Frost-Arnett Debt Collection Harassment? Stop the Calls!

Let Consumer Rights Law Firm fight for your rights now

You could receive up to $1,000 in statutory damages

There are absolutely no fees charged to you, and you will never pay a penny out of your own pocket.

Table of Contents

Frost-Arnett Debt Collection Harassment? Stop the Calls!

Is Frost Arnett harassing you with calls? Yearly, thousands of complaints are made about debt collectors like Frost-Arnett and their unscrupulous debt collection methods. The FDCPA has received a countless number of these complaints about Frost-Arnett debt collection harassment which clearly proves that most debt collectors find it difficult to remain on the right side of the law. Frost-Arnett may be one of them.

If you are getting Frost-Arnett debt collection calls then it is important that you know your rights and understand them clearly. Your rights can be violated during Frost-Arnett’s debt collection, and if you don’t know what your rights are, you will keep putting up with unfair treatment like Frost-Arnett phone harassment. you should never have to do this, as Frost-Arnett phone harassment can be a tormenting experience and no one deserves to put up with that.

The FDCPA protects you by prohibiting debt collectors from going too far and in cases when they do, by providing strict disciplinary measures to get them back in line.

The penalty for Frost-Arnett phone harassment can be detrimental to the company and beneficial to you. You can sue for Frost-Arnett debt collection harassment and even get compensation in form of statutory damages alongside other costs.

You need to speak with an attorney if you suspect that your rights have been violated. Call us now to discuss and find out if you have a case.

What To Do When A Debt Collector Calls You

It’s quite normal to feel overwhelmed when you realize that it’s Frost-Arnett or any other debt collector on the phone. The first thing you need to do is to take in a deep breath and relax.

Next, decide if you are ready to talk to Frost-Arnett or not. You are under no obligation to go ahead with the call if you are not in the right frame of mind to talk.

When you are ready to speak with the debt collector please get a notepad and pen to serve as your debt collection log where you collect details of how the conversation went for future purposes. A collection log is simply a record consisting of the date and time of the call, the name of the collector, the name of the collection agency, the amount you are told you owe, the name of your original creditor, and basically all other vital details of the call. Keeping a collection log will help you discover inconsistencies in information provided by the debt collector if there are any as you keep speak subsequently.

Another thing you want to do is to request information regarding the debt and go through a debt validation process to be certain that you owe this debt. Again, you need to know if it’s still within the statute of limitations, as debt collectors still go-ahead to contact consumers even when the statute of limitations on a debt has long expired. Only smart consumers can detect this.

No matter how convincing the debt collector sounds, or even if you remember taking out the loan, don’t admit to owning the debt just yet. Don’t even make a payment plan with the collector or make a promise to pay. This is because anything you say or do has the ability to revive the statute of limitations on an expired debt, meaning that a debt collector can now hold you on an originally time-barred debt.

Again, never give out your financial information, especially to a third-party collection agent whose identity you cannot verify. Some collectors may go out of their way to give you ”good” reasons why you should share a thing or two with them but it is still a big ”no, no”. Do not give out your bank account numbers, Social Security Number, or the amount of property you own. Your financial information can be used against you through wage garnishments, property lien if a default judgment is against you.

Speak politely. This is very important. A record of your phone call can be required in the court. You do not want to be heard speaking rudely to the debt collector.

As soon as you hang up the call, think, and decide your next line of action especially if the debt is still within the statute of limitation. Develop a payment plan or work out a settlement agreement with your debt collector.

Is Frost-Arnett Co a Scam?

According to the Better Business Bureau website, Frost-Arnett Co has been in business for 126 years. There have been 54 complaints filed against FAC with the BBB.

Frost-Arnett Co Better Business Bureau

Who is Frost-Arnett Co?

Frost-Arnett is a third-party debt collector located in Nashville, Tennessee.

Address: 2105 Elm Hill Pike STE 200

Nashville, TN 37210-3979

Phone: (615) 256-7156

Frost-Arnett Co Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

615-256-7156, 800-264-7156, 615-256-7100, 800-264-8818, 502-423-8600, (615) 256-7156, (800) 264-7156, (615) 256-7100, (800) 264-8818, (502) 423-8600, 6152567156, 8002647156, 6152567100, 8002648818, 5024238600

If the answer is yes, then you are receiving calls from a known FAC number. You may be a victim of FAC phone harassment.  The list above is not all the numbers that FAC uses. The calls can be from a different number and it still be Frost-Arnett Co calling you.  Contact our office right away so we can start the process to stop FAC from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is FAC a scam? No, Frost-Arnett Co has been in business for 126 years.

Can Frost-Arnett Co garnish my wages? Yes, FAC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can FAC sue me? Yes, FAC can sue you so long as the debt is within the statute of limitations

Can FAC report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can FAC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Frost-Arnett Co in the past year and can be found on Pacer.org.


2:97-cv-03174-jsg Patrick v. J.C. Penney Co Inc, et al

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Frost-Arnett Co harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:



Tennessee Attorney General

Consumer Finance









Frost-Arnett Debt Collection Harassment? Stop the Calls!
Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.