🚨Calls from Diversified Adjustment Services❓
Debt collection is a legal attempt by an original lender or a third-party collection agency to recover debts from a consumer whose debts have gone into default. Diversified Adjustment Service, Inc. may be calling you frequently due to a debt that you are yet to settle or resolve. If you are getting calls from Diversified Adjustment Service, Inc., you should read as much as you can regarding your rights and the conducts on the part of debt collectors that are prohibited by the law so that you may know if the debt collector has stepped out of the line prescribed by the law regarding what is considered legal and ethical debt collection. Debt collection agencies often offer solutions to fit the specific needs of both creditors and consumers, ensuring that debts are resolved effectively.
The next thing to do before getting into a discussion with a collection agency is to be sure that they are actually the ones calling. Sometimes, scammers pretend to be collection agencies and call in an attempt to dupe you by making you pay for a nonexistent debt. You must also ensure that you verify the legitimacy of the debt they claim you owe because sometimes the figures listed may not be accurate.
Finally, if you are facing harassment from a debt collection agency, you should never have to tolerate it. Debt collection harassment is illegal no matter the amount you owe. Call us now on 877-700-5790.
💡Introduction To Debt Collection
Debt collection is a process where a third-party agency, such as Diversified Adjustment Service, attempts to recover unpaid debts on behalf of creditors. This can include debts from credit cards, loans, and unpaid bills. The goal of debt collection is to resolve the debt and find a mutually beneficial solution for both the creditor and the consumer. Understanding debt collection laws and regulations is crucial for consumers to know their rights and protect themselves from unfair practices. By being informed, consumers can navigate the debt collection process more effectively and ensure that their rights are upheld.
🛑How To Identify A Debt Collection Scam
While some debt collectors can act in an unethical manner, you can easily tell they’re not scammers by verifying the legitimacy of their contact information through proper verification processes. However, this does not hold true in a case where you are being contacted by scammers posing as debt collectors. They tend to display certain characteristics which include:
- Pressuring and even threatening you to make payments immediately.
- They refuse to send proof of the debt to you.
- They threaten to send you to jail.
- They ask you for details a collection agency should ordinarily have, such as your name and the name of your original lender.
- They ask you to give them your personal financial information such as your account details and social security number.
- If someone calls you in the name of a collection agency and does the above to you, they are likely scammers, and you should be careful and not take instructions from them. Do not give them any of your personal financial information either. Ask them to tell you their name, address, and entity they represent. Look up the number online and check your credit report to ensure that the collection they mentioned appears there.
⚠️Is Diversified Adjustment Services a Scam❓
According to the Better Business Bureau website, Diversified Adjustment Services has been in business for 38 years. With decades of successful collections experience, Diversified Adjustment Services has established itself as a reliable and professional debt collection agency. In all their years in business, there have been 77 complaints filed against DAS with the BBB.
🔎Who Are Diversified Adjustment Services?
Diversified Adjustment Service, Inc. is a certified Woman Business Enterprise (WBE) that provides third-party debt collection services and receivable management solutions. The company has a long history of successful collections experience, treating each and every consumer with respect and dignity. Diversified Adjustment Service maintains the highest standard of professional ethics and uncompromised regulatory compliance, ensuring that all consumers are treated fairly and with dignity. Their certifications and memberships reflect their dedication to maintaining industry standards and providing exceptional service.
📋Company Overview and Certifications
Diversified Adjustment Service, or DAS, is a third-party debt collector located in Coon Rapids, Minnesota. They have been sued in federal court over 280 times for violating consumer’s rights and engaging in harassing, abusive, or deceptive practices while collecting on alleged debts. A recent Federal Court case alleges that DAS called repeatedly and with such frequency that it amounted to debt collection harassment.
Contact Information
Address: P.O. Box 32145 Fridley, MN 55432
Phone: (800) 279-3733
For correspondence, you can also send mail to their address at P.O. Box 32145 Fridley, MN 55432.
📞Diversified Adjustment Services Phone Numbers
763-783-2301, 763-780-1042, 800-504-8612, 877-816-7196, 800-279-3733, 800-592-3429, 225-754-9959, 877-795-7003, 877-816-7195, 877-816-7220, 225-755-9575, 888-231-0371, 480-982-3626, 216-502-3574, 762-224-3171, 210-757-0130, 210-807-4623, (763) 783-2301, (763) 780-1042, (800) 504-8612, (877) 816-7196, (800) 279-3733, (800) 592-3429, (225) 754-9959, (877) 795-7003, (877) 816-7195, (877) 816-7220, (225) 755-9575, (888) 231-0371, (480) 982-3626, (216) 502-3574, (762) 224-3171, (210) 757-0130, (210) 807-4623, 7637832301, 7637801042, 8005048612, 8778167196, 8002793733, 8005923429, 2257549959, 8777957003, 8778167195, 8778167220, 2257559575, 8882310371, 4809823626, 2165023574, 7622243171, 2107570130, 2108074623, 844-735-9449, 404-963-9695, 866-360-1938
If the answer is yes, then you are receiving calls from a known DAS number, and you may be an unsuspecting victim of debt collection harassment. You can reach Diversified Adjustment Services through any of these phone numbers for further assistance.
🏷️Common Questions
Q: Is DAS a legitimate collection agency❓
A: Yes, Diversified Adjustment Services is BBB certified and has been in business for about 39 years.
Q: When is Diversified Adjustment Services harassing me❓
A: DAS is harassing you when they violate any of the laws of the FDCPA or the TCPA, and you should consider asserting your rights to protect yourself from such practices.
Q: Can I get sued by Diversified Adjustment Service❓
A: Yes, you can get sued by DAS provided that your debt is within the statute of limitations
The following is a sample list of complaints filed against Diversified Adjustment Services in the past year and can be found on Pacer.gov.
4:18-cv-00343-MW-CAS HERRING v. DIVERSIFIED ADJUSTMENT SERVICE INC
3:18-cv-02278-N Hernandez v. Diversified Adjustment Service Inc
5:18-cv-13508-JEL-APP Adams v. Diversified Adjustment Service, Inc
3:18-cv-00476-BJD-JBT McDowell v. Diversified Adjustment Service, Inc.
0:18-cv-01364-NEB-ECW Simmons v. Diversified Adjustment Service, Inc.
If you believe your rights have been violated, you may need to file a complaint or lawsuit to assert your legal rights.
⚖️Debt Collection Laws and Regulations
The federal Fair Debt Collection Practices Act (FDCPA) regulates debt collection practices, prohibiting collectors from engaging in harassing, abusive, or deceptive practices. Consumers have the right to verify their debt, dispute the debt, and request communication in writing. Debt collectors must also provide clear and accurate information about the debt, including the amount owed and the original creditor. Understanding these laws and regulations can help consumers protect themselves from unfair debt collection practices. By knowing their rights, consumers can ensure that they are treated fairly and can take appropriate steps to address any issues that arise during the debt collection process.
🏛️Consumer Rights Law Firm PLLC
If you need help dealing with debt collection harassment, Consumer Rights Law Firm PLLC specializes in providing the necessary support and legal assistance. is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you are facing unethical collection practices, contact our office to begin the process of stopping the harassment you may currently be facing from Diversified Adjustment Services. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at for immediate assistance.
Free assistance to stop Diversified Adjustment Service debt collection harassment. Please call us now at 877-700-5790. Stop the Calls! Financial Management Systems Debt Collection Harassment?
