Introduction to Debt Collection Agencies
Debt collection agencies, such as Diversified Consultants, play a crucial role in the financial industry by helping creditors recover outstanding debts from consumers. These agencies use a variety of debt collection practices to contact consumers, including phone calls, letters, and emails, in an effort to collect on overdue accounts. While many debt collectors operate within the boundaries of fair debt collection practices, some may cross the line and engage in debt collection harassment, making the experience stressful and overwhelming for consumers. It’s important for anyone dealing with debt collection agencies to understand their rights under the Fair Debt Collection Practices Act (FDCPA) and to recognize the difference between legitimate debt collection efforts and illegal harassment. By being informed about fair debt collection, consumers can better protect themselves from unfair practices and ensure that their interactions with debt collectors remain professional and respectful.
Diversified Consultants Inc Phone Harassment?
*Is Diversified Consultants (DC) calling you?*Stop Diversified Consultants phone harassment. Do they threaten to take legal action or garnish your wages due to an outstanding obligation? Are they calling you at all hours or several times a day? Diversified Consultants is known for making frequent calls as a form of harassment, which can be overwhelming and intrusive. Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop DC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Diversified Consultants a Scam?
According to the Better Business Bureau website, Diversified Consultants has been in business for 26 years. However, Diversified Consultants is not accredited by the BBB, which may affect consumer trust. There have been 999 complaints filed against DC with the BBB.
Diversified Consultants Better Business Bureau
Who are Diversified Consultants Collections Agencies?
Diversified Consultants is a third-party debt collection agency specializing in the telecom industry. The company’s headquarters are located in Jacksonville, Florida. The company employs over 500 full-time employees, showcasing their capacity and stability in the industry. Their mission is to advance marketplace trust and maintain top performance in the debt collection industry. Diversified Consultants collects payment on accounts related to wireless, landline, cable, and satellite services for phone, Internet access, television, security, and utilities. The company is sometimes referred to as DCI Collect. It has offices in Jacksonville, Florida, and Portland, Oregon. As of November of 2018, Diversified Consultants has had 938 complaints filed against them on the Better Business Bureau.
Diversified Consultants may report unpaid debts to credit bureaus and credit agencies, which can negatively impact a consumer’s credit score.
Address: 10550 Deerwood Park Blvd,
Ste 309
Jacksonville, FL 32256-2805
Phone: (904) 247-5500
Diversified Consultants is often referred to or searched for by other names. These include:
Diversified Consultants Collection Tactics
Diversified Consultants, Inc. (DCI) is a telecom-specific collection company that specializes in bad debt recovery for various industries, including wireless, landline, cable, satellite, utilities, and security. As a collections agency, DCI employs several tactics to collect debts from consumers. Here are some of the common collection tactics used by DCI:
- Phone Calls: DCI may contact consumers via phone to discuss their debt and payment options. These calls can be frequent and persistent, aiming to prompt immediate action. Consumers may be called repeatedly by DCI, sometimes even after requesting the calls to stop, which can feel harassing or unwanted.
- Letters: The company often sends letters to consumers outlining the debt and payment terms. These letters serve as formal notifications and may include details about the debt and instructions for payment.
- Emails: In addition to phone calls and letters, DCI may use email to communicate with consumers about their debt. Emails can provide a convenient way for consumers to receive information and respond.
- Online Portals: DCI may offer online portals where consumers can view their account information, make payments, and manage their debt. These portals provide a user-friendly interface for handling debt-related matters.
It is important for consumers to identify the source of collection calls to ensure they are dealing with legitimate representatives of DCI and to recognize signs of potential harassment. Properly identifying the origin of the call can help protect your rights and inform your next steps.
It’s essential for consumers to be aware of their rights when dealing with collections agencies like DCI. The Fair Debt Collection Practices Act (FDCPA) regulates the behavior of debt collectors and prohibits them from engaging in abusive, harassing, or deceptive practices. Knowing your rights can help you navigate interactions with DCI and protect yourself from unlawful tactics.
Diversified Consultants Collection Tactics
If Diversified Consultants engages in any of the following tactics, you may have a case:
You have the right to request that Diversified Consultants stop calling you. This request can be made in writing, and you can specify a phone number for communication or provide your lawyer’s phone number so that all further contact is directed to your legal representative. This helps ensure that Diversified Consultants communicates only through your lawyer and respects your request to stop calling.
Diversified Consultants also offers resources to assist consumers in understanding their debt and exploring payment options.
