Global Credit and Collections Corp Phone Harassment?
Is Global Credit and Collections Corp (GCC) calling you? Stop Global Credit and Collections Corp phone harassment. Do they threaten to take legal action or garnish your wages? If you do not respond to collection attempts, you may be sued. Are they calling you at all hours or several times a day? You may feel pursued by persistent collection efforts. Are they telling your family and neighbors that you owe a debt? Collection agencies may also contact you by mail as part of their attempts to collect a debt. If so what they are doing is illegal and needs to stop. You have the legal right to stop GCC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Global Credit and Collections Corp a Scam?
According to the Better Business Bureau website, Global Credit and Collections Corp has been in business for over 5 years. There have been 65 complaints filed against GCC with the BBB. While Global Credit and Collections Corp currently holds an A+ rating, it is not BBB accredited. Read more here: Global Credit and Collections Corp Better Business Bureau. The mission of the BBB is to promote marketplace trust and integrity, not to endorse or recommend specific companies.
Who is Global Credit and Collections Corp?
Global Credit & Collection Corp is a third party debt collector located in Chicago, Illinois. Global Credit and Collection DBA Affinity Global provides professional debt collection service to its clients, focusing on prompt and effective account resolution.
🏛️ Address: 5440 N Cumberland Ave STE 300 Chicago, IL 60656-1486
📞 Phone: (855) 601-0375
Global Credit and Collections Corp Collection Tactics
If Global Credit and Collections Corp engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed (collectors may attempt to collect amounts that exceed what is actually owed)
Collectors may also pressure you to make a payment quickly, sometimes without providing full information.
Certain conditions must be met for a debt to be removed from your credit report or for collection efforts to cease.
Global Credit and Collections Corp Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 855-253-3244
- ☎️ 855-601-0375
- ☎️ (855) 253-3244
- ☎️ (855) 601-0375
- ☎️ 8552533244
- ☎️ 8556010375
If the answer is yes, then you are receiving calls from a known GCC number. You may be a victim of GCC phone harassment. The list above is not all the numbers that GCC uses. The calls can be from different phone numbers and it still be Global Credit and Collections Corp calling you. Contact our office right away so we can start the process to stop GCC from calling you illegally. Above all, no one should live with harassment!
Understanding Your Rights
When you’re contacted by a debt collection agency like Global Credit Collection Corp, it’s crucial to know your rights and how to protect yourself. The Fair Debt Collection Practices Act (FDCPA) was created to ensure that debt collectors, including collection corp and global credit collection corp, treat consumers fairly and respectfully. This law sets clear boundaries for how a debt collector can contact you, what information they must provide, and what actions they are prohibited from taking.
As a consumer, you are entitled to receive accurate information about your debt. This means the collection agency must clearly state the amount you owe, the name of the original creditor, and provide a history of your account if you request it. You also have the right to dispute the debt or ask for verification, and the company must respond to your request before continuing collection efforts. Understanding these fair debt collection practices can help you avoid being misled or pressured into making payments you may not actually owe.
It’s important not to ignore calls or letters from a debt collector. Failing to respond can lead to more serious consequences, such as legal action or wage garnishment, especially if the debt is valid and within the statute of limitations. If you’re unsure about the legitimacy of the debt or the collection agency, you can check their standing with the Better Business Bureau (BBB) and review any complaints filed by other consumers. While a BBB rating reflects how a business responds to complaints, it’s also a useful resource for understanding the company’s history and practices.
If you’re struggling to pay or negotiate a settlement, consider seeking guidance from a professional, such as a credit counselor or attorney. These experts can help you understand your options, negotiate with the collection agency, and ensure your rights are protected throughout the process. Remember, you have the right to fair treatment and to be free from harassment, regardless of your financial situation.
The debt collection industry is regulated not only by the FDCPA but also by the Fair Credit Reporting Act (FCRA) and various state laws. These regulations are designed to protect consumers from unfair practices and ensure that any information reported to credit bureaus is accurate. If you believe your rights have been violated, you can file a complaint with the appropriate regulatory agency or seek legal assistance.
Global Credit Collection Corp is a legitimate business, but like many companies in the industry, it has faced complaints and regulatory scrutiny in the past. This makes it even more important to stay informed, keep records of all communications, and act promptly if you’re contacted about a debt. By understanding your rights and the regulations that govern debt collection, you can take control of your situation and work toward a resolution that is fair and reasonable.
Above all, remember that you are entitled to respect and accurate information. Don’t hesitate to ask questions, request documentation, or seek professional help if you need it. Being proactive and informed is the best way to protect yourself and ensure that your experience with any collection agency, including Global Credit Collection Corp, is handled properly and within the law.
Complaints Against Global Credit and Collections Corp
The following is a sample list of complaints filed against Global Credit and Collections Corp in the past year and can be found on Pacer.gov.
- 📋 3:09-cv-05182-RS Rangel v.
- 📋 4:10-cv-03048-PJH Robertson v.
- 📋 4:17-cv-01443-HSG Beverly Enjaian v.
- 📋 1:11-cv-00407-WMS Zientek v.
- 📋 2:15-cv-09219-AB-JEM Sky Shadow v.
Our law firm specializes in helping clients resolve issues with debt collectors and credit report errors.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Global Credit and Collections harassment. Our office has been assisting consumers since 2010. We have achieved good results for our clients, such as stopping collection calls and helping to dismiss lawsuits related to debt collection harassment. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Global Credit and Collections call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 From the first phone call, CRLF made me feel heard and protected. The staff was professional and responsive, and the legal team knew exactly how to handle my situation. The debt collector backed off within a week. I highly recommend their services to anyone facing harassment.
- 🏆 I had no idea how to deal with a collection agency that kept calling me multiple times a day. CRLF stepped in and immediately took control. They knew the laws inside out and made sure my rights were enforced. No more unwanted calls—just peace of mind.
- 🏆 CRLF did a great job handling my case. I did feel like I had to follow up a few times for updates, but the end result made it worth it. The harassment stopped completely, and I feel empowered now knowing my rights. Thank you for your hard work.
- 🏆 I was hesitant to contact a law firm, but CRLF exceeded all expectations. They were kind, knowledgeable, and most importantly—effective. Within days, the robocalls stopped and I was finally able to sleep peacefully. Highly recommended if you’re facing collector harassment.
Common Questions
Is GCC a scam?
No, Global Credit and Collections Corp has been in business for over 5 years.
Can Global Credit and Collections Corp garnish my wages?
Yes, GCC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can GCC sue me?
Yes, GCC can sue you so long as the debt is within the statute of limitations. However, be aware that the statute of limitations may be longer than many consumers expect, and the time during which legal action can be taken may extend beyond what is commonly assumed.
Can GCC report my debt to the collections bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report. Debts can remain on your credit report for a significant period of time, which may be longer than you anticipate, impacting your credit history.
Can GCC arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
