Collecto, Inc Phone Harassment?

Is Collecto, Inc (CI) harassing you?

When an account or bill goes unpaid for some time, the issue of debt collection comes into play. Debt collectors are agencies assigned to recover debts from people who owe. They agree to pursue the debt on behalf of the original creditor on the grounds that they will be paid a commission or a percentage of the debt they recover. Debt collectors many times, go to the extreme in an attempt to recover debts from debtors.
They have been found many times, harassing, threatening, and using curse words when speaking to a consumer. Some debt collectors even go as far as calling third parties and telling them about a consumer’s debt.
Being harassed by debt collectors could be a very petrifying experience. If a debt collector begins to make you feel unsecured and scared about your safety, you should know that such harassment is illegal and can be stopped. The Fair Debt Collection Practices Act is a federal law that was passed to protect consumers from scary debt collectors.
If a debt collector violates the FDCPA, you have the right to sue them and get awarded a $1,000

What do you do after you have paid a debt collector

Paying a debt collector after you have confirmed that the debt is yours is a great thing to do but it doesn’t end there. After paying a debt collector, here are a few things you should do:

  • Try to avoid further debts: It is great that you came out of this debt successfully but it is wise to use that as a guide to ensure that you do not fall into the same pit twice. Do your best to live within your means and avoid debts.
  • Immediately begin to make plans to improve your credit score by asking the debt collector to remove the debt from your credit report.
    It is wise to say this to the debt collector even before you pay the debt. Get them to agree to remove the negative entry from your credit report before you pay.
    Another feasible option is to hire a professional who can help you get the debt off your credit report.

Is Collecto, Inc a Scam?

According to the Better Business Bureau website, Collecto, Inc has been in business for 28 years. There have been 231 complaints filed against CI with the BBB.

Collecto, Inc Better Business Bureau

Who is Collecto, Inc?

Collecto, Inc is third party debt collector located in Norwell, Massachusetts. CI has been a party to a Federal Court case over 420 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 700 Longwater Dr

Norwell, MA 02061-1624

Phone: (781) 753-4990

Collecto, Inc Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

781-753-4990, (781) 753-4990, 7817534990

If the answer is yes, then you are receiving calls from a known CI number. You may be a victim of CI phone harassment.  The list above is not all the numbers that CI uses. The calls can be from a different number and it still be Collecto, Inc calling you.  Contact our office right away so we can start the process to stop CI from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is CI a scam? No, Collecto, Inc has been in business for 28 years.

Can Collecto, Inc garnish my wages? Yes, CI can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can CI sue me? Yes, CI can sue you so long as the debt is within the statute of limitations

Can CI report my debt to the collections bureaus?  Yes, Debt collectors are allowed to place the collection account on your credit report

Can CI arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Collecto, Inc in the past year and can be found on Pacer.org.

2:11-cv-02195-LSC Fox v. Collecto, Inc.

1:13-cv-00088-MJG Russell v. Collecto, Inc.

3:10-cv-02554-AJB-JMA Hammerlord v. Collecto, Inc

3:09-cv-02286-W-WMC Torres et al v. Collecto, Inc

7:09-cv-00941-HGD Eaton v. Collecto, Inc

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Collecto, Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Collecto, Inc call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

 

Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

Massachusetts Attorney General

Consumer Finance