Debt Collection Practices and Laws
The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to regulate the behavior of debt collection agencies and safeguard consumers from abusive, deceptive, or unfair debt collection practices. Under the FDCPA, debt collectors are prohibited from using abusive language, making repeated calls intended to annoy or harass, or contacting consumers at inconvenient times, such as early in the morning or late at night. Debt collection agencies must also provide clear and accurate information about the debt, including the amount owed and the name of the original creditor. In addition to the FDCPA, the Telephone Consumer Protection Act (TCPA) restricts debt collectors from making automated phone calls or sending unsolicited text messages to consumers without their prior consent. These laws are in place to ensure consumer protection and to prevent debt collectors from engaging in deceptive practices or harassment. If you are being contacted by a debt collector, it’s important to know your rights and to recognize when a collector’s actions may be crossing the line into illegal territory.
Diversified Consultants Jacksonville Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-771-5361, 508-425-4572, 216-553-3494, 813-574-2642, 719-423-8412, 762-585-9843, 762-585-9521, 713-244-5574, 855-700-8339, 585-445-3055, 585-471-6321, 855-694-5352, 214-296-0150, 215-372-1655, 385-415-1741, 385-415-1681, 385-415-1711, 312-637-8832, 877-550-1981, 215-372-1666, 443-602-8517, 401-735-1478, 762-585-9839, 980-242-5458, 762-585-9891, 762-585-9863, 762-224-3060, 720-277-0934, 774-314-4210, 910-416-5676, 313-221-2098, 877-770-1039, 267-463-2602, 800-604-0064, 706-780-5757, 855-700-8339, 202-844-5383, 904-638-8244, 904 717-0361, 763-780-1042, 916-529-4821, 972-954-1046, 617-399-5887, 502-890-7926, (800) 771-5361, (508) 425-4572, (216) 553-3494, (813) 574-2642, (719) 423-8412, (762) 585-9843, (762) 585-9521, (713) 244-5574, (855) 700-8339, (585) 445-3055, (585) 471-6321, (855) 694-5352, (214) 296-0150, (215) 372-1655, (385) 415-1741, (385) 415-1681, (385) 415-1711, (312) 637-8832, (877) 550-1981, (215) 372-1666, (443) 602-8517, (401) 735-1478, (762) 585-9839, (980) 242-5458, (762) 585-9891, (762) 585-9863, (762) 224-3060, (720) 277-0934, (774) 314-4210, (910) 416-5676, (313) 221-2098, (877) 770-1039, (267) 463-2602, (800) 604-0064, (706) 780-5757, (855) 700-8339, (202) 844-5383, (904) 638-8244, (904) 717-0361, (763) 780-1042, (916) 529-4821, (972) 954-1046, (617) 399-5887, (502) 890-7926, 8007715361, 5084254572, 2165533494, 8135742642, 7194238412, 7625859843, 7625859521, 7132445574, 8557008339, 5854453055, 5854716321, 8556945352, 2142960150, 2153721655, 3854151741, 3854151681, 3854151711, 3126378832, 8775501981, 2153721666, 4436028517, 4017351478, 7625859839, 9802425458, 7625859891, 7625859863, 7622243060, 7202770934, 7743144210, 774144210, 9104165676, 3132212098, 8777701039, 2674632602, 8006040064, 7067805757, 8557008339, 2028445383, 9046388244, 9047170361, 7637801042, 9165294821, 9729541046, 6173995887, 5028907926, 800-771-5361, 423-217-4644, (508) 425-4572, 216-553-3494, 813-574-2642, 719-423-8412, 762-585-9521, 762-585-9843, 713-244-5574, 855-700-8339, 502-890-7926, 617-399-5887, 877-770-1039, 972-954-1046, 916-529-4821, 904-638-8244, 904-717-0361, 763-780-1042, 800-771-5361, 202-844-5383, 706-780-5757, 800-604-0064, 267-463-2602, 877-770-1039, 313-221-2098, 910 416 5676, 312-637-8832, 877-550-1981, 215-372-1666, 762-585-9863, 762-224-3060
If the answer is yes, then you are receiving calls from a known DC number. You may be a victim of DC phone harassment. The list above is not all the numbers that DC uses. The calls can be from a different number, and it still be Diversified Consultants calling you. Contact our office right away so we can start the process to stop DC from calling you illegally. If you have legal representation, providing your lawyer’s contact details to Diversified Consultants can help ensure all further communication goes through your legal representative. Above all, no one should live with harassment!
Common Questions and Complaints
Is DC a scam? No, Diversified Consultants has been in business for 26 years.
Can Diversified Consultants garnish my wages? Yes, DC can garnish your wages on a Federal Student loan or if they obtain a judgment from the court. Wage garnishment can only occur after a court judgment.
