Credit One Bank Phone Harassment? Stop the Robocalls!

Table of Contents

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.16″ global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row admin_label=”row” _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_text admin_label=”Text” _builder_version=”4.24.0″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″]

Credit One Bank Phone Harassment? Stop the Robocalls!

Do you receive automated calls from Credit One Bank? Does Credit One Bank call you over and over again harassing you all day long? The primary goal of this blog is to let you know that no company has the right to harass you.

Owing to a consumer-friendly statute called the Fair Debt Collection Practice Act (FDCPA), you are protected from and thereby immune to such acts of terror and badgering. You may be unaware that your rights are protected against Credit One Bank harassment, however, your third-party debt collector is most likely aware and may still go beyond their limits to harass you. This is why it is crucial to know your rights and to know the measures that are in place to help you stop the harassment if Credit One Bank won’t stop calling.  Call us right away to stop the harassment and take your life back.

Remember, you don’t have to live in fear of your phone. Simply call 877-700-5790.


What is Credit One Bank?

Founded in 1984, Credit One Bank is a full-service bank and is located in Las Vegas, Nevada. Among a list of other financial services, the Bank specializes in the issuance of credit cards geared to meet the needs of lenders with poor credit ratings.

Who owns Credit One Bank?

Credit One Bank is owned by Credit One Financial and is incorporated in Nevada, USA.

Credit One Bank address

Credit One Bank corporate office
6801 S Cimarron Rd
Las Vegas, NV 89113-2273
Telephone: (877) 825-3242


Credit One Bank Reviews BBB

The financial institution has been incorporated as a verified listing on the Better Business Bureau website since October 2011.

The Bank’s BBB profile highlights the fact that the institution is notorious for having a pattern of complaints filed by dissatisfied consumers regarding billing and debt collection issues.

The Bank has been in business for 38 years and currently scores a “B” on the Better Business Bureau rating.

Is Credit One Bank legit?

According to the Better Business Bureau website, Credit One Bank has been in business since 1984. There have been 1267 customer complaints filed.

Read more here: Credit One Bank Better Business Bureau

Credit One Bank scams

Beware of fraudsters claiming to be representatives of Credit One Bank. You may get a call from an unknown number claiming to be an officer of the financial institution and asking you to provide sensitive information or threatening you over a debt you do not remember. Do not be moved. Most scammers have no real hold, therefore, they have no choice but to resort to fear and manipulation.

If you get a call from a number claiming to be a representative of Credit One Bank, ask them to provide verification that proves they are who they say they are. This verification should come in form of a letter you receive from the institution containing all your personal details and confirming that the debt is yours.


Credit One vs Capital One

In many of our encounters with clients, we usually come across one common question: is Credit One the same as Capital One?

The simple answer is no. Although Credit One and Capital One both bear names that sound alike, one institution should never be confused with the other. They are each separate entities operating within a similar industry.


Are you unable to repay your Credit One loan?

Being in a situation where you are unable to pay your debts can easily be one of the most stressful things that can happen to any adult. Bills, inflation, and other factors can also conspire to make an already dreary situation worse. Whatever the case may be, we understand that life can get tough sometimes and you may find yourself falling behind on your loan payments.

If you are behind on your loan payments, we advise you to get in touch with your lender (for example, Credit One Bank) and talk about any debt refinancing options that they may be willing to give you before your loan gets transferred to a third-party debt collector. Your lender may agree to accept lower installments, which, however, may increase your overall interest rate. Additionally, you may lose attached assets if your loan is secured and you default on your payments for a lengthy amount of time.

If you are, however, unable to meet up with your loan payments or reach an agreement with your original lender, here’s what will usually happen:

1. Your debt gets transferred to a collection agency
2. They will take over all attempts to recover the debt from you, which can be more brutal
3. It may affect your credit rating
4. They may sue as the final step if you are still unable to pay up your debts.

Contact our office right away if you are facing the threat of harassment over the non-payment of a debt.

When does Credit One report to Credit Bureaus?

Often, credit card providers file a report to the credit bureaus on the day that your charges for the last billing cycle are issued. This usually happens once a month (or once every 45 days at the very least.) This is usually the case when it comes to banks reporting to bureaus, however, some banks may choose to update the bureaus a little more frequently than this.


Credit One Bank Harassment

In one famous case, a New York resident was awarded $232,000 as compensation for multiple Credit One bank complaints. This goes to show that debt harassment from Credit One Bank is illegal, and you should not tolerate it either.

Call us now at 877-700-5790 to file a complaint.

Credit One Bank Phone Harassment (Why is Credit One Bank calling me?)

