Frost-Arnett Debt Collection Harassment❓ Stop the Calls❗
Is Frost Arnett harassing you with calls? Yearly, thousands of complaints are made about debt collectors like Frost-Arnett and their unscrupulous debt collection methods. The FDCPA has received a countless number of these complaints about Frost-Arnett debt collection harassment which clearly proves that most debt collectors find it difficult to remain on the right side of the FDCPA laws. Frost-Arnett may be one of them.
If you are getting Frost-Arnett debt collection calls then it is important that you know your rights and understand them clearly. Your rights can be violated during Frost-Arnett’s debt collection, and if you don’t know what your rights are, you will keep putting up with unfair treatment like Frost-Arnett phone harassment. you should never have to do this, as Frost-Arnett phone harassment can be a tormenting experience and no one deserves to put up with that.
It is crucial to receive a written notice from debt collectors, which contains essential details about the debt and informs you about your rights to dispute the debt within a specified timeframe.
The FDCPA protects you by prohibiting debt collectors from going too far and in cases when they do, by providing strict disciplinary measures to get them back in line.
The penalty for Frost-Arnett phone harassment can be detrimental to the company and beneficial to you. You can sue for Frost-Arnett debt collection harassment and even get compensation in form of statutory damages alongside other costs.
You need to speak with an attorney if you suspect that your rights have been violated. Call us now to discuss and find out if you have a case.
Introduction to Frost-Arnett
Frost-Arnett is a reputable revenue cycle management company that provides comprehensive services to healthcare providers. With a rich history dating back to 1893, Frost-Arnett has established itself as a trusted partner in the healthcare industry, specializing in medical debt collection and patient payment solutions. Their expertise in transforming the payment journey for both providers and patients has made them a leading choice for healthcare providers seeking to streamline their revenue cycle management.
What To Do When A Debt Collector Calls You
It’s quite normal to feel overwhelmed when you realize that it’s Frost-Arnett or any other debt collector on the phone. The first thing you need to do is to take in a deep breath and relax.
Next, decide if you are ready to talk to Frost-Arnett or not. You are under no obligation to go ahead with the call if you are not in the right frame of mind to talk.
When you are ready to speak with the debt collector please get a notepad and pen to serve as your debt collection log where you collect details of how the conversation went for future purposes. A collection log is simply a record consisting of the date and time of the call, the name of the collector, the name of the collection agency, the amount you are told you owe, the name of your original creditor, and basically all other vital details of the call. Keeping a collection log will help you discover inconsistencies in information provided by the debt collector if there are any as you keep speak subsequently.
Another thing you want to do is to request information regarding the debt and go through a debt validation process to be certain that you owe this debt. Again, you need to know if it’s still within the statute of limitations, as debt collectors still go-ahead to contact consumers even when the statute of limitations on a debt has long expired. Only smart consumers can detect this.
No matter how convincing the debt collector sounds, or even if you remember taking out the loan, don’t admit to owning the debt just yet. Don’t even make a payment plan with the collector or make a promise to pay. This is because anything you say or do has the ability to revive the statute of limitations on an expired debt, meaning that a debt collector can now hold you on an originally time-barred debt.
Again, never give out your financial information, especially to a third-party collection agent whose identity you cannot verify. Some collectors may go out of their way to give you ”good” reasons why you should share a thing or two with them but it is still a big ”no, no”. Do not give out your bank account numbers, Social Security Number, or the amount of property you own. Your financial information can be used against you through wage garnishments, property lien if a default judgment is against you.
Speak politely. This is very important. A record of your phone call can be required in the court. You do not want to be heard speaking rudely to the debt collector.
As soon as you hang up the call, think, and decide your next line of action especially if the debt is still within the statute of limitation. Develop a payment plan or work out a settlement agreement with your debt collector. You can also seek a free consultation with a legal expert to understand your rights and explore debt relief options.
Rights and Responsibilities
As a consumer, it is crucial to be aware of your rights and responsibilities when dealing with debt collectors. You have the right to request a debt validation letter, dispute the debt, and negotiate a settlement. Debt collectors, on the other hand, are responsible for providing accurate information, respecting your boundaries, and adhering to the FDCPA guidelines. Understanding these rights and responsibilities can help you navigate the debt collection process with confidence.
