Fairway Capital Recovery Phone Harassment?
Is Fairway Capital Recovery (FCR) calling you? Stop Fairway Capital Recovery phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Such persistent calls can feel overwhelming for consumers, adding significant stress to an already difficult situation. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop FCR phone harassment. Taking further action, such as disputing the debt or seeking legal help, can help resolve the situation. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Fairway Capital Recovery a Scam?
According to the Better Business Bureau website, Fairway Capital Recovery has been in business for 7 years. Read more here: Fairway Capital Recovery Better Business Bureau.
Who is Fairway Capital Recovery?
Fairway Capital Recovery is a third party debt collector, third party collection agency, and debt collection agency located in Cincinnati, Ohio. FCR has been a party to a Federal Court case several times. Fairway Capital Recovery appears on credit reports when they purchase or manage overdue accounts from creditors. These accounts are often transferred from the original creditor to Fairway Capital Recovery; creditors are the original lenders or financial institutions that initially extended the credit. The headquarters staff at the Cincinnati office supports the company’s operational scale. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 4000 Executive Park Drive Suite 300 Cincinnati, OH 45241
📢📞 Phone: (513) 619-7565
Fairway Capital Recovery Collection Tactics
If Fairway Capital Recovery engages in any of the following tactics, you may have a case:
- ➤ Using profanity or abusive language
- ➤ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➤ Making relentless calls to you multiple times per week
- ➤ Talking to others about your debt
- ➤ Calling your workplace
- ➤ Threatening to sue you, harm you, or destroy your credit
- ➤ Telling you or anyone else that you’ve committed a crime
- ➤ Calling repeatedly for the wrong person
- ➤ Failing to notify you of your right to dispute the debt
- ➤ Trying to collect more than legally allowed
These tactics can amount to debt harassment and may involve the use of misleading information. Consumers may have disputed debts or may not actually owe the amounts claimed. Such tactics can lead to negative experiences for consumers.
Fairway Capital Recovery Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 513-619-7565
- ☎️ (513) 619-7565
- ☎️ 5136197565
If the answer is yes, then you are receiving calls from a known FCR number. You may be a victim of FCR phone harassment. The list above is not all the numbers that FCR uses. The calls can be from different phone numbers and it still be Fairway Capital Recovery calling you. Contact our office right away so we can start the process to stop FCR from calling you illegally. Above all, no one should live with harassment!
Legal Protections Against Harassment
When you’re dealing with persistent calls or aggressive tactics from Fairway Capital Recovery, it’s crucial to know that the law is on your side. The Fair Debt Collection Practices Act (FDCPA) sets strict guidelines for how debt collectors, including Fairway Capital Recovery and other collection agencies, must conduct themselves. This federal law is designed to protect consumers from abusive collection practices, ensuring that your rights are respected throughout the debt collection process.
Under the FDCPA, debt collectors are prohibited from using threatening language, making false or misleading statements, or engaging in unfair practices to recover money. If you believe a debt is inaccurate or you don’t owe it, you have the right to dispute the claim. Upon your request, Fairway Capital Recovery must provide written documentation to validate the debt before continuing collection efforts. This written notice is a powerful tool to ensure that only legitimate debts are pursued and that your credit history is not harmed by inaccurate reporting.
You also have the right to tell Fairway Capital Recovery to stop contacting you. By sending a written notice, you can legally require them to cease communication, except to inform you of certain actions like a lawsuit. Debt collectors cannot call you at inconvenient times, such as before 8 a.m. or after 9 p.m., nor can they contact you at work if your employer disapproves. They are also forbidden from discussing your debts with family, neighbors, or colleagues, and must never use abusive language or threats.
If Fairway Capital Recovery violates these fair debt collection practices, you have the right to take legal action. You may be entitled to up to $1,000 in statutory damages, and the collection agency may be required to pay your attorney fees and court costs. Law firms specializing in consumer rights, such as Consumer Rights Law Firm PLLC, can help you assert your rights and stop Fairway Capital Recovery harassment.
Beyond the FDCPA, other laws like the Fair Credit Reporting Act (FCRA) and the Telephone Consumer Protection Act (TCPA) offer additional protections. These laws regulate how your credit report is handled and restrict unwanted calls, further safeguarding your financial health and privacy.
If you’re experiencing debt collection harassment, don’t hesitate to reach out to a law firm, the Better Business Bureau, or a consumer protection agency. Filing a complaint with the business bureau or the Federal Trade Commission can also help hold debt collectors accountable for abusive collection practices.
Remember, while Fairway Capital Recovery is a legitimate collection agency, they must follow the law and treat you with respect. You have the right to dispute debts, demand written documentation, and stop unwanted calls. By understanding your rights and taking action, you can protect your credit, your peace of mind, and your financial future.
Complaints Against Fairway Capital Recovery
The following is a sample list of complaints filed against Fairway Capital Recovery in the past and can be found on Pacer.gov.
- 📋 2:12-cv-04224-NKL Batten v.
- 📋 2:13-cv-00313-CNC Allende v.
- 📋 2:15-cv-00521-DDP-AS Matlock v.
- 📋 1:13-cv-04635 Coleman v.
- 📋 1:14-cv-03468 Mohammed v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our firm is dedicated to providing personalized services to meet each client’s specific needs, including helping to provide validation of debts and assisting with disputed accounts. If you are dealing with aggressive collection tactics, contacting our office is a smart move to protect your rights. We can also help clients negotiate or dispute payments with debt collectors to ensure fair treatment and accurate reporting. Rather than suffer alone, contact our office to begin the process to stop the Fairway Capital Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at 877-700-5790.
Success Stories
- 🏆 I cannot thank Consumer Rights Law Firm PLLC enough for what they did for me. Before contacting them, I was receiving multiple calls a day from debt collectors who were rude and pushy. It was affecting my work and my peace of mind. From the very first call, CRLF took the time to listen to my situation and assured me that they could help. Within days, the harassment stopped completely. They are professional, reliable, and genuinely care about their clients’ well-being.
- 🏆 Working with Consumer Rights Law Firm PLLC was one of the best decisions I made. Debt collectors had been calling me for weeks, sometimes even contacting my family members, which was extremely stressful. CRLF stepped in immediately, handled all the communication, and made sure my rights were fully protected. Their knowledge of the law is outstanding, and they kept me informed every step of the way. I finally feel like I can breathe again.
- 🏆 I had almost given up hope of stopping the constant phone harassment from debt collectors, but then I found Consumer Rights Law Firm PLLC. Their team acted quickly, filing the necessary complaints and standing up for my rights. They explained everything in simple terms so I understood exactly what was happening. The calls and threats stopped, and I felt empowered knowing I had professionals on my side. CRLF is a trustworthy and highly effective law firm.
Common Questions
Is FCR a scam?
No, Fairway Capital Recovery has been in business for 7 years.
Can Fairway Capital Recovery garnish my wages?
Yes, FCR can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can FCR sue me?
Yes, FCR can sue you so long as the debt is within the statute of limitations.
Can FCR report my debt to the collection bureaus?
Yes, Fairway Capital Recovery can report your debt to multiple credit bureaus, resulting in a negative entry on your credit reports. These negative entries from delinquent debts and missed payments can remain on your credit reports for up to seven years, negatively impacting your payment history and overall credit score. It’s important to regularly review your credit reports from each credit bureau to check for negative entries and inaccuracies. Managing your payments and maintaining a positive payment history can help improve your credit over time.
Can FCR arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
