Contract Callers Inc Phone Harassment?
Is Contract Callers Inc (CCI) calling you? Stop Contract Callers Inc phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop CCI phone harassment. If a debt collection agency, such as CCI, violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Contract Callers Inc a Scam?
According to the Better Business Bureau website, CCI has been in business for 99 years. There have been 85 complaints filed against CCI with the BBB.
CCI is a legitimate company and not a scam, highlighting its long history and the importance of recognizing its legitimacy when dealing with its outreach.
🔗 Contract Callers Inc. Better Business Bureau
Who is Contract Callers Inc.?
| Entity / Metric | Details |
|---|---|
| Company Name | Contract Callers Inc. (CCI) (Contract Callers Inc) |
| Business Type | Third-party debt collection / contact center services (Contract Callers Inc) |
| Headquarters | 501 Greene Street, 3rd Floor, Suite 301, Augusta, GA 30901, USA (Contract Callers Inc) |
| Toll-Free Phone | 800-825-8038 |
| Local Phone | (706) 868-0800 |
| Operating Status | Active (according to business profiles) (Crunchbase) |
| Years in Business | ~99+ years (founded 1926) (BBB) |
| BBB Accreditation | Not Accredited (BBB) |
| BBB Complaints (Last 3 Years) | 124 complaints (BBB) |
| BBB Complaints (Closed Last 12 Months) | 29 complaints (BBB) |
| Common Complaint Types | Billing/collection issues, account disputes, inaccurate reporting (BBB) |
Contract Callers Inc. Phone Numbers
- 📲 855-849-0491
- 📲 844-202-6925
- 📲 706-868-0800
- 📲 800-825-8038
- 📲 706-405-7901
- 📲 844-829-2742
- 📲 800-338-5443
- 📲 888-293-5779
If the answer is yes, then you are receiving calls from a known CCI number. You may be a victim of CCI phone harassment. The list above is not all the numbers that CCI uses. The calls can be from a different number, and it still may be Contract Callers Inc calling you. Contact our office right away so we can start the process to stop CCI from calling you illegally. Above all, no one should live with harassment!
What to Do When Contract Callers Inc. Harasses You (Step-by-Step)
| Step | What to Do | Why It Matters |
|---|---|---|
| 1 | Do not admit the debt or agree to pay on the call | Admissions can restart the statute of limitations |
| 2 | Ask for written debt validation (by mail or email) | Forces them to prove the debt is legitimate |
| 3 | Write down call details (date, time, number, agent name) | Evidence is critical if laws are violated |
| 4 | Save voicemails, call logs, and screenshots | These can be used in legal claims |
| 5 | Send a cease-and-desist letter if calls continue | Legally requires them to stop contacting you |
| 6 | Check your credit report for inaccurate reporting | Protects your credit score |
| 7 | File complaints (FTC, CFPB, State AG) | Creates an official paper trail |
| 8 | Speak with a consumer rights attorney | You may qualify for damages and fee-free representation |
When Contract Callers Inc. Is Acting Legally vs Illegally
Legal Actions (Allowed by Law)
| Legal Behavior | Explanation |
|---|---|
| Calling between 8 AM – 9 PM | FDCPA allows contact during these hours |
| Requesting payment on a valid debt | As long as the debt is accurate |
| Sending written notices | Required within 5 days of first contact |
| Reporting accurate debt to credit bureaus | Must be truthful and verifiable |
| Contacting you to discuss payment options | Without threats or harassment |
Illegal Actions (FDCPA, TCPA, FCRA Violations)
| Illegal Behavior | Why It’s Illegal |
|---|---|
| Repeated or nonstop calls | Considered harassment under FDCPA |
| Threatening lawsuits or wage garnishment | Illegal without a court judgment |
| Calling before 8 AM or after 9 PM | Time-based harassment |
| Calling your workplace after being told not to | FDCPA violation |
| Discussing your debt with family or coworkers | Third-party disclosure is prohibited |
| Using robocalls or prerecorded messages to cell phones | TCPA violation |
| Refusing to validate the debt | Required by law |
| Reporting false or outdated debt | FCRA violation |
| Continuing contact after cease-and-desist | Clear legal violation |
Your Rights When Dealing with Callers Inc
When dealing with CCI or any other debt collector, it’s crucial to understand your rights. The Fair Credit Reporting Act (FCRA) and the FDCPA provide consumers with significant protections. You have the right to dispute debts, request validation of debts, and be free from abusive or harassing collection practices. Knowing these rights can empower you to manage interactions with debt collectors more effectively.
