Elevate Recoveries Debt Collection Harassment
Tired of Elevate Recoveries Debt Collection Harassment? Wish there was a way to make the calls stop? Is Elevate Recoveries constantly calling and harassing you? Does your phone ring every day, several times per day, because Elevate Recoveries LLC is calling you to demand payment? Threatening you with legal action? Has Elevate collection agency ever used abusive or profane language when speaking with you on the phone? If so, Elevate Recoveries may be violating your legal rights. Stop the harassment.
Fair Debt Collection Practices Act, also known as the FDCPA, , you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Is Elevate Recoveries a Scam?
According to the Better Business Bureau website, Elevate Recoveries LLC has been in business since 2013. There have been 7 complaints closed in the last 3 years and 0 complaints closed out in the last 12 months.
Addressing unpaid debts is crucial to prevent potential harm in the future. Resolving debts does not erase their presence from credit history, which can affect one’s financial standing for years.
Who Is Elevate Recoveries?
Elevate Recoveries is a capable third party debt collector located in Plano, Texas.
Elevate Recoveries provides customized solutions for debt recovery, tailoring their services to address the unique financial situations of each patient.
Address: PO Box 91009 Sherman, TX 75091 Phone: (214) 473-5060 Fax: (214) 291-5464
Elevate Recoveries Debt Collection Harassment Tactics
If Elevate collection agency engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
Employees play a crucial role in maintaining professionalism and preventing harassment, ensuring a positive customer experience.
Elevate Recoveries Phone Numbers
- 📲 727-498-2521
- 📲 727-201-5817
- 📲 469-444-2067
If so, you may be a victim of Elevate Recoveries debt collection harassment. The list above is not all the numbers that Elevate Recoveries LLCuses. Also, calls can be from a different numbers and it still be Elevate Recoveries calling you. Contact our office right away so we can start the process to stop Elevate collection agency from calling you illegally. Above all, no one should live with harassment.
Maintaining an open line of communication with our customers is crucial. Our representatives are always ready to assist you with your inquiries and concerns.
Asset Recovery Associates Complaints
The following is a sample list of complaints filed against Asset Recovery Associates, Inc. and can be found on Pacer.gov.
- 📋 4:19-cv-00210-ALM-KPJ Cornelius v.
- 📋 2:19-cv-01799-SM-DMD Moreland v.
- 📋 1:17-cv-01126-AJT-TCB Dixon v.
- 📋 1:17-cv-01899-LSA-MJD GONZALEZ v.
- 📋 0:16-cv-62971-WJZ Farbman v.
Impact Elevate Recoveries LLC on Credit Report
Having a debt collection account on your credit report can significantly impact your credit score. The credit reporting agencies, such as the major credit bureaus, use information from debt collectors to calculate credit scores. A debt collection account can remain on your credit report for up to 7 years, making it challenging to obtain credit or loans during that time.
How Debt Collection Affects Your Credit Score
When a debt collection agency reports a debt to the credit bureaus, it can lower your credit score. The impact on your credit score will depend on various factors, including the amount of the debt, the age of the debt, and the overall health of your credit history. It’s essential to monitor your credit report regularly to ensure that the information is accurate and up-to-date. You can request a free credit report from each of the major credit bureaus once a year from AnnualCreditReport.com. Additionally, you can work with a credit repair company, such as Credit Saint, to help you navigate the process and improve your credit score.
Understanding Your Rights
As a consumer, you have legal protections against harassment and unfair debt collection practices. The FDCPA and other laws regulate the behavior of debt collectors and provide recourse for consumers who are treated unfairly.
Legal Protections Against Harassment
The FDCPA prohibits debt collectors from engaging in harassing or abusive behavior, including making excessive phone calls, using threatening language, or making false statements. If you believe that a debt collector has violated your rights, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. You can also contact a consumer protection agency, such as the (CFPB), for assistance. Additionally, you can reach out to a credit repair company, such as Credit Saint, for help in navigating the process and protecting your rights. It’s essential to keep detailed records of any communication with debt collectors, including dates, times, and the content of conversations. This information can be useful in building a case against a debt collector who has engaged in harassing or unfair behavior. By understanding your rights and the laws that govern debt collection, you can protect yourself from unfair practices and work towards a resolution that is fair and respectful.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Elevate Recoveries debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
We are dedicated to treating our clients with dignity and respect, ensuring personalized solutions and a supportive environment for those facing financial difficulties.
If you are interested in learning more about how to safeguard yourself and prevent even more Elevate Recoveries debt collection harassment, call us at 877-700-5790.
Success Stories
- 🏆 “Elevate Recoveries bombarded me with 10+ automated calls daily—even after I demanded they stop. Consumer Rights Law Firm PLLC sued them for TCPA violations and secured a $5,100 settlement. The calls stopped instantly, and I got paid for their harassment!”
- 🏆 “Elevate harassed me for a credit card debt I’d already paid. The firm demanded proof—when Elevate failed, they erased the debt AND removed it from my credit report. My score jumped 121 points in one month!”
- 🏆 “Elevate sent fake legal notices claiming they’d take my paycheck. Consumer Rights Law Firm PLLC proved they violated FDCPA rules on false threats. Result? A written apology and a $3,750 settlement—they won’t bully anyone again!”
FAQs
Who is Elevate Recoveries and why are they calling me?
Elevate Recoveries, LLC is a legitimate debt collection agency that typically handles medical or healthcare-related debts. If they’re calling, they’ve likely been assigned or purchased a debt they believe you owe.
Is Elevate Recoveries a scam or legit debt collector?
They are a legitimate collection agency based in Texas, but they’ve been the subject of consumer complaints for aggressive or unverified collection practices.
Can Elevate Recoveries legally harass me with phone calls?
No, federal law like the FDCPA prohibits harassment: repeated calls, threats, obscene language, or calls outside allowed hours (8 am–9 pm) are illegal.
What should I do if Elevate Recoveries keeps calling me?
Document every call (date, time, content), send a written validation request or cease-and-desist letter. If the calls continue without validation, file complaints with the FTC, CFPB, or your state attorney general—and consider legal help.
How do I dispute a debt or remove Elevate Recoveries from my credit report?
Request debt validation in writing within 30 days of first contact. If they don’t validate, dispute the listing with credit bureaus to get it removed.
Can Elevate Recoveries sue me or garnish my wages?
They can pursue a lawsuit only if they have a valid debt and win in court. Otherwise, threats of arrest or wage garnishment without court action are illegal under FDCPA.
Can I sue Elevate Recoveries for harassment or TCPA violations?
Yes. If they violate FDCPA (e.g., harassment) or TCPA (e.g., robocalls without consent), you can sue for damages, attorney’s fees, and costs.
How do I make Elevate Recoveries stop contacting me?
Send a written cease-and-desist letter. After that, they can only contact you to confirm they’ve received it or notify you of specific actions (like filing suit).
Does paying or settling with Elevate Recoveries remove the debt from my credit report?
Not necessarily. Unless you negotiate a “pay-for-delete” agreement, the collection will typically remain on your credit report for up to seven years even after payment.
Can Elevate Recoveries contact my family, friends, or employer about my debt?
They may contact third parties only to locate you, not to discuss your debt. Revealing debt details to others is prohibited under FDCPA.