There are many ways companies like Credit One Bank that harass consumers and violate their rights and the law. The TCPA limits when and how often a company like Credit One Bank or its affiliates can call a consumer. The TCPA also bans the use of automatic dialing systems.  Some of the key parts of the TCPA that all companies including Credit One Bank must follow when making calls are below:

  • Calls only between the hours of 8 a.m. and 9 p.m.
  • Companies must maintain a “Do Not Call” list and follow it. Therefore not call the consumer again.
  • Marketers may not send unsolicited advertisements by auto-dialer, prerecorded voice message, or fax to anyone without prior express consent.
  • Customers must be able to opt out of future robocalls during a robocall. Once requested, the calls must end.
  • Calling without identifying themselves or without revealing the identity of the person or company on whose behalf they are making the calls.

What are Robocalls?

Robocalls are phone calls with prerecorded messages. This also includes unwanted text messages. To Learn More visit the Federal Trade Commission (FTC) or the Federal Communications Commission (FCC).

How can I assist in my case if I believe I am receiving robocalls?

• Make a note of the date and time of the call, the caller’s name, and their contact information.
• Make note of any prerecorded message, or of the conversation you had if you spoke to a live representative.
• Save copies of any relevant cell phone call logs, voicemails, text messages, and cell phone bills.
• Keep a copy of any letter or online contact you send to the caller that asks them to stop calling.


Credit One Bank class action Lawsuit

Help! Credit One Bank is suing me

Credit One Bank has been a party to over 660 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.

If you are being sued over the non-payment of your debts to Credit One, do not panic; neither should you make the mistake of thinking that you can handle the lawsuit by yourself. Get in touch with a trusted consumer protection attorney today by calling: 877-700-5790.


How to cancel Credit One Card

Canceling your Credit One card is simple. If you would like to cancel your credit card, follow the steps outlined below:

  1. Call Credit One Bank at 1-877-825-3242.
  2. Go through the automated menu until you reach customer service
  3. Tell the customer service representative your complaint and follow their instructions.


Credit One Bank Late Payment Forgiveness

Although it is rarely heard that banks forgive late payments on loans, there certainly is no harm in giving it a go.

Send a letter to your lender explaining the nature of your situation and why you failed to make your payment at the allocated time. Assure them that it won’t happen again and ask that they take the stain off your subsequent credit reports.

Please note that this may not happen, you are better off paying off your debts at the appropriate time.


Credit One Bank Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

877-825-3242, 702-405-2042, 800-752-5493, 866-803-1745, 888-729-6274, 800-797-4299. 702-475-7751, 667-262-6326, 414-240-8957, 414-404-9096, 414-567-4395, 833-901-4154, 414-296-0928, 414-338-2612, 414-404-9202, 414-567-4392, 866-530-1085, 414-296-0958, 414-279-7282, 414-338-2700, 866-844-6955, 414-404-9111, 414-567-3998, 414-279-7282, 414-567-4392, 414-240-8957, 414-338-2694, 414-877-4228, 414-338-2612, 414-338-2695, 866-844-6972, 414,261-8003, 414-338-7807, 414-404-9096, 414-338-2725, 414-338-2607, 833-901-4153, 414-240-3633, 866-844-6366, 414-338-7844, 414-296-0928, 502-576-3013, 585-206-4446, 720-615-7851, 508-388-1828, 951-210-7265, 301-307-2597, 817-241-0053, 928-212-4671, 385-341-2951, 385-341-8387, 888-729-6274, 877-825-3242, 405-900-8322, 405-900-4682, 833-924-3354, 405-500-1149, 405-497-6296, 405-500-1149, 405-500-2158, 405-652-7610, 833-743-1740, 833-525-1000, 833-317-1931, 405-500-1148, 405-500-2339, 405-953-8733

If so, you may be a victim of Credit One Bank phone harassment. The list above is not all the numbers that Credit One Bank uses. You may also receive calls from a different number that is still a Credit One telephone number. You can contact Credit One Bank customer service at 1-877-825-3242.

You may also contact our office right away at 877-700-5790 if you are receiving harassing calls, and we will stop Credit One Bank from calling you illegally.


Credit One Bank Complaints

The following is a sample list of complaints filed against Credit One Bank in 2019 which can be found on Pacer.

1:19-cv-01365-WMR-JSA Roberts v. Equifax Information Services, LLC et al

1:19-cv-01366-AT-JCF Hernandez, Sr. v. Equifax Information Services, LLC et al


0:19-cv-60592-RNS Lampkins v. CREDIT ONE BANK, N.A.

1:19-cv-00949-MHC-JKL Williams v. Experian Information Solutions, Inc. et al



Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact a legal professional to stop the Credit One Bank phone harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent even more Credit One Bank Phone Harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Our Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agency in question and the harassment calls stopped, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially, I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, and knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”


credit one bank
Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.

All Posts