Can D&A Services LLC collect on debts that are past the statute of limitations?

If a debt is time-barred, they cannot legally sue you. You should confirm the age of the debt before agreeing to pay.

Can D&A Services LLC report invalid or mistaken debts under someone else’s name?

Mistaken identity and mixed-file errors can occur. Request validation and dispute incorrect credit reporting immediately.

How do I know if the debt they’re calling about is actually mine?

Request detailed validation, including the original creditor, account number, and itemized charges to ensure the debt belongs to you.

Can D&A Services LLC negotiate a settlement or payment plan?

Yes. Many consumers negotiate reduced settlements or structured payment plans. Always get any agreement in writing.

What should I do if D&A Services LLC threatens legal action that seems unrealistic?

Threatening legal action without intent or ability to follow through is illegal. Document the threat and report it to the CFPB or FTC.

D&A Services, LLC Phone Harassment?

Q: Is D&A Services LLC a legitimate debt collection agency or a scam?

D&A Services LLC is a legitimate, BBB-accredited collection agency. However, some consumers report FDCPA violations, so requesting written debt validation is important.

Q: Can D&A Services LLC legally harass me with calls?

No. Repeated or abusive calls, threats, profanity, or calls outside permissible hours are prohibited under the FDCPA.

Q: How should I respond if D&A Services LLC calls me?

You should request written validation of the debt, including documentation and proof of the original creditor. Collection must pause until validation is provided.

Q: Can I tell D&A Services LLC to stop calling me?

Yes. You can send a written cease-and-desist letter. After receiving it, they must stop calling except for required legal notices.

Q: What if D&A Services LLC keeps calling after I ask them to stop?

Document all calls and file a complaint with the FTC or CFPB. Persistent unwanted calls may qualify as FDCPA violations.

Q: Could D&A Services LLC affect my credit score?

D&A Services typically does not report directly, but they may transfer the debt to a creditor or buyer who can. Dispute inaccurate information promptly.

Q: What are my legal rights if they violate debt-collection laws?

You may sue for FDCPA violations and recover damages, including statutory damages up to $1,000 and attorney fees.

Q: What if I’m sued by D&A Services LLC?

You should respond quickly to avoid a default judgment, dispute the debt in writing, or negotiate a settlement if necessary.

Q: How can I definitively stop calls and resolve the issue?

Send a cease-and-desist letter, dispute any inaccuracies, and escalate unresolved issues to the CFPB, FTC, or a consumer attorney.

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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D&A Services LLC Phone Harassment❓

Is D&A Services LLC calling you? Stop D & A Services LLC phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop D&A Services, LLC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Introduction to Debt Collection

D&A Services LLC is a third-party debt collection agency that works on behalf of creditors to recover unpaid debts. Like many collection agencies, they may contact consumers through phone calls, letters, or emails in an effort to collect what is owed. While debt collection is a legal process, it must be carried out within the boundaries of federal and state laws, including the Fair Debt Collection Practices Act (FDCPA). Unfortunately, some consumers report experiencing aggressive tactics such as repeated calls, threats of legal action, or pressure to pay without clear documentation. These practices can cause unnecessary stress and may cross the line into harassment. Understanding your rights and knowing how to respond can help you take control of the situation and protect yourself from unlawful collection behaviors.

Is D&A Services LLC a Scam?

According to the Better Business Bureau website, D&A Services, LLC has been in business since 2006. There have been 12 complaints closed in the last 3 years and 4 complaints closed in the last 12 months. Read more here: D&A Services, LLC Better Business Bureau

Who is D&A Services LLC?

According to the Better Business Bureau, D&A Services, LLC is a collection agency that services the consumer bankcard/retail industry, auto deficiency, business to business, and financial services industry.

🏛️ Address: 1400 E. Touhy Ave., Ste. G2 Des Plaines, IL 60018-3338

☎️ Phone: (773) 902-1130

D&A Services LLC Collection Tactics

If D&A Services, LLC engages in any of the following tactics, you may have a case:

🚫 Using profanity or abusive language
⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
📞 Calling you multiple times per week
🗣️ Talking to others about your debt
🏢 Calling your workplace
⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
❌ Telling you or anyone else that you’ve committed a crime
🔁 Calling repeatedly for the wrong person
📜 Failing to notify you of your right to dispute the debt
💰 Trying to collect more than legally allowed

What Doesn’t Count As Harassment by D&A Services❓

While dealing with debt collectors can be stressful and infuriating, it is important to note that not all annoying actions by a third-party debt collector can be classified as harassment. The fact is: you owe money to your creditor or third-party collection agency, and they are allowed to take reasonable steps to get back what you owe them. These include:

➡️ Sending you reminders and demands for payment via SMS, email, letter, or fax.
➡️ Making a phone call to you within reasonable hours to ask for payment
➡️ Calling your home phone or showing up at your house, as long as this is at a reasonable time of the day
➡️ Taking court action against you.

