Elite Recovery Services Phone Harassment❓
Tired of Elite Recovery Services Phone Harassment? Wish there was a way to make the calls stop? Is Elite Recovery Services constantly calling and harassing you? Does your phone ring every day, several times per day, because Elite Recovery Services is calling you to demand payment? Threatening you with legal action? Has ERS ever used abusive or profane language when speaking with you on the phone? If so, ERS may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the , you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Introduction to Debt Collection
Debt collection is a process where a debt collector, such as Elite Recovery Services, a debt collection agency, attempts to recover unpaid debts from individuals or businesses. Debt collectors use various methods, including phone calls, letters, and emails, to contact consumers and request payment. It’s essential to understand the debt collection process and know your rights as a consumer to avoid harassment and ensure fair treatment. Innovative solutions, such as Probate Finder OnDemand, can help debt collectors locate probated estates and recover debts more efficiently.
Understanding Debt Collectors
Debt collectors, like Elite Recovery Services, are companies that specialize in collecting debts on behalf of creditors. They may contact consumers via phone, mail, or email to request payment. It’s crucial to verify the debt and ensure the debt collector has the right to collect it. Consumers can stop debt collector harassment by requesting that they stop calling or contacting them. Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) and respect consumers’ rights. If a person dies, their estate may be liable for their debts, and debt collectors may attempt to collect from the estate or the person’s family members.
Is Elite Recovery Services a Scam?
According to the Better Business Bureau website, Elite Recovery Services has been in business for 17 years. There have been numerous complaints filed against (ERS) with the BBB. These consumer complaints highlight various issues with (ERS) practices.
Who is Elite Recovery Services?
Elite Recovery Services is third party debt collector located in Buffalo New York. ERS has been sued in Federal Court over 60 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Elite Recovery Services Address: 255 Great Arrow Ave., 2nd Floor Suite 15 Buffalo, NY 14207
📞 Phone: (716) 270-2200
Elite Recovery Services (ERS) Collection Tactics
If Elite Recovery Services (ERS) engages in any of the following harassment tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Elite Recovery Services (ERS) Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 716-270-2200
- 📲 716-408-4625
- 📲 877-375-7130
- 📲 716-875-5184
- 📲 (716) 270-2200
- 📲 (716) 408-4625
- 📲 (877) 375-7130
- 📲 (716) 875-5184
- 📲 7162702200
- 📲 7164084625
- 📲 8773757130
- 📲 7168755184
If the answer is yes, then you are receiving calls from a known(ERS)number. You may be a victim of (ERS) phone harassment. The list above is not all the numbers that (ERS) uses. The calls can be from different numbers and it still be Elite Recovery Services (ERS) calling you. Contact our office right away so we can start the process to stop (ERS) from calling you illegally. Above all, no one should live with harassment!
Debt Collection Process
The debt collection process typically begins with a debt collector sending a letter or making a phone call to the consumer. The debt collector will request payment and may provide additional information about the debt, such as the amount owed and the creditor. Consumers have the right to dispute the debt and request verification. If the debt is valid, the consumer may be able to negotiate a payment plan or settle the debt for less than the original amount. Debt collectors may also report the debt to credit bureaus, which can affect the consumer’s credit report. In some cases, debt collectors may file a debt lawsuit to recover the debt.
Stopping Debt Collector Harassment
To stop debt collector harassment, consumers can request that the debt collector stop calling or contacting them. This can be done by sending a letter or email to the debt collector, stating that they wish to cease all communication. Consumers can also file a complaint with the FDCPA or their state’s Attorney General’s office if they believe the debt collector is engaging in harassing or abusive behavior. It’s essential to keep a record of all communication with the debt collector, including dates, times, and details of conversations. If a debt collector is contacting a consumer about a debt that has already been paid or discharged in bankruptcy, the consumer can provide proof of payment or discharge to stop the collection efforts.
The following is a sample list of complaints filed against Elite Recovery Services in the past year and can be found on Pacer.gov.
- 📋 0:07-cv-00875-PJS-JJG Pierce v.
- 📋 8:07-cv-00453-JFB-TDT Toelke v.
- 📋 2:05-cv-04476-JS Covel v.
- 📋 2:06-cv-04133-JCJ Lucas v.
- 📋 4:08-cv-02173-JEJ Lynn v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Elite Recovery Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Individuals can also choose to represent themselves in court using a free Answer form, which assists in outlining responses and defenses against claims made in the lawsuit.
If you are interested in learning more about how to safeguard yourself and prevent Elite Recovery Services debt collection harassment, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 The collectors were threatening to take legal action and garnish my wages over a debt I wasn’t even sure I owed. I felt hopeless until I reached out to Consumer Rights Law Firm PLLC. They walked me through the process, sent the required notices, and held the collectors accountable for their harassment. They made me feel empowered and protected.
- 🏆 I was skeptical at first, but after dealing with months of robocalls and late-night phone harassment, I decided to contact Consumer Rights Law Firm PLLC. It was the best decision I made. They sent legal notices and guided me every step of the way. The calls stopped within a week, and I finally got peace of mind.
- 🏆 I was dealing with a debt collector who refused to give me any written notice and just kept calling me day and night. After getting in touch with Consumer Rights Law Firm PLLC, I finally understood my rights under the FDCPA. They handled all communication with the collectors and helped me settle the matter without more harassment.
Check out the links below for more information:
FAQs
Who is Elite Recovery Services and why are they calling me?
Elite Recovery Services is a third-party debt collection agency. They may be calling you about an unpaid debt they believe you owe.
Is Elite Recovery Services a legitimate company or a scam?
Elite Recovery Services is a legitimate debt collector, but you should always request written debt validation to confirm the claim and avoid scams.
Can Elite Recovery Services legally harass me with repeated calls?
No. Under the FDCPA, debt collectors cannot harass, threaten, or repeatedly call you. You have the right to report such behavior.
What should I do if Elite Recovery Services keeps calling me?
Document every call, send a written cease-and-desist letter, and report them to the FTC or CFPB if the behavior continues.
Can I sue Elite Recovery Services for phone harassment?
Yes. If they violate the FDCPA or TCPA, you may be able to sue and recover statutory or actual damages.
Does Elite Recovery Services use robocalls or spoofed phone numbers?
Consumers have reported receiving robocalls and spoofed-number calls from Elite Recovery Services. These practices may be illegal without prior consent.
Can Elite Recovery Services affect my credit score?
Yes. They can report unpaid debts to credit bureaus, which may lower your credit score.
How do I make Elite Recovery Services stop contacting me?
Send a written request instructing them to stop. If they continue contacting you, file a complaint with the FTC or consult a consumer rights attorney.
What rights do I have against Elite Recovery Services?
Under the FDCPA, you have the right to dispute debts, request validation, limit communication, and be free from harassment.
Should I pay Elite Recovery Services or dispute the debt?
Request written validation first. If the debt is valid and accurate, consider paying or negotiating. If the debt is incorrect, dispute it with the credit bureaus.
