Delmarva Collections Phone Harassment?

delmarva collections

Delmarva Collections Phone Harassment?

Is Delmarva Collections (DC) calling you? Even though you do owe Delmarva Collections money that you may still need to pay them, the good news is that you can stop Delmarva Collections’ phone harassment. 

When you fall behind on your bills, your original creditor will try to contact you and get you to pay, and if you don’t, you may stop hearing from your creditor for a while. But that silence is most likely short-lived, as your creditor may choose to transfer your delinquent account to a debt collector like Delmarva Collections who will now begin contacting you in place of the original creditor.

It’s easy to think that you can ignore Delmarva Collections debt collection calls and that doing so will make them get tired of calling you, but it doesn’t quite work like that. Debt collectors are very resilient so ignoring them is not going to stop them.

Also, ignoring a debt collector doesn’t make the debt go away. The debt still remains active and can still potentially cause damages to your credit report. Plus the debt collector can decide to sue you over the non-payment of the debt, and for ignoring Delmarva Collections’ debt collection calls.

The best way to handle debt is to face it head-on and settle or resolve it. There are many options available to you if you’re trying to clear your debt, but regardless of which option you decide to go with, negotiation is a necessary skill to acquire during the entire process. You can negotiate during Delmarva Collections debt collection and because of this, you may even get to pay less than you owe.

But before we go into the negotiation process, we must let you know that if you are undergoing the Delmarva Collections debt collection process, you should not be enduring harassment in any way.

Debt collectors sometimes get aggressive and brutal and tend to treat people unfairly, so much that you may find yourself putting up with a serious case of Delmarva Collections phone harassment.  If this is the case, your rights have been violated and you need to call them to order. Contact us today to get an A+ accredited attorney on your side and put an end to Delmarva Collections phone harassment.

Negotiating with a debt collector

To effectively negotiate with DCI Salisbury, the first thing you need to understand are your rights and what they are. This is the foundation. When you understand this, debt collectors will be unable to keep taking advantage of you.

The FDCPA has clearly stated rules on what debt collectors can and can not do to you. The summary of it all is that debt collectors should not harass, threaten, or lie to you in any way.

The next thing you need to do is ascertain that the debt actually belongs to you. You can do this by asking questions, checking your records, and making a debt validation request.  Although often overlooked, this is an extremely vital step, as you do not want to pay a debt that isn’t yours.

In an instance of debt settlement, you should look at your financial records to determine out how much you can put towards settling the debt and tell the debt collector a much smaller amount. This is to give space for a bargain.

You can also leverage certain factors around you. For instance, if DCI Salisbury has harassed you before, that is a violation of your rights and you can leverage it for a better negotiation outcome. Most times, the debt collector will be forced to succumb to your demands, especially when they see that you hold all the cards.

Also, if the debt is one that has exceeded the statute of limitations, you should bear in mind that the debt collector can no longer sue you over it.

Finally, let every agreement reached during the negotiation be put in written form. No agreement should be sealed with word of mouth only. Let it all be formalized in writing.

You can make it all easy for yourself by simply getting the help of an experienced attorney to work with you. Contact us today to get access to our team of A+ accredited attorneys.

Is Delmarva Collections a Scam?

No, Delmarva Collections is not a scam. According to the Better Business Bureau website, Delmarva Collections has been in business for 40 years, during which time there have been 9 complaints filed against DC with the BBB. Read more about it here: Delmarva Collections Better Business Bureau

What is Delmarva?

Delmarva Collections is a third-party debt collector located in Salisbury, Maryland. DC has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Delmarva phone number:

Address: 820 E Main St

Salisbury, MD 21804-5025

Phone: (410) 546-3742

 

Delmarva Collections Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

410-546-3005, 410-546-3742, (410) 546-3005, (410) 546-3742, 4105463005, 4105463742

If the answer is yes, then you are receiving calls from a known DC number. You may be a victim of DCI Salisbury phone harassment.  The most important thing to remember is to call our office right away to report any case of Delmarva debt collection harassment.

The following is a sample list of complaints filed against Delmarva Collections in the past year and can be found on Pacer.org.

1:14-cv-00048-CCB Frazier v. Delmarva Collections

1:00-cv-00802-GMS Fleck v. Delmarva Collections

1:13-cv-02249-WDQ Massey et al v. Delmarva Collections

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to stop Delmarva Collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Delmarva Collections call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

 

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

 

Maryland Attorney General

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