First Premier Bank Group Phone Harassment? Stop the Calls!
Being in a debt could be frustrating and discouraging, but being in more than one debt is worse. Apart from having to wake up every day to the nightmare of being stuck in several draining financial commitments, you will have to put up with regular calls from perhaps more than one collection agency like First Premier Bank. Dealing with one collection agency is stressful enough, but having to deal with more than one may be an almost unbearable situation to find yourself in.
Juggling many debts requires the right knowledge, and if you are facing debt collection harassment from one or more of your debt collection agents, it is downright unethical and illegal. If you are being harassed, threatened, intimidated, or coerced into payment by your debt collection agent, the first thing you must know is that debt collection is strictly prohibited by the law through acts like the FDCPA and TCPA. These laws regulate debt collection practices to protect consumers. The law not only prohibits debt collection harassment but also provides an avenue for you to get justice for all the times that your rights may have been violated by your debt collection agent. Debt collectors must follow specific procedures, but certain actions are only required if specified by law. If you are being harassed or wish to dispute a debt, you can send a formal notice or request for debt validation. Consumers can also dispute a debt by claiming fraud, but this process can be complicated if payments have already been made. You may be able to sue an erring debt collection agency for statutory damages of up to $1000 per harassment charge. Contact us now to begin discussing your options, and make sure you understand your rights and the legal process when dealing with debt collectors.
How can I best deal with multiple debts?
You need to be enlightened on the options available to you if you are dealing with multiple debts and be guided to pick a favorable one. Below are a few options available to people dealing with multiple debts.
Know what debts to resolve first
Instead of exerting yourself to barely meet up with the minimum payments each month, consider picking one debt at a time and pouring all your energy and resources towards resolving it. Focus on the debts or financial goals that matter most to you, as this will help you regain control of your financial life. There is really no panacea when it comes to knowing which debts you should resolve first; picking a plan depends on you, your income, and your personal goals. When choosing which debts to pay off, it is important to consider what matters most to your financial situation, whether that’s freeing up more money by paying your heaviest loans first or getting that feeling of progress from resolving a smaller debt. Reflect on these points, as they will help you decide whether to resolve your highest or smallest interest debts first. Balance is the most important thing to factor into your debt repayment strategy, as you must create a plan that both works for you and allows you to reach your financial goals quickly.
Who is First Premier Bank?
First Premier Bank is headquartered in Sioux Falls, South Dakota. They are the 13th largest company to extend credit via MasterCard. They specialize in offering subprime credit to lower-income consumers. First Premier Bank has been a party to over 3,140 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.
Contact Information:
Address: 601 S Minnesota Ave Sioux Falls, SD 57104-4824 Phone: (605) 357-3000
Is First Premier Bank a Scam?
According to the Better Business Bureau website, First Premier Bank has been in business since 1999. First Premier Bank provides personal, business and mortgage loans & banking services. They also offer loans, trust and investments, treasury services and online banking. Read more about it here: First Premier Bank Better Business Bureau
First Premier Bank Phone Harassment
There are many ways companies like First Premier Bank that harass consumers and violate their rights and the law. The TCPA limits when and how often a company like First Premier Bank or its affiliates can call a consumer. The TCPA also bans the use of automatic dialing systems. Some of the key parts of the TCPA that all companies including First Premier Bank must follow when making calls are below:
- ➡️ Calls only between the hours of 8 a.m. and 9 p.m.
- ➡️ Companies must maintain a “Do Not Call” list and follow it.
- ➡️ Marketers may not send unsolicited advertisements using an auto-dialer, or prerecorded voice message to anyone without their prior consent.
- ➡️ Customers must have an option to opt-out of future robocalls during a robocall. Once requested, the calls must end.
- ➡️ A caller must identify themselves and the person or company on whose behalf they are making the calls
First Premier Bank Phone Numbers
from this number?
800-501-6535, 800-987-5521, 605-884-9777, 605-884-2002, 605-884-2016, 605-267-2665.
