Critical Resolution Mediation Debt Collection Harassment❓ Stop the Calls❗
Is Critical Resolution Mediation (CRM) calling you? Stop Critical Resolution Mediation phone harassment. Do they threaten to take legal action or garnish your wages? Consumers often have concerns about the aggressive tactics used by debt collectors and their rights under the law. Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CRM phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection Harassment
Debt collection harassment is a serious issue that affects many consumers. Debt collectors, like Critical Resolution Mediation LLC, often use aggressive tactics to collect debts, which can be stressful and overwhelming for individuals. It’s essential to understand that consumers have rights under the Fair Debt Collection Practices Act (FDCPA), which regulates debt collection agencies and prohibits abusive practices. In this section, we will explore the world of debt collection harassment and provide guidance on how to navigate the complex process of dispute resolution. Additionally, consumers may receive compensation in the form of money damages and the payment of attorney’s fees and costs by the debt collector.
Understanding Debt Collection Laws
Debt collection laws are designed to protect consumers from unfair and deceptive practices. The FDCPA is a federal law that applies to debt collectors, including Critical Resolution Mediation LLC. This law prohibits debt collectors from engaging in harassment, abuse, or unfair practices, such as making false or misleading statements, threatening to take action that cannot be taken, or using abusive language. Understanding these laws is crucial for consumers to know their rights and to seek help when needed. The mediation process is an effective way to resolve disputes between consumers and debt collectors, allowing parties to reach a mutually beneficial outcome.
In the mediation process, it is crucial for parties to provide express consent, allowing the mediator to share confidential discussions to advance resolution efforts.
Is Critical Resolution Mediation a Scam❓
According to the Better Business Bureau website, Critical Resolution Mediation has been in business for 8 years. There have been 121 complaints filed against CRM with the BBB.
Brian Charles McKenzie, one of the defendants in a federal court case, was involved in unlawful debt collection practices associated with Critical Resolution Mediation LLC.
Who is Critical Resolution Mediation❓
Critical Resolution Mediation is the third-party debt collector located in Norcross, Georgia.
The company employs agents who sometimes falsely pose as mediators to intimidate consumers. These deceptive practices are used to collect debts.
🏛️ Critical Resolution Mediation Address: 6500 McDonough Dr. STE C2 Norcross, GA 30093-1236
📞 Phone: (877) 620-2730
Critical Resolution Mediation Collection Tactics
Critical Resolution Mediation LLC is a debt collection agency that has been involved in several lawsuits and complaints. The company’s collection tactics have been criticized for being aggressive and deceptive. Consumers have reported receiving threatening letters and phone calls, as well as being contacted at work or during inconvenient hours. It’s essential for consumers to be aware of these tactics and to know how to respond. If consumers file a dispute, the collection agency must halt their collection efforts until they provide a valid response to the dispute. The Federal Trade Commission (FTC) plays a critical role in regulating debt collection agencies and enforcing the FDCPA.
Critical Resolution Mediation Harassment Examples
If Critical Resolution Mediation engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Critical Resolution Mediation Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 877-620-2730
- 📲 678-971-2759
If the answer is yes, then you are receiving calls from a known CRM number. You may be a victim of CRM phone harassment. The list above is not all the numbers that CRM uses. The calls can be from different numbers and it still is Critical Resolution Mediation calling you. Contact our office right away so we can start the process to stop CRM from calling you illegally. Above all, no one should live with harassment!
Role of the Federal Trade Commission
The FTC is responsible for enforcing the FDCPA and protecting consumers from unfair and deceptive practices. The agency has taken action against Critical Resolution Mediation LLC and other debt collectors for violating the law. The FTC provides guidance and resources for consumers, including information on how to file a complaint and how to navigate the dispute resolution process. In many cases, the FTC works with state attorneys general and other law enforcement agencies to crack down on debt collection harassment.
Dispute Resolution Options
When facing harassment from debt collectors like Critical Resolution Mediation LLC, consumers have several dispute resolution options at their disposal. The Fair Debt Collection Practices Act (FDCPA) provides a framework for protecting consumers from abusive practices by debt collection agencies. One effective method for resolving disputes is through the mediation process. Mediation involves a neutral third-party mediator who facilitates discussions between the consumer and the debt collector, helping them reach a mutually acceptable resolution. This process is voluntary and confidential, often proving to be less expensive and time-consuming than litigation. The Federal Trade Commission (FTC) offers guidance on dispute resolution options and can assist consumers in identifying responsible debt collectors. By opting for mediation, consumers can achieve a successful outcome while maintaining control over the resolution process.
