Foster and Monroe Phone Harassment?
*Is Foster and Monroe (F&M) calling you?*Stop Foster and Monroe phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right and the ability to take legal action to stop F&M phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Experienced attorneys are available to help represent you in these cases and ensure your rights are protected.
Is Foster and Monroe a Scam?
According to the Better Business Bureau website, Foster and Monroe has been in business for 6 years and appears in public records and credit reports as a debt collection company. Foster and Monroe is a legitimate company registered as a debt collection agency. There have been 44 complaints filed against F&M with the BBB.
Foster and Monroe Better Business Bureau
Who is Foster and Monroe?
Foster and Monroe are third party debt collector located in West Seneca, New York. They are a debt collection agency. Foster and Monroe may be collecting debts on behalf of the original creditor.
Address: PO Box 1031
West Seneca, NY 14224-8031
Phone: (855) 463-2233
Foster and Monroe Collection Tactics
If Foster and Monroe engage in any of the following tactics while collecting debts owed, you may have a case:
If you experience these tactics, you should claim your rights by disputing or challenging the collection practices.
Foster and Monroe Phone Numbers
855-463-2233, 855-306-7366, 844-822-4455, 716-799-5074, 844-401-8462, 716-508-3352, (855) 463-2233, (855) 306-7366, (844) 822-4455, (716) 799-5074, (844) 401-8462, (716) 508-3352, 8554632233, 8553067366, 8448224455, 7167995074, 8444018462, 7165083352, 380-799-7427, 855-304-5142, 855-439-0263, 716-296-4708, 866-309-4164, 757-337-1835, 877-257-1434, 716-508-3337, 866-309-4164, 877-244-1554, 716-508-3399, 380-799-7427, 855-340-8129, 380-799-7432, 757-337-1835, 877-257-1434, 716-508-3337, 716-508-3337, 844-221-3596, 866-309-4164, 877-244-1554, 716-508-3399
If the answer is yes, then you are receiving calls from a known F&M number. You may be a victim of F&M phone harassment. The list above is not all the numbers that F&M uses. The calls can be from a different number, and it still be Foster and Monroe calling you. This practice is called “spoofing” in the debt collection industry, where the caller ID is manipulated to display a different number.
Always verify the identity of the caller before taking any action or providing any personal information. Contact our office right away so we can start the process to stop F&M from calling you illegally. Above all, no one should live with harassment!
Fair Debt Collection Practices: What Are Your Rights?
When dealing with debt collectors such as Foster and Monroe LLC, understanding your rights is your best defense against harassment and unfair practices. Federal laws like the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are designed to protect consumers from abusive tactics and ensure that information reported about your debts is accurate.
The FDCPA sets clear rules for how debt collectors, including third-party agencies like Foster and Monroe, can contact you. They are prohibited from using threats, false statements, or harassing behavior to collect a debt. This means Monroe LLC and other collection agencies cannot call you at unreasonable hours, use profane language, or mislead you about the amount you owe or the consequences of not paying. You also have the right to know the name of the original creditor and to receive accurate information about the debt being collected.
Under the FCRA, you are protected from having inaccurate or incomplete information reported on your credit report. If Foster and Monroe or any other collection agency reports a collection account that is not yours, or includes incorrect details, you have the right to dispute the information. The credit bureau is required to investigate and correct any errors, helping you maintain a fair and accurate credit history.
Is F&M a scam? No, Foster and Monroe have been in business for 44 years.
Can Foster and Monroe garnish my wages? Yes, F&M can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. This is generally done to recover debts owed.
Can F&M sue me? Yes, F&M can sue you so long as the debt is within the statute of limitations. Lawsuits are generally filed to recover debts owed by consumers.
Can F&M report my debt to the collection’s bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. Paying the debt or negotiating a settlement can impact your credit report and may help resolve the negative entry.
Can F&M arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g., an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. Resolving the debt can help you avoid further legal complications.
The following is a sample list of complaints filed against Foster and Monroe in the past year and can be found on Pacer.org. For example, a common complaint involves repeated collection calls after a debt has already been paid or disputed.
4:19-cv-00351-ALM-CAN Cunningham v. Foster and Monroe
1:16-cv-01299-LMM Ledford v. Foster and Monroe
4:18-cv-01613 Jones v. Foster and Monroe
1:15-cv-00047-KAM-VMS Braun v. Foster and Monroe
3:15-cv-06261-MAS-TJB Dolci v. Foster and Monroe
These are examples of legal actions taken by consumers. Taking action, such as suing Foster and Monroe, can help recover damages for violations of your rights. If you believe your rights have been violated, consider taking action to resolve the issue, whether by disputing the debt, negotiating a settlement, or suing to recover damages.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We offer a comprehensive range of services to clients dealing with debt collection harassment, ensuring that you receive the support you need. Rather than suffer alone, contact our office to begin the process to stop the Foster and Monroe harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Foster and Monroe harassment call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