Can DC sue me? Yes, DC can sue you so long as the debt is within the statute of limitations. Any lawsuit would proceed through the court system.
Can DC report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can DC arrest me?
The following is a sample list of complaints filed against Diversified Consultants in the past year and can be found on Pacer.org.
3:18-cv-12377-FLW-LHG NEWTON v. DIVERSIFIED CONSULTANTS
3:18-cv-02268-CAB-NLS Elsner-Young v. Diversified Consultants, Inc.
2:19-cv-00464-DMG-RAO Tanya Patterson v. Diversified Consultants, Inc.
3:18-cv-01952-HNJ Appling v. Diversified Consultants Inc
1:18-cv-03056-REB-KMT Ginther v. Diversified Consultants, Inc.
Dealing with Debt Collection Agencies
Dealing with debt collection agencies like Diversified Consultants, Inc. can be stressful and overwhelming. However, it’s crucial to remember that consumers have rights and options when dealing with debt collectors. Here are some tips for dealing with debt collection agencies:
- Verify the Debt: Always verify the debt by requesting a validation letter from the debt collector. This letter should include the amount of the debt, the creditor’s name, and a statement indicating that the debt will be assumed valid unless disputed within 30 days. Be sure to specifically request documentation that validates the claim that you owe the debt. This step ensures that you are not paying for a debt that you do not owe.
- Communicate with the Debt Collector: Open communication with the debt collector can help you understand your options. Discuss payment plans or settlements that might be feasible for you. Clear communication can also prevent misunderstandings and further complications.
- Know Your Rights: Familiarize yourself with your rights under the FDCPA. This includes the right to dispute the debt, request communication in writing, and be free from harassment and abuse. Knowing your rights empowers you to stand up against unfair practices and seek legal recourse if necessary.
By taking these steps, you can manage your interactions with debt collectors more effectively and protect yourself from potential abuses.
Rights and Protections
Consumers have several important rights when dealing with debt collection harassment. If you are being harassed by a debt collector, you have the right to send a cease-and-desist letter, which legally requires the collector to stop contacting you. You can also dispute the debt and request verification, ensuring that the debt collector provides proof that you actually owe the amount in question. Keeping detailed records of all communication—including phone calls, letters, and emails—can be invaluable if you need to build a case against a debt collector for violating the FDCPA. If a debt collector’s actions amount to harassment or other FDCPA violations, you may be entitled to statutory damages and compensation for any harm caused. Seeking legal assistance from a law firm experienced in debt collection practices can help you protect your rights, stop unwanted calls, and pursue compensation if your rights have been violated. Don’t hesitate to reach out for legal support if you believe you are being treated unfairly by a debt collector.
Negotiating a Debt Settlement
Negotiating a debt settlement with a collections agency like Diversified Consultants, Inc. can be a viable option for consumers who are struggling to pay their debts. Here are some tips for negotiating a debt settlement:
- Be Proactive: Don’t wait for the debt collector to make the first move. Reach out to them to discuss your situation and explore settlement options. Being proactive shows that you are willing to resolve the debt.
- Know the Debt: Have a clear understanding of the debt, including the amount and the creditor’s name. This information is crucial when negotiating a settlement and ensures that you are dealing with the correct debt.
- Make an Offer: Propose a settlement that you can afford. This might include a lump sum payment or a structured payment plan. Be realistic about what you can pay and negotiate terms that are manageable for you.
- Get It in Writing: Ensure that any settlement agreement is documented in writing. The written agreement should include the terms of the settlement, the amount to be paid, and any other relevant details. This protects you from future disputes and provides a clear record of the agreement.
By following these tips, you can negotiate a debt settlement that works for you and avoid further financial strain. Remember, it’s important to approach negotiations with confidence and a clear understanding of your financial situation.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Diversified Consultants harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Diversified Consultants call us at (877)700-5790 for immediate assistance or visit our website at
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Comenity Bank Phone Harassment
Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.
Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.
Conclusion and Next Steps
If you are experiencing debt collection harassment from Diversified Consultants or any other debt collection agency, it’s important to take immediate action to protect your rights. Start by reaching out to a reputable law firm that specializes in debt collection harassment and FDCPA violations. An experienced lawyer can help you understand your legal options, assist you in filing a complaint with the Better Business Bureau, and guide you through the process of pursuing compensation for any harm caused by illegal collection tactics. Remember, you have the right to stop debt collection harassment and to seek legal assistance at no cost through a free case review or consultation. Don’t let debt collectors intimidate you—contact us today to schedule your free consultation and take the first step toward ending unwanted calls and reclaiming your peace of mind.