Stopping Debt Collection Calls
If you are being harassed by debt collection calls from Critical Resolution Mediation LLC or other debt collectors, you have the right to stop these calls. Under the FDCPA, you can send a written request to the collection agency, asking them to cease communication with you. This request should be sent via certified mail to ensure you have proof of receipt. Once the collection agency receives your request, they are legally obligated to stop contacting you, except to acknowledge receipt of your request or to inform you of specific actions they intend to take, such as filing a lawsuit. It is essential to keep a record of all communications with debt collectors, including dates, times, and details of conversations. If the collection agency continues to contact you after receiving your request, you can report the violation to the FTC or your state Attorney General’s office.
Critical Resolution in Debt Collection
Critical Resolution Mediation LLC is a debt collection agency that has faced numerous complaints and lawsuits from consumers. The company has been accused of violating the FDCPA by engaging in unfair and deceptive practices, such as making false statements, threatening consumers with arrest, and failing to provide required disclosures. Critical resolution in debt collection involves resolving disputes and achieving a mutually acceptable outcome through negotiation, mediation, or arbitration. This process may require the assistance of a neutral third-party mediator or arbitrator. Consumers dealing with Critical Resolution Mediation LLC or other debt collectors should be aware of their rights under the FDCPA and consider seeking advice from a qualified consumer protection attorney. By understanding the dispute resolution process, consumers can effectively address issues with debt collectors and achieve a fair resolution.
Taking Action Against Debt Collection Harassment
If you are experiencing debt collection harassment from Critical Resolution Mediation LLC or other debt collectors, it is crucial to take action to protect your rights. Start by keeping a detailed record of all communications with the debt collector, including dates, times, and the content of conversations. This documentation can help establish a pattern of harassment or abuse. Next, familiarize yourself with your rights under the FDCPA to understand what constitutes harassment or abuse. If a debt collector is violating your rights, you can file a complaint with the FTC or your state Attorney General’s office. Additionally, consider seeking advice from a qualified consumer protection attorney who can help you identify your options and take appropriate action against the debt collector. In some cases, you may be entitled to monetary damages or other relief, such as a court order requiring the debt collector to cease communication with you. By taking action against debt collection harassment, you can safeguard your rights and prevent further abuse.
Common Questions
Is CRM a scam❓
No, Critical Resolution Mediation has been in business for 8 years.
Can Critical Resolution Mediation garnish my wages❓
Yes, CRM can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can CRM sue me❓
Yes, CRM can sue you so long as the debt is within the statute of limitations. In many cases, it is possible to settle the debt before it goes to court. In some cases, you may be required to pay the debt to avoid further legal action.
Can CRM report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can CRM arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Critical Resolution Mediation in the past year and can be found on Pacer.gov.
- 🔗 2:13-cv-07470-BRO-CW Bertrand v.
- 🔗 6:14-cv-00649-CEM-KRS Wright v.
- 🔗 3:16-cv-00632-MMH-MCR Johnson v.
- 🔗 4:13-cv-01561-JAR Lee v.
- 🔗 2:14-cv-00645-SPC-CM Lopez v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Critical Resolution Mediation harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Critical Resolution Mediation call us at for immediate assistance or visit our website.
Success Stories
- 🏆 I was overwhelmed by constant phone calls from a debt collector who wouldn’t stop, even after I told them to. Consumer Rights Law Firm PLLC stepped in and put an end to the harassment. They were professional, compassionate, and got results fast. I finally have peace of mind.
- 🏆 The collectors kept calling me at work and threatening me with legal action. I felt helpless until I found Consumer Rights Law Firm PLLC. They explained my rights and handled everything with confidence. Within weeks, the calls stopped, and I felt in control again.
- 🏆 I didn’t even owe the debt the collector was calling about, but they kept harassing me day and night. Consumer Rights Law Firm PLLC took my case seriously and got the harassment to stop. I couldn’t have asked for a better legal team.
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