D&A Services, LLC Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

☎️ 800-268-0514
☎️ (773) 902-1130
☎️ 877-314-4308

If the answer is yes, then you are receiving calls from a known D&A Services, LLC number. You may be a victim of D&A Services, LLC phone harassment. The list above is not all the numbers that D&A Services, LLC uses. The calls can be from a different number, and it still be D&A Services, LLC Inc. calling you. Contact our office right away so we can start the process to stop D&A Services, LLC from calling you illegally. Above all, no one should live with harassment!

Dealing with Debt Collection Issues

Dealing with debt collection issues can be an overwhelming and stressful experience, especially when you’re unsure of your rights or how to respond. Whether you’re facing calls from aggressive collectors, receiving confusing letters about a debt you don’t recognize, or being threatened with legal action, it’s important to stay calm and take control of the situation. The Fair Debt Collection Practices Act (FDCPA) provides strong protections for consumers, including the right to request debt validation letter, dispute incorrect claims, and stop harassing communication. Keep detailed records of all contact, never agree to pay a debt without written confirmation, and don’t hesitate to seek legal guidance if you feel the collector is violating your rights. With the right knowledge and support, you can handle debt collection issues confidently and ensure that you’re treated fairly under the law.

Resolving Disputes with D&A Services LLC

If you’ve been contacted by D&A Services LLC and believe the debt is inaccurate, unfair, or the communication has become harassing, it’s essential to take the right steps to resolve the dispute. Under the Fair Debt Collection Practices Act (FDCPA), you have the legal right to request validation of the debt within 30 days of initial contact. This requires the agency to provide written proof that the debt is legitimate and that they have the authority to collect it. If D&A Services LLC fails to provide this validation or continues to use aggressive tactics, you may be entitled to take legal action. Keeping detailed records of all interactions, such as call logs, voicemails, and written correspondence can help build your case. Working with an experienced Consumer Rights Law Firm PLLC can ensure your rights are protected, help you dispute inaccurate information, and stop any unlawful collection practices.

About Us

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from D&A Services LLC. call us at 877-700-5790 for immediate assistance or visit our website.

Success Stories

🏆 “My elderly mother was getting bullied by a collector demanding payment for an old bill. They used scare tactics and threatened her credit. I contacted Consumer Rights Law Firm PLLC on her behalf, and they took care of it immediately. No more calls, and she was even awarded damages. They truly care about protecting people.”
🏆 “I was getting nonstop robocalls from an agency claiming I owed a debt I didn’t recognize. They wouldn’t send anything in writing. Consumer Rights Law Firm PLLC not only got the calls to stop but also made sure my credit was protected. Their attorneys were responsive, empathetic, and highly skilled.”
🏆 “Every time I picked up the phone, it was another debt collector harassing me. I started dreading phone calls altogether. Consumer Rights Law Firm PLLC stepped in, explained my rights, and sent formal legal letters that forced the collector to back off. They made sure I felt empowered again.”

Check out the links below for more information:

🔗 Federal Trade Commission Consumer Advice
🔗 Washington Attorney General

FAQs

Who is D&A Services LLC and why are they calling me?

D&A Services LLC is a third-party debt collector (formerly Dynia & Associates) based in Illinois. If they’re calling, they likely believe you owe a past-due debt, such as credit-card or personal-loan balances.

Is D&A Services LLC a legitimate debt collection agency or a scam?

They are a real, BBB-accredited debt collector operating for around 18 years. However, consumers have reported FDCPA violations, so it’s important to request verification.

Can D&A Services LLC legally harass me with calls?

No. Harassing calls—repeated ringing, threats, profanity, or calling at odd hours—are prohibited under the FDCPA.

How should I respond if D&A Services LLC calls me?

Politely request written debt validation. Ask for debt details like amount, original creditor, and documentation. Under the FDCPA, they must send this within 30 days and pause collection until provided.

Can I tell D&A Services LLC to stop calling me?

Yes. You can send a written cease-and-desist request. Once received, they must stop calling except to inform you of legal actions or they’ve stopped collection entirely.

What if D&A Services LLC keeps calling after I ask them to stop?

Keep detailed records of calls, then file complaints with the CFPB or FTC. You may also have grounds to sue them for FDCPA violations.

Could D&A Services LLC affect my credit score?

They themselves don’t report, but they can pass a debt to an original creditor or buyer who may. Ensure the debt is valid and dispute if needed.

What are my legal rights if they violate debt-collection laws?

You can sue for FDCPA violations—including harassment or deceptive practices—and recover statutory damages (up to $1,000), plus legal fees.

What if I’m sued by D&A Services LLC?

Respond promptly to avoid a default judgment, dispute the debt in writing, and consider negotiating settlement or defending the lawsuit.

How can I definitively stop calls and resolve the issue?

Request verification, send a written cease-and-desist, then dispute inaccuracies. If needed, escalate to CFPB/FTC or consult a consumer attorney for possible settlement or lawsuit.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.