If so, you may be an unsuspecting victim of phone harassment from First Premier Bank. Call us now on 877-700-5790
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First Premier Bank Complaints
The following is a sample list of complaints filed against First Premier Bank and can be found on Pacer.
4:19-cv-01350 Rogers v. First Premier Bank
1:19-cv-00469-MN Arnold v. First Premier Bank et al
1:19-cv-00090-LPS Bolcato v. First Premier Bank et al
3:18-cv-00819-RGJ Hardy v. First Premier Bank et al
8:18-cv-02902-VMC-TGW Vina v. First Premier Bank
Some of these complaints involve accounts that have been closed by First Premier Bank after a charge-off or following debt validation efforts. Many also relate to debts that are past due or have transitioned to collections.
Managing Your Account: Online Banking and Account Management
Managing your finances should be simple, secure, and convenient—and that’s exactly what First Premier Bank delivers through its robust online banking and account management services. As an equal housing lender, First Premier Bank is dedicated to providing every customer with the tools and support needed to maintain control over their accounts, payments, and credit, all while ensuring the highest standards of security.
With First Premier’s online banking platform, you can access your account information anytime, anywhere. Whether you need to check your balance, make a payment, transfer funds, or review your transaction history, everything you need is available at your fingertips. The online application process makes it easy to open new accounts, so you can start managing your money with confidence and ease.
If you ever encounter issues—such as being blocked from your account or needing to dispute a transaction—First Premier Bank’s customer support team is ready to respond to your requests. You can contact support by phone or email, and the team will work quickly to ensure you can continue managing your account without interruption. The bank’s website is designed to be user-friendly, making it easy to find the information and assistance you need.
By choosing First Premier Bank, you’re partnering with a financial institution that values your security, supports your financial goals, and provides the convenience you need to manage your accounts effectively. Take control of your finances today with First Premier’s online banking and account management services—your secure, reliable way to bank from anywhere.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors get justice for the violation of their rights. Rather than suffer alone, contact a legal professional to stop the harassment from First Premier Bank. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877) 700-5790 for immediate assistance.
Success Stories
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Amazing! My experience was very quick and easy and I got a nice settlement in no time. Also, their word was kept as far as not paying any fees. Zero out of pocket, and great settlement in return. 5 stars!⭐⭐⭐⭐⭐
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from the beginning to end, this company went above and beyond for me and I NEVER paid a thing and those annoying collecting calls indeed stopped a week after the team said it would and we all WON!
so very satisfied with Consumer Rights Law Firm!⭐⭐⭐⭐⭐ -
Matt and Derek worked as a team to get me a fair and adequate solution for my concern. They kept me updated throughout the whole process and answered any questions I had. I would highly recommend them.⭐⭐⭐⭐⭐
Frequently Asked Questions
1. Can First Premier Bank Group legally harass me with phone calls?
No. Federal law prohibits repeated or abusive calls intended to harass or intimidate you.
2. How many times can First Premier Bank Group call me per day?
There is no exact number, but frequent or repeated calls meant to pressure you are illegal.
3. Can First Premier Bank Group call me early in the morning or late at night?
No. Calls before 8 a.m. or after 9 p.m. are not allowed.
4. Can First Premier Bank Group call my workplace?
They cannot call you at work if you tell them your employer does not allow such calls.
5. Can they contact my family or friends about my debt?
No. They cannot discuss your debt with third parties.
6. Can First Premier Bank Group threaten legal action?
Only if they truly intend to take legal action. False threats are illegal.
7. Can I ask First Premier Bank Group to stop calling me?
Yes. You can request that they stop calling or communicate only in writing.
8. Do I have the right to dispute the debt?
Yes. You can request written debt validation within 30 days of first contact.
9. Is robocalling or repeated voicemails allowed?
No. Excessive robocalls or repeated voicemails may violate federal law.
10. What should I do if First Premier Bank Group violates my rights?
You may be entitled to legal remedies and should speak with a consumer rights attorney.
