Credit Recovery Systems LLC Debt Collection Harassment?

Credit Recovery Systems LLC

Credit Recovery Systems LLC Debt Collection Harassment?

Debt collection agencies like Credit Recovery Systems LLC are third-party agents tasked with the job of recovering your debts either on behalf of your original creditor or independently.

Most of the time, creditors don’t want to bring in a debt collection agency to resolve your debt issues. However, if it looks like a situation that will involve a customer defaulting payments for s long period of time, they might. In such a case, your original creditor will sell your debt to a collection agency like Credit Recovery Systems LLC for pennies on the dollar, and the collection agency will then try to collect the full debt from you, thereby making a profit in the process.

Out best advice? If you owe a debt to an original creditor, settle it quickly. It is best to settle your debts before it’s sent to the likes of Credit Recovery Systems LLC, however, if the debt has already been transferred, then it is still not too late. Contact the debt collector in charge of your payments, explain your situation and try to reach a settlement agreement or to create a payment plan. Usually, debt collectors are willing to help you do so.

If, on the other hand, you have experienced, or are currently experiencing unfair treatment from a debt collection agency like Credit Recovery Systems LLC, you should speak with a consumer rights attorney immediately to find ways get out of the situation immediately. Call our team of A+ accredited lawyers at (877)-700-5790.

The laws that protect you against debt harassment

The FDCPA was originally was enacted in 1977 and underwent an amendment in 1996. The amendment was necessary, as an alarming number of complaints about the unfair tactics collection agencies were using to coerce people into paying their debts became much too rampant.

One thing you should know about the FDCPA is that it does not apply to the original creditor from whom you originally loaned the debt; the FDCPA applies only to debt collection agencies.

According to the FDCPA , “a debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt.”

This is easy enough to understand. The law also gives instances of unfair treatment by debt collectors which is punishable by the FDCPA. They are:

• Using threat, violence or other injuroius means to harm a person, their reputation or property
• Using obscene or profane language in their communications with you
• False representation where Credit Recovery Systems LLC misrepresents itself a state or federal government authority.
• Feeding you with misleading information on the amount or legal status of the debt you owe is also considered an unfair debt collection practice.
Credit Recovery Systems LLC falsely implying that they are an attorney or law enforcement officers.
• Leading you to believe that the nonpayment of the debt you owe will result in your arrest or imprisonment
• Causing your telephone to ring repeatedly with intent to annoy, abuse or harass you.

Any of these sound familiar? Don’t hesitste to reach out to a qualified consumer rights attorney by calling (877)-700-5790.

Who is Credit Recovery Systems, LLC

Credit Recovery Systems LLC is a third-party debt collector located in West Seneca, New York.

Credit Recovery Systems LLC Contact Information

550 Center Rd

West Seneca, NY 14224

Phone: (855) 772-7761

Fax: (716) 202-5957

Alternate Business Name: Credit Recovery Service(Systems)

Is Credit Recovery Systems LLC a Scam?

No, they are an approved debt collection agency. According to the Better Business Bureau website, Credit Recovery Systems, LLC has been in business since 2013. There have been 8 customer complaints filed in the last three years. Read more about Credit Recovery Systems, LLC here Credit Recovery Systems, LLC BBB

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CRS harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent even more harassment from CRS, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Consumer Rights Law Firm Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Attorney General New York 

Consumer Financial Protection Bureau