Creative Collection Phone Harassment?
Is Creative Collection (CC) calling you? Stop Creative Collection phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Creative Collection a Scam?
According to the Better Business Bureau website, Creative Collection has been in business for 13 years.
Creative Collection Better Business Bureau
Who is Creative Collection?
Creative Collection is third party debt collector located in Buffalo, New York. CC has been a party to a Federal Court case over 10 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.Address: 7954 Transit Rd Ste 244
Buffalo, NY 14221-4117
Phone: (716) 741-5008
Creative Collection Collection Tactics
If Creative Collection engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Creative Collection Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
716-741-5008, (716) 741-5008, 7167415008
If the answer is yes, then you are receiving calls from a known CC number. You may be a victim of CC phone harassment. The list above is not all the numbers that CC uses. The calls can be from a different number and it still be Creative Collection calling you. Contact our office right away so we can start the process to stop CC from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is CC a scam? No, Creative Collection has been in business for 13 years.
Can Creative Collection garnish my wages? Yes, CC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can CC sue me? Yes, CC can sue you so long as the debt is within the statute of limitations
Can CC report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can CC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Creative Collection in the past and can be found on Pacer.org.
1:09-cv-00806-LEK-RFT Krulls v. Creative Collections
2:01-cv-02809-MAM Brown v. Creative Collections
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Creative Collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Creative Collection. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
-
How to stop harassing calls from collection agencies?
You can stop harassing calls by documenting violations, sending a cease-and-desist notice, filing complaints with the FTC or your state AG, or contacting an attorney to enforce your rights under the FDCPA. -
How can I stop collection agencies from calling me?
Request the agency to stop in writing, document all calls, and report violations. If they continue, you may file a lawsuit under the FDCPA for harassment and damages. -
Can a collection agency harass your family in India?
No, collection agencies cannot legally harass your family, neighbors, or third parties. Such actions violate the FDCPA and can be grounds for a legal claim. -
Can I ignore collection calls?
Ignoring calls is risky if a lawsuit is filed. Responding timely and seeking legal advice can prevent default judgments and wage garnishments. -
Is Creative Collection a scam?
No, Creative Collection has been in business for 13 years. However, they must comply with FDCPA rules to avoid illegal collection practices. -
Can Creative Collection garnish my wages?
Yes, but only if they have obtained a court judgment or for federal student loans. Otherwise, wage garnishment without court approval is illegal. -
Can Creative Collection sue me?
Yes, they can sue you as long as the debt is within the statute of limitations. You must respond to avoid default judgment. -
Can Creative Collection report my debt to credit bureaus?
Yes, debt collectors are allowed to report debts to credit bureaus, which may affect your credit score. -
Can Creative Collection have me arrested?
No, debt collectors cannot have you arrested for a debt. Only a court can issue a warrant if you violate a legal order, like failing to appear in court. -
How can Consumer Rights Law Firm PLLC assist with Creative Collection?
Consumer Rights Law Firm PLLC helps clients stop harassment, enforce FDCPA rights, recover damages, and provide legal representation against Creative Collection.