Debt Management Services Phone Harassment?
Is Debt Management Services (DMS) calling you? Stop Debt Management Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop DMS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Management Services
Debt Management Services LLC is a third-party debt collection agency that pursues unpaid consumer debts on behalf of creditors. Like many collection firms, they operate under regulations such as the Fair Debt Collection Practices Act (FDCPA), which prohibits abusive, deceptive, or harassing tactics. However, some consumers report aggressive collection efforts, including frequent calls, misleading threats, or failure to validate debts practices that may violate federal law. If you’re facing harassment from them, you have rights, including the ability to dispute the debt, demand verification, or even sue for illegal practices. Understanding these protections can help you stop unfair collection attempts and hold agencies accountable.
Is Debt Management Services a Scam?
According to the Better Business Bureau website, They have been in business for 17 years.
Who is Debt Management Services?
Debt Management Services is third party debt collector located in Getzville, New York.
🏛️ Address: 2350 N Forest Rd Ste 12A, Getzville, NY 14068-1296
📞 Phone: (716) 636-9500
Debt Management Services Collection Tactics
Debt collectors like Absolute Credit LLC often use aggressive and sometimes illegal tactics to pressure consumers into paying, including relentless phone calls, threats of legal action, and misleading claims about debts. Many of these practices violate federal laws such as the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA), which prohibit harassment, false statements, and calls outside permitted hours. Some collectors even refuse to validate debts or ignore cease-and-desist letters, leaving consumers feeling helpless. However, under these laws, you have the right to dispute inaccuracies, demand proof of the debt, and sue for violations potentially winning 1,000 to 4,000 per infraction plus legal fees. If you’re facing aggressive collection tactics, legal help is available to stop the harassment and hold these agencies accountable
Debt Management Services Phone Harassment Example
If Debt Management Services engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Debt Management Services Phone Numbers
📲 Are you receiving any harassing phone calls from any of the following numbers?
- 716-636-9500
- 716-332-7113
- 877-377-9500
- (716) 636-9500
- (716) 332-7113
- (877) 377-9500
- 7166369500
- 7163327113
- 8773779500
If the answer is yes, then you are receiving calls from a known DMS number. You may be a victim of DMS phone harassment. The list above is not all the numbers that DMS uses. The calls can be from a different number and it still be Debt Management Services calling you. Contact our office right away so we can start the process to stop DMS from calling you illegally. Above all, no one should live with harassment!
Credit Report Impact
Debt collection can significantly impact credit reports. When a debt is sent to a collection agency, it can be reported to the credit bureaus, which can lower credit scores. Consumers have the right to dispute inaccurate information on their credit reports and may be able to negotiate with the creditor or collection agency to remove the debt from their report. The Fair Credit Reporting Act (FCRA) regulates the use of credit reports and provides consumers with protections against inaccurate or misleading information.
Collection Calls and Federal Laws
Collection calls are a common tactic used by debt collectors. However, federal laws, such as the FDCPA and the Telephone Consumer Protection Act (TCPA), regulate the frequency and content of these calls. Consumers have the right to stop collection calls and may be able to sue debt collectors for harassment or abuse. Understanding federal laws and regulations can help consumers protect themselves from unwanted calls and assert their rights. The Better Business Bureau (BBB) and other consumer protection agencies can provide guidance and support for consumers dealing with debt collectors.
Common Questions
Is DMS a scam?
No, Debt Management Services has been in business for 17 years. Bankruptcy is often viewed as a last resort due to its significant negative impact on credit scores.
Can Debt Management Services garnish my wages?
Yes, DMS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can DMS sue me?
Yes, DMS can sue you so long as the debt is within the statute of limitations.
Can DMS report my debt to the collection bureaus?
Yes, Debt collectors are allowed to place the collection account on your credit report
Can DMS arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Debt Management Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from DMS. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I was getting relentless calls from debt collectors, sometimes multiple times a day, even after I requested they stop. The harassment was stressful and invasive. Thankfully, I reached out to Consumer Rights Law Firm Name, and they took immediate action. They sent cease-and-desist letters, informed me of my rights under the FDCPA (Fair Debt Collection Practices Act), and even helped me file a complaint when one agency violated the law. The calls stopped, and I finally had peace of mind. If you’re facing aggressive debt collectors, don’t hesitate get legal help!
- 🏆 I was shocked by how aggressive some debt management services became calling at odd hours, threatening legal action, and even contacting my family. I felt helpless until I contacted Consumer Rights Law Firm Name. They explained that many of these tactics were illegal and helped me document every violation. They sent legal notices to the agencies, and when one refused to comply, they pursued a lawsuit on my behalf. Not only did the harassment stop, but I also received compensation for the violations. Highly recommend their services!
- 🏆 The constant calls from debt collectors were overwhelming. I dreaded answering my phone. After researching my rights, I reached out to Consumer Rights Law Firm Name, and it was the best decision I made. They reviewed my case, confirmed that the collectors were breaking multiple laws, and took swift legal action. The firm handled everything, from sending demand letters to negotiating settlements. The harassment ended, and I even got some money back from unlawful practices. If you’re being harassed, don’t suffer in silence this firm will fight for you!
