DCM Services Debt Collection Harassment
Tired of DCM Services Debt Collection Harassment? Wish there was a way to make the calls stop? Is DCM Services constantly calling and harassing you? Does your phone ring every day, several times per day, because DCM Services is calling you to demand payment? Threatening you with legal action? Has DCM Services ever used abusive or profane language when speaking with you on the phone? If so, DCM Services may be violating your legal rights. Stop the harassment.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the , you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
It is crucial to know your rights when contacted by DCM Services, as understanding these rights can help you respond appropriately and take necessary legal steps.
Introduction to Debt Collection
Debt collection is a process where a debt collector, such as DCM Services, a debt collection agency, attempts to recover unpaid debts from individuals or businesses. Debt collectors use various methods, including phone calls, letters, and emails, to contact consumers and request payment. It’s essential to understand the debt collection process and know your rights as a consumer to avoid harassment and ensure fair treatment. Innovative solutions, such as Probate Finder OnDemand, can help debt collectors locate probated estates and recover debts more efficiently.
Understanding Debt Collectors
Debt collectors, like DCM Services, are companies that specialize in collecting debts on behalf of creditors. They may contact consumers via phone, mail, or email to request payment. It’s crucial to verify the debt and ensure the debt collector has the right to collect it. Consumers can stop debt collector harassment by requesting that they stop calling or contacting them. Debt collectors must follow the Fair Debt Collection Practices Act (FDCPA) and respect consumers’ rights. If a person dies, their estate may be liable for their debts, and debt collectors may attempt to collect from the estate or the person’s family members.
Is DCM Services a Scam❓
According to the Better Business Bureau website, DCM Services has been in business since 2006. It is important to ensure that all information related to debts is accurate to avoid potential disputes. There have been 20 customer complaints filed on the BBB website.
Who is DCM Services❓
DCM Services is third party debt collector located in Minneapolis, Minnesota. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that DCM Services used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ DCM Services Address: 7601 Penn Ave S A600 Minneapolis, MN 55423-3645
📞 Phone: (612) 243-8620
📠 Fax: (612) 243-8395
DCM Services Debt Collection Harassment Tactics
If DCM Services engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
It is crucial to verify debts and assert legal defenses against any claim made by DCM Services.
DCM Services Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- 📲 612-243-8620
- 📲 844-891-9246
- 📲 8773265674
- 📲 855-234-1135
- 📲 8773265674
- 📲 877-326-5674
- 📲 8552341135
If so, you may be a victim of DCM Services debt collection harassment. The list above is not all the numbers that DCM Services uses. Also, calls can be from different numbers and it still be DCM Services calling you. Contact our office right away so we can start the process to stop DCM Services from calling you illegally. Above all, no one should live with harassment. Formally request that DCM Services stop contacting you to prevent further emotional distress.
Debt Collection Process
The debt collection process typically begins with a debt collector sending a letter or making a phone call to the consumer. The debt collector will request payment and may provide additional information about the debt, such as the amount owed and the creditor. Consumers have the right to dispute the debt and request verification. If the debt is valid, the consumer may be able to negotiate a payment plan or settle the debt for less than the original amount. Debt collectors may also report the debt to credit bureaus, which can affect the consumer’s credit report. In some cases, debt collectors may file a debt lawsuit to recover the debt.
Stopping Debt Collector Harassment
To stop debt collector harassment, consumers can request that the debt collector stop calling or contacting them. This can be done by sending a letter or email to the debt collector, stating that they wish to cease all communication. Consumers can also file a complaint with the FDCPA or their state’s Attorney General’s office if they believe the debt collector is engaging in harassing or abusive behavior. It’s essential to keep a record of all communication with the debt collector, including dates, times, and details of conversations. If a debt collector is contacting a consumer about a debt that has already been paid or discharged in bankruptcy, the consumer can provide proof of payment or discharge to stop the collection efforts.
Common Questions:
Is DCM Services a scam❓
No, DCM Services has been in business since 2006.
Can DCM Services seize my property❓
DCM Services can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can DCM Services sue me❓
Yes, DCM Services can sue you so long as the debt is within the statute of limitations. In such cases, it is advisable to seek assistance from a lawyer to navigate the complex legal landscape and protect yourself against potential lawsuits.
Can DCM Services report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can DCM Services arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against DCM Services and can be found on Pacer.gov.
- 📋 2:15-cv-06129-JLL-JAD CONSENZA v.
- 📋 1:14-cv-01819-RM-KLM Rabe v.
- 📋 1:13-cv-11558-RGS Lopez v.
- 📋 2:12-cv-01979-CDJ WRIGHT v.
- 📋 0:12-cv-00115-DSD-JJG Hagan v.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop DCM Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Individuals can also choose to represent themselves in court using a free Answer form, which assists in outlining responses and defenses against claims made in the lawsuit.
If you are interested in learning more about how to safeguard yourself and prevent DCM Services debt collection harassment, call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 The collectors were threatening to take legal action and garnish my wages over a debt I wasn’t even sure I owed. I felt hopeless until I reached out to Consumer Rights Law Firm PLLC. They walked me through the process, sent the required notices, and held the collectors accountable for their harassment. They made me feel empowered and protected.
- 🏆 I was skeptical at first, but after dealing with months of robocalls and late-night phone harassment, I decided to contact Consumer Rights Law Firm PLLC. It was the best decision I made. They sent legal notices and guided me every step of the way. The calls stopped within a week, and I finally got peace of mind.
- 🏆 I was dealing with a debt collector who refused to give me any written notice and just kept calling me day and night. After getting in touch with Consumer Rights Law Firm PLLC, I finally understood my rights under the FDCPA. They handled all communication with the collectors and helped me settle the matter without more harassment.
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