Conserve Phone Harassment?

Is Conserve (Con) calling you repeatedly?

When an individual falls behind on their bills, their original creditor begins to pursue them in an attempt to retrieve the money they owe, but this is short lived. Usually, creditors who pursue debts, pursue it for only about 100-120 days, after this time, they hire a professional debt collector and hand over the account with the delinquent debt to them. These professional debt collectors are called Third party collection agencies or debt collectors. 

When an account gets sent to a debt collector, your credit report gets affected because a collection begins to appear on it which automatically affects your credit score. After this happens, the calls from the collection agency begin to come in. Many times, these calls are not the nicest. Debt collectors have successfully built a reputation for themselves as scary and dreadful entities. 

Only few people can attest to having great experiences with debt collectors. If you are currently experiencing harassment from a collection agency, know that it is illegal and can be stopped. The Fair Debt Collection Practices Act puts a limit on what debt collectors can do to you. According to the FDCPA, debt collectors are not allowed to use any unfair, deceitful or harassing methods when trying to recover a debt from you. If a debt collector begins to harass you with calls, threaten to send you to jail, harm you or call your loved ones, they are violating the FDCPA and you can sue them and get awarded for damages. 

What to do when debt collectors call

When a debt collector calls you, the first thing you should do is to get as much information as possible. Ask for details like the name of the caller, the agency they represent, their address, the debt they speak of and who the original creditor is and so on. 

You should also go further to ask them to send you a letter of validation to prove that you actually owe as they claim. As you do this, refrain from making any statement that connotes that you agree to owing the debt. 

Do your best to speak calmly and logically. Debt collectors may say things that will infuriate you but the knowledge of your rights will help you keep them under control. 

If the debt is validated and you confirm that it is yours, immediately make plans to negotiate. Proceed to make negotiations with your debt collector on better payment options for you and possibly installments. 

Is Conserve a Scam?

According to the Better Business Bureau website, Conserve has been in business for 33 years. There have been 1106 complaints filed against Con with the BBB.

Conserve Better Business Bureau

Who is Conserve?

Conserve is also referred to as Continental Service Group, Inc., Conserve NY, conserve — ARM, and Conserve Accounts Receivable Management. The majority of Conserve’s company is collecting student loan debt, and almost all of its clients are universities and colleges. Conserve is located in Fairport, New York. As of November of 2018 Conserve has had 110 complaints filed against them on the Better Business Bureau website.

 

Address: 200 Cross Keys Office Park

Fairpoint, NY 14450

Phone: (800) 724-7500

 

Conserve is often referred to or searched for by other names. These include:

 

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Conserve Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

866-524-1166, 585-421-1000, 800-724-7500, 585-421-1011, 585-598-6191, 585-598-6195, 585-598-6196, 866-459-7388, 866-491-7400, 866-622-0095, 866-625-5090, 877-804-5569, 877-999-1957, 866-633-7945, (866) 524-1166, (585) 421-1000, (800) 724-7500, (585) 421-1011, (585) 598-6191, (585) 598-6195, (585) 598-6196, (866) 459-7388, (866) 491-7400, (866) 622-0095, (866) 625-5090, (877) 804-5569, (877) 999-1957, (866) 633-7945, 8665241166, 5854211000, 8007247500, 5854211011, 5855986191, 5855986195, 5855986196, 8664597388, 8664917400, 8666220095, 8666255090, 8778045569, 8779991957, 8666337945

If the answer is yes, then you are receiving calls from a known Con number. You may be a victim of Con phone harassment.  The list above is not all the numbers that Con uses. The calls can be from a different number and it still be Conserve calling you.  Contact our office right away so we can start the process to stop Con from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is Con a scam? No, Conserve has been in business for 33 years.

Can Conserve garnish my wages? Yes, Con can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can Con sue me? Yes, Con can sue you so long as the debt is within the statute of limitations

Can Con report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can Con arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Conserve in the past year and can be found on Pacer.org.

1:18-cv-05848 Jimenez v. Continental Service Group, Inc.

2:18-cv-02028-RFB-NJK Lowe v. Continental Service Group

1:15-cv-00575-EAW-HKS Jennings v. Continental Service Group, Inc.,et al

8:18-cv-02129-DCC Goldson v. Continental Service Group Inc et al

3:18-cv-00138-CAR CLARK v. CONTINENTAL SERVICE GROUP INC

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Conserve harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Conserve call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

New York Attorney General

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