality, it often sounds calm — but the pressure is built into the words.
Here are examples of the kinds of messages that create stress:
- A voicemail that says it is “time sensitive” but never says what the debt is
- A caller who demands personal verification but will not explain the creditor
- A call that sounds like legal action is happening, but nothing is in writing
- Repeated contact that makes you feel like you must decide immediately
If you are dealing with this, the problem is not just the debt.
The problem is the lack of clarity combined with pressure.
That combination is exactly why the law gives you the right to request written proof.
What is the Oxford Management Services phone number and address?
A lot of people search for a phone number about this collection agency because they want to verify the call is real and not spoofed.
Here are commonly listed public references, including the address shown in the FTC complaint.
Oxford Management Services Contact Reference Table
| Type | Publicly listed details |
| Common phone number | (631) 470-9800 |
| Common address listing | 535 Broadhollow Rd, Melville, NY 11747 |
| FTC complaint location | 135 Maxess Road, Melville, NY 11747 |
Important: Scammers can spoof any number. Even if the caller ID looks correct, you should still demand written validation before paying.
If the debt is real, do I still have the right to ask for proof?
Yes.
Even if you think the debt might be yours, you still have the right to slow it down and ask for:
- The original creditor name
- The full amount and itemized breakdown
- The account number or reference
- The date the debt started
- Proof that the collector has authority to collect
You are not refusing to pay.
You are refusing to pay blindly.
What is the fastest way to stop Oxford Management Services collection pressure?
The fastest way is to stop giving them emotional control.
When you answer live calls repeatedly, the collector controls the conversation. When you shift everything into writing, you control the timeline.
Here is the simplest approach that works:
Step 1: Let calls go to voicemail for a few days
This gives you proof and removes pressure.
Step 2: Send a written validation request
Your goal is to force clarity. You want them to put the claim on paper.
Step 3: Stop discussing payment until validation arrives
If they refuse to validate but keep demanding payment, that becomes important evidence.
This method works because it turns confusion into a documented process.
What should I say if Oxford Management Services calls me again?
You do not need to argue. You only need one calm sentence.
Here are strong responses that keep you safe:
Option 1:
“Please send me the full details in writing. I will review it and respond.”
Option 2:
“I’m not discussing payment until I receive written validation.”
Option 3:
“Who is the original creditor, and where can you mail the documentation?”
If the caller gets frustrated, that is not your problem.
Your job is to protect yourself.
What if they say “this is legal” or “this will escalate”?
This is where many consumers panic.
Here is the truth:
A real lawsuit does not come through vague voicemail language.
A real lawsuit comes with:
- A court name
- A case number
- A summons and complaint
- A deadline to respond
If they cannot provide those details, treat it as pressure language and request written proof.
What if the debt is wrong or not mine?
This happens more than people realize.
Sometimes the debt is:
- Tied to a similar name
- Connected to an old address
- Already paid
- The wrong amount
- Missing key documentation
If you suspect that, do not “pay just to make it go away.”
Instead, Dispute the Debt it in writing and request full documentation.
If the collector cannot prove it belongs to you, you should not be pressured into paying.
Why is verification so important?
Because scams are more advanced now.
In 2026, scammers often:
- Use real company names
- Spoof real numbers
- Claim urgent legal consequences
- Demand immediate payment
If someone calling claims to be from Oxford Management Services Inc and demands payment through unusual methods, stop immediately and verify.
You can also report suspicious collection behavior here:
When should I get help?
You should get help when:
- You are being pressured daily
- You cannot get clear written proof
- The caller is using threats or deception
- You are worried about your credit or legal risk
- The stress is affecting your routine
You do not need to wait until it becomes extreme. Early action is easier.
Get Help With Debt Collection Harassment
If you feel overwhelmed or believe the communication may qualify as Oxford Management Services Harassment, you can get support.
Consumer Rights Law Firm PLLC helps consumers understand their options, document collection behavior, and respond properly when collection tactics cross legal lines.
Consumer Rights Law Firm PLLC
133 Main Street, Second Floor, North Andover, MA 01845
Phone 877 700 5790
Email help@consumerlawfirmcenter.com
Success Stories
- 🏆 I was getting 10+ calls a day from a debt collector who wouldn’t take no for an answer. Consumer Rights Law Firm PLLC took over and within a week, the calls stopped completely. They knew the law and made the harassment go away fast. I finally sleep peacefully at night. Highly recommend!
- 🏆 I contacted Consumer Rights Law Firm PLLC after months of threatening voicemails from a collector. Their team explained my rights clearly and sent legal letters to the agency. The harassment ended immediately. They even helped me get a $1,000 settlement. Real pros!
- 🏆 I was skeptical at first, but they delivered. The lawyers at Consumer Rights Law Firm PLLC knew exactly what to do. They filed a complaint against the collection agency and within days, the calls stopped. I didn’t have to pay them upfront, and they only got paid if they won. Total lifesavers!
- 🏆 After months of illegal robocalls and threats from a debt collector, I was at my wit’s end. Consumer Rights Law Firm PLLC handled everything with care and confidence. They not only stopped the harassment but also fought to get me compensation. Amazing firm with a strong consumer focus.
FAQs
1) Why are they calling me?
They may claim you owe a balance assigned for collection. Do not pay immediately. Ask for written validation showing the original creditor, amount, and proof the debt belongs to you.
2) What is Oxford Management Services Inc known for?
The name is linked to a 2009 FTC enforcement case involving Oxford Collection Agency, Inc. d/b/a Oxford Management and allegations of unfair collection practices.
3) What is the OMS phone number?
A commonly listed Oxford Management Services Phone Number is (631) 470-9800, but always verify in writing because scammers can spoof numbers.
4) What should I do if the debt seems unfamiliar?
Dispute it in writing and request validation. Ask for the original creditor, service dates, and itemized breakdown before discussing payment.
5) Can OMS Collection contact my family?
Collectors generally cannot discuss your debt with unauthorized third parties. If someone else receives debt details, document it and consider filing a complaint.
6) What if they threaten wage garnishment?
Wage garnishment typically requires a lawsuit and court judgment. If threats are made without paperwork, demand written proof and log the details.
7) How do I stop Oxford Management Services harassment calls?
Let calls go to voicemail, request written validation, and stop discussing payment until proof arrives. Repeated pressure without validation should be documented.
8) Should I confirm my date of birth on the phone?
Not until you know who you are speaking with. Ask for written documentation first. Protect your personal information.
9) How can Consumer Rights Law Firm PLLC help?
They help consumers respond properly, document harassment patterns, request debt validation, and take action if collection conduct violates consumer protection laws.
10) Where can I report abusive collection behavior?
You can report it to the CFPB and the FTC using their official complaint portals. These reports create a record and may support enforcement action.
In brief, If you are dealing with Oxford Management Services Harassment, the safest move is to stop reacting to pressure and start demanding proof. Save everything, request validation in writing, and do not pay until the debt is clear and verified.