For instance, you have the right to request that a debt collector cease communication with you, except to inform you of specific actions being taken. You can also dispute the validity of a debt within 30 days of receiving a collection notice. If the debt collector cannot verify, they must cease collection efforts. These protections are in place to ensure that consumers are treated fairly and with respect.
How Callers Inc Impact Your Credit Report
Debts collected by CCI can significantly impact your credit report and credit scores. A collection account on your credit report can lower your credit score and make it harder to get approved for loans or credit. However, it’s possible to remove CCI from your credit report if the information is inaccurate, outdated, or if you’ve paid the debt. Working with a credit repair company or understanding how to dispute errors on your credit report can be beneficial in managing and improving your credit history.
A negative entry from a debt collector can stay on your credit report for up to seven years, affecting your ability to secure favorable interest rates or even obtain new credit. However, by disputing inaccuracies and working towards resolving outstanding debts, you can improve your credit profile. It’s also helpful to regularly review your credit reports to ensure all information is accurate and up-to-date.
By understanding the impact of debt collection on your credit report, you can take proactive steps to protect and improve your credit scores, ensuring better financial opportunities in the future.
Complaints Filed Against CCI Before 2026
| Case Name | Year Filed | Court | Outcome |
|---|---|---|---|
| Mixon v. Contract Callers, Inc. | 2020 | N.D. Illinois | Dismissed with prejudice (2021) |
| Christie v. Contract Callers, Inc. | 2020 | N.D. Texas | Dismissed with prejudice (2021) |
| Fife v. Contract Callers, Inc. | 2021 | N.D. Ohio | Closed; no active status |
| Whitfield v. Contract Callers, Inc. | 2021 | D. Maryland | Dismissed without prejudice (2021) |
| Green v. Contract Callers, Inc. | 2021 | N.D. Ohio | Motion to dismiss granted (2022) |
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CCI harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
🔗 Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from CCI, call us for immediate assistance or visit our website at Consumer Rights Law Firm, PLLC.
Success Stories
“I had a medical collections company calling my number, looking for someone I had never heard of. They kept calling, even tho I told them they had the wrong number. Consumer Rights Law Firm took my case & got them to stop calling, plus they got a monetary settlement for me. I am so appreciative of the help they gave me – Teresa T”
“Mike was nice, informative, and jumped on the case A.S.A.P. Thank you, consumer rights law firm, for speaking up for me when I thought I did not have a voice. The scariest thing to hear from someone is for them to threaten to garnish your wages, and you are barely making ends meet. Once again, thanks for all your help. – Raven Hooker”
“I highly recommend this firm! They stayed on top of the case and myself. I’m sure they had a lot of cases but always treated me as a priority and I truly appreciate that!!! – Sylvester Boyd”
The Consumer Rights Law Firm has helped thousands of clients to remove errors from their credit reports, particularly in relation to debts reported by collection agencies like Contract Callers.
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FAQs
1. Is Contract Callers Inc (CCI) a scam?
No, CCI is a legitimate debt collection agency with over 90 years in business and many BBB complaints.
2. Can Contract Callers Inc legally call me multiple times a day?
No, repeated calls can be considered harassment and may violate the Fair Debt Collection Practices Act (FDCPA).
3. What are my rights if CCI is harassing me?
You have the right to dispute the debt and request CCI to stop contacting you under the FDCPA.
4. Can Contract Callers Inc report debts to credit bureaus?
Yes, CCI can report unpaid debts to credit bureaus, which may negatively affect your credit score and report.
5. Can Contract Callers Inc garnish my wages?
Yes, but only with a court judgment or in cases like federal student loans. Legal advice is recommended.
6. What collection tactics does CCI use?
CCI may use calls, letters, and credit reporting. Harassment, threats, or contacting third parties may be illegal.
7. Can I sue CCI for phone harassment?
Yes, if CCI violates the FDCPA, you may be entitled to $1,000 in damages plus attorney fees.
8. How long can CCI’s debt appear on my credit report?
A collection account can remain on your credit report for up to seven years from the date of delinquency.
9. What should I do if CCI contacts me about the wrong debt?
Dispute the debt in writing within 30 days and request validation to stop further collection attempts.
10. Who can help stop CCI’s collection harassment?
Consumer Rights Law Firm assists clients in stopping illegal debt collection practices and can help recover monetary damages.
