Can a debt collector add interest or fees to my debt?

A collector can only add interest or fees if they are allowed by your original credit agreement or by state law. Otherwise, doing so violates the FDCPA.

What happens if I ignore debt collection calls or letters?

Ignoring collectors won’t make the debt go away—it could lead to lawsuits or damage to your credit. It’s better to respond, verify the debt, or seek legal advice.

How long can a debt stay in collections or on my credit report?

Generally, unpaid debts can remain on your credit report for up to seven years from the date of first delinquency, though statutes of limitation for collection vary by state.

Can a debt collector contact me through social media?

Yes, but only privately and they must clearly identify themselves as collectors. They cannot post publicly or mislead others about your debt.

What are my rights if a debt collector takes me to court?

You have the right to receive notice of the lawsuit, appear in court, and present a defense. If the debt isn’t verified or has expired, you can contest it with proof.

Debt Recovery Solutions Harassment?

Q: What is harassment by a debt collector?

Harassment includes excessive calls, threats, abusive language, or contacting you at unreasonable times or places—it’s illegal under the FDCPA.

Q: Can a debt collector call my employer or family?

They may only contact third parties to locate you—but only once and only to get your contact information. They can’t discuss your debt with others.

Q: Can I sue a debt collector for harassment?

Yes. Under the FDCPA you can file a lawsuit within one year for harassment or violations. You may recover actual damages, statutory damages (up to $1,000), and attorney’s fees.

Q: Is a debt collector allowed to use automated calls or robocalls?

Not without your prior consent. Unauthorized robocalls or prerecorded messages violate both the Telephone Consumer Protection Act (TCPA) and FDCPA.

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Debt Recovery Solutions Harassment❓

Debt Recovery Solutions Harassment? Dealing with debt collectors like Debt Recovery Solutions can be a tricky experience. It involves a lot of wise and careful communication to avoid making financial mistakes. Debt collectors, in a bid to recover debts, may employ all the tricks in the book of unethical debt collection practices, which can negatively impact your credit report. The law allows them to contact you about your debts, but the law forbids them from harassing you in the process.

According to the Fair Debt Collection Practices Act (FDCPA), debt collectors should only employ fair, honest, and respectful methods in debt collection. They should also not be caught engaging in harmful practices such as making threats to their consumers, using obscene words in communicating with them, calling them many times a day, calling them foul and unpleasant names, and calling them at odd hours. These are only a few of the many things that a debt collection agency is not allowed to engage in. To get a more comprehensive knowledge of what your FDCPA rights are and how they protect you from debt collection harassment.

It is important to be aware of your rights under the FDCPA so as to know how to conduct yourself properly when a debt collector calls. If Debt Recovery Solutions is found guilty of violating your FDCPA rights in any way, you may be awarded up to $1000 per violation claim and the defending agency will pa. Do not hesitate to give us a call now on 877-700-5790 if you believe that your rights have been violated in any way.

Who is Debt Recovery Solutions?

Debt Recovery Solutions is a third-party debt collection company located in Syosset, New York.

🏛️ Debt Recovery Solutions Address:

6800 Jericho Turnpike Suite 113E Syosset, NY 11791-4401

📞 Phone:

(516) 229-4803

🖨️ Fax:

(516) 228-7180

Is Debt Recovery Solutions a Scam?

According to the Better Business Bureau website, Debt Recovery Solutions has been in business since 2002. Having a collections account from Debt Recovery Solutions can significantly lower your credit score and make it more difficult to obtain credit at favorable interest rates. Ever since they have been in business, there have been 179 customer complaints filed against them by dissatisfied consumers.

There has been a surge in the number of debt collection scams over the last few years. This makes it doubly important to verify that the number contacting you claiming to be a representative of Debt Recovery Solutions is indeed who they say they are, and not just an unethical scammer trying to extort money from you.

Debt Recovery Solutions Phone Numbers

Are you receiving calls from any of these numbers?

📲 800-851-9592
📲 800-851-9631
📲 866-642-0302
📲 516-762-1814
📲 (800) 851-9631

If so, you may be a victim of Debt Recovery Solutions’ debt collection harassment. Call us now on 877-700-5790 to determine if you have a viable case.

How to Deal with Debt Recovery Solutions Under FDCPA

Getting a call from a debt collector may catch you off guard and make you do or say the wrong things. Here are a few tips to remind you of what you shouldn’t say or do when you are in communications with a debt collection agency to avoid putting yourself into a sticky situation.

▶️ Admit that you owe a debt for which you have not received written validation: When you’re called by a debt collector, do not make statements that connote that you are accepting the debt as yours. This is not advisable because the statute of limitations on the debt may have expired and making such a statement could legally commit you to repay back the debt. Also, by saying anything related to that, you may be reviving an old debt that has reached the statute of limitations.
▶️ Give out your personal financial information: The anxiety and fear that grips many consumers, when they get a call from a debt collector, may make them spill out information that may have serious negative implications in the future. When you receive a debt collector’s call, be calm enough to know better than giving out your personal financial information like the value of the property you own, your social security number, and your personal account number. A debt collector does not need this information to process your debts, and if they tell you that they do, you may be dealing with a scammer posing as a debt collection representative from Debt Recovery Solutions.
▶️ Lose your temper: You should keep your emotions under control when communicating with a debt collector. Many debt collectors say and do things that will annoy you on purpose, just to elicit an emotional response from you and get you to agree to what they want you to. Do not fall into that trap.
▶️ Ensure that the debt collector is not reporting inaccurate information on your credit report: Inaccurate information can have serious negative implications for your financial health. Always check your credit report for errors and take action to rectify them to maintain a good credit score.

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. Contact a legal professional to stop Debt Recovery Solutions’ debt collection harassment. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau. Our friendly collection specialists are here to provide you with a free review of your credit reports and assist you with navigating debt collection issues.

FAQs

What is harassment by a debt collector?

Harassment includes excessive calls, threats, abusive language, or contacting you at unreasonable times or places—it’s illegal under the FDCPA.

When can debt collectors contact me?

They can call between 8 a.m. and 9 p.m. only. They can’t call you at work if you tell them not to, nor keep contacting you after you send a cease-and-desist letter.

What constitutes an unfair or deceptive debt collection practice?

Misrepresenting the debt or legal status, threatening arrest, pretending to be an attorney or government agent, or adding unauthorized fees are all prohibited.

Can a debt collector call my employer or family?

They may only contact third parties to locate you—but only once and only to get your contact information. They can’t discuss your debt with others.

How do I make a debt collector stop contacting me?

Send a written cease-and-desist letter (preferably via certified mail). After receipt, they can only contact you to confirm they’ll stop or to inform of legal action.

What information must a debt collector provide when they first contact me?

Within five days of first contact they must give a validation notice: your creditor’s name, the amount owed, and instructions for disputing the debt.

Can I sue a debt collector for harassment?

Yes. Under the FDCPA you can file a lawsuit within one year for harassment or violations. You may recover actual damages, statutory damages (up to $1,000), and attorney’s fees.

Is a debt collector allowed to use automated calls or robocalls?

Not without your prior consent. Unauthorized robocalls or prerecorded messages violate both the Telephone Consumer Protection Act (TCPA) and FDCPA.

What should I do if a debt collector makes false statements or threats?

Keep detailed records, dispute the debt in writing, and report the violation to the CFPB, FTC, and your state attorney general. Legal action may follow.

Can debt collectors affect my credit score?

Yes. They can report delinquent debt to credit bureaus, which impacts your score. You have the right to dispute inaccurate entries.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.