Frost-Arnett Services
Frost-Arnett offers a range of services designed to support healthcare providers in managing their revenue cycle. Their services include patient payment resolution, accounts receivable management, and back-office support, all of which are powered by the latest technology and superior customer support. By leveraging artificial intelligence and advanced data analytics, Frost-Arnett is able to provide efficient and effective solutions that transform the payment journey for both providers and patients.
Is Frost-Arnett Co a Scam❓
According to the Better Business Bureau website, Frost-Arnett Co has been in business for 126 years. There have been 54 complaints filed against FAC with the BBB.
Disputing the Debt
If you receive a debt collection notice from Frost-Arnett, it is essential to verify the debt and ensure that it is legitimate. You can request a debt validation letter, which should include information about the original debt, the amount owed, and the creditor. If you dispute the debt, you can contact Frost-Arnett to resolve the issue. It is also important to check your credit report to ensure that the debt is not incorrectly reported.
Negotiating a Settlement
Negotiating a settlement with Frost-Arnett can be a viable option for resolving your debt. You can work with a debt settlement service or draft a debt settlement letter to propose a payment plan. It is crucial to track your correspondence and make secure payments to protect your personal financial information. By negotiating a settlement, you can avoid a debt lawsuit and potentially reduce the amount you owe. Remember to always prioritize your rights and responsibilities as a consumer and seek professional help if needed.
Who is Frost-Arnett Co❓
Frost-Arnett is a third-party debt collector located in Nashville, Tennessee.
🏛️ Frost-Arnett Address: 2105 Elm Hill Pike STE 200 Nashville, TN 37210-3979
📞 Phone: (615) 256-7156
As a modern provider, Frost-Arnett excels in revenue cycle management by investing in advanced technologies and customer support to streamline processes for healthcare organizations.
Frost-Arnett Co Phone Numbers
📲 Are you receiving any harassing phone calls from any of the following numbers?
- 615-256-7156
- 800-264-7156
- 615-256-7100
- 800-264-8818
- 502-423-8600
- (615) 256-7156
- (800) 264-7156
- (615) 256-7100
- (800) 264-8818
- (502) 423-8600
- 6152567156
- 8002647156
- 6152567100
- 8002648818
- 5024238600
If the answer is yes, then you are receiving calls from a known FAC number. You may be a victim of FAC phone harassment. The list above is not all the numbers that FAC uses. The calls can be from different numbers and it still be Frost-Arnett Co calling you. Contact our office right away so we can start the process to stop FAC from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is FAC a scam❓
No, Frost-Arnett Co has been in business for 126 years.
Can Frost-Arnett Co garnish my wages❓
Yes, FAC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can FAC sue me❓
Yes, FAC can sue you so long as the debt is within the statute of limitations.
Can FAC report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can FAC arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Frost-Arnett Co in the past year and can be found on Pacer.gov.
2:18-cv-16113-CCC-MF GOLUBCHIK v. FROST ARNETT COMPANY et al
2:97-cv-03174-jsg Patrick v. J.C. Penney Co Inc, et al
Understanding Debt Collection
Debt collection is a critical process that involves recovering outstanding debts from individuals or businesses. Debt collectors, like Frost-Arnett, play a vital role in this process, working on behalf of healthcare providers to collect medical debts. It is essential to understand the fair debt collection practices and laws that govern this industry, including the Fair Debt Collection Practices Act (FDCPA), to ensure that debt collectors operate within the bounds of federal law.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Frost-Arnett Co harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 Frost-Arnett was calling me nonstop—even at work after I told them to stop. I reached out to Consumer Rights Law Firm PLLC, and within days, the calls ended. They sued Frost-Arnett for violating the FDCPA and got me a settlement. If you’re being harassed, don’t wait—call them!
- 🏆 Frost-Arnett kept threatening me with arrest if I didn’t pay a debt I didn’t even owe. Consumer Rights Law Firm PLLC not only made them stop but also forced them to correct my credit report and pay me damages. These lawyers know debt collection laws inside out!
- 🏆 I was getting calls before 8 AM, which is illegal. Frost-Arnett wouldn’t listen until I hired Consumer Rights Law Firm PLLC. They sent a cease-and-desist letter, sued, and got me $3,500 in compensation. Worth every penny (and I didn’t even pay upfront—they took the case on contingency!).
