El dorado credit card debt collection harassment?
Have you been experiencing El dorado credit card collection harassment?
Debt collection harassment refers to any and every unfair and unjust means employed by a debt collector in their debt collection attempts.This includes intimidating, manipulating, deceiving, coercing, or threatening a consumer.
If you’ve been getting calls from a debt collector concerning your El dorado furniture payment, and you’re wondering what counts for harassment, we’re here to tell you what the boundaries are.
Debt collection harassment usually happens over the phone, but it is not limited to that. If the debt collector calling you about a Dorado credit card debt is sending harassing letters, texts, faxes, and even emails, it is also considered harassment. Debt collection harassment has been a national problem for a long time.
The number of complaints from consumers keep rising yearly. Even though there are laws that protect consumers, debt collectors don’t seem to respect those laws as they keep breaking them.
However, being bold enough to speak with the debt collector, letting them know you know your rights and will not be intimidated or bullied into fear goes a long way.
You can even choose to go the legal route and get compensated for damages. You can reach out to a certified attorney at 877-700-5790 to discuss your situation, weigh your options, and decide on the right step to take. You can be rewarded up to $1,000 in statutory damages (in addition to whatever amount the court determines is the cost for your actual damages) for the harassment you have endured over your late El dorado furniture payment.
Who is El Dorado?
El Dorado was established in the year 1967 in South Florida. Over the years, it grew to become the biggest Hispanic-owned furniture retail enterprise in the United States.
This family-owned company offers services all over the world and is ranked among the top 50 furniture retailers in the country.
In Florida, El Dorado has about 14 furniture showrooms and 3 outlet centers.
If you have an El Dorado account, then you can apply for the Eldorado Credit Card, also called the Blucard. The El dorado furniture blue card is issued by Comenity Capital Bank.
Customers have to provide their personal information to Comenity Capital Bank to get the El dorado blue card.
Existing cardholders can sign into their account (via the El dorado credit card login on their site – www.eldoradofurniture.com) to pay their bill.
The Eldorado credit card does not offer a rewards program.
Corporate Office Address:
4200 N.W. 167th Street
Miami, Florida 33054
Tel: (305) 477-1909
1201 NW 72nd Ave Miami, FL
Tel: (954) 436-7900
12201 Pines Blvd Pembroke Pines, FL
Tel: (305) 592-1121
1260 NW 72nd Ave Miami, FL
A few rules to follow when a debt collector calls over your El Dorado furniture credit card payment
You do not have to tremble when your phone rings and you realize that it’s the debt collector calling again about your El dorado credit card debt.
Debt collectors are sometimes intimidating and scary. But you must learn to stand your ground.
While you’re considering the best way to pay your El Dorado credit card debt, you do not deserve to be harassed and threatened by a debt collector, as being in debt does not amount to you being a criminal. That is why we’re here to give you the right knowledge on how to handle debt collection calls.
When the debt collector calls about your El Dorado credit card, you may be tempted to ignore the call. Don’t do that; they’re going to keep calling and you’re going to get frustrated. If you keep refusing to communicate and still fall short on your payments, they may decide to sue you in an attempt to get you to pay up your debt. Therefore, you should pick the call and speak calmly with them.
Knowing what and what not to tell a debt collector is extremely important in situations like this because debt collectors can take advantage of the information you have given them and use it against you if you are not aware that you should speak cautiously.
Tell them who you are (your full name) and ask who they are and why they are contacting you. Once they identify themselves as a debt collector, ask them to send you a debt validation letter before you even admit to owing the debt or not, as it might be a case of mistaken identity.
Do not tell them:
- That you accept the debt or that you promise to pay (in any way)
- Your date of birth
- Your mother’s maiden name (could be used to reset passwords)
- Your Passport or ID number
- Your Social security information
- Your Bank account details
- Your Credit card details
- Your Online passwords
- Your PIN codes, and any other sensitive information.
Ask that they verify the address of the individual who owes the delinquent El Dorado blue card payment. A legitimate debt collector should be privy to this information, or else, you may be dealing with a scammer pretending to be contacting you about your El Dorado account.
Are you getting calls from an AKC phone number?
1 (888) 451-7800
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known El dorado credit card phone number. You may be a victim of robocalls from the Eldorado. The list above is not all the numbers that Eldorado. The calls can be from different phone numbers and still be Eldorado calling you. Cardholders might also receive text messages from these numbers in relation to collecting a credit card debt. Contact our office right away so we can stop any illegal practices being carried out in the process of requesting a credit card payment from you.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.
If you would like to put an end to the harassing calls you receive over your El dorado credit card, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com