Collections & Recoveries of Pleasantville Phone Harassment?
Is Collections & Recoveries of Pleasantville (CRP) calling you? Stop Collections & Recoveries of Pleasantville phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt you can’t afford? If so, what they are doing is illegal and needs to stop. You have the legal right to stop CRP phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to 💸$1000.00 in statutory damages, along with covering your attorney fees, which can be sought with the help of experienced attorneys. You must agree to the terms of the legal agreement to ensure your rights are protected.
Introduction to Debt Collection
Debt collection is a process where a collection agency or debt collector attempts to recover payments from individuals or businesses that owe debts. CRP is a collection agency that has been in business for 52 years, located in Northfield, New Jersey. The company has a presence on the Better Business Bureau website, which provides information on their business practices, customer reviews, and necessary forms for legal documentation. Understanding debt collection tactics is essential for consumers to protect their rights and avoid being harassed by debt collectors. Knowing the specific date of court hearings and contractual obligations is crucial in determining the jurisdiction and deadlines for actions.
Company Overview
Collections & Recoveries of Pleasantville Inc. is a well-established collection agency located in Northfield, New Jersey. With over 52 years in the business, CRP has built a reputation in the debt collection industry. They are a member of the Association of Credit and Collection Professionals (ACA) since 1973, which underscores their long-standing presence. The company operates from 📍201 Tilton Rd Suite 8 London Square, Northfield, NJ 08225, and can be contacted at 📲(609) 646-5100 for debt collection matters.
Despite their extensive history, CRP has faced accusations of violating consumers’ rights and employing illegal and harassing communication tactics. These actions are in direct violation of the Fair Debt Collection Practices Act (FDCPA), which aims to protect consumers from abusive practices. It’s crucial for consumers to be aware of their rights and the legal boundaries that debt collectors must adhere to.
Is Collections & Recoveries of Pleasantville a Scam❓
According to the Better Business Bureau website, CRP has been in business for 52 years.
🔗 Collections & Recoveries of Pleasantville Better Business Bureau
Who is the Collections & Recoveries of Pleasantville❓
CRP is a third-party debt collector located in Northfield, New Jersey. CRP has been a party to a Federal Court case several times, often involving disputes where they failed to pay required fees or meet financial obligations. They have been accused of violating consumers’ rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Note that these cases frequently involve formal documents outlining specific agreements and obligations between the parties.
- 📌 Address: 331 Tilton Road, PO Box 35, Northfield, NJ 08225
- 📲 Phone: (609) 646-5100
Collections & Recoveries of Pleasantville Collection Tactics
CRP may use various tactics to collect debts, including phone calls, letters, and emails. The company may contact consumers at all hours or several times a day, which can be considered phone harassment and is illegal. Consumers have the right to stop Collections & Recoveries of Pleasantville phone harassment by sending a certified mail letter to the company’s 📌address, 331 Tilton Road, PO Box 35, Northfield, NJ 08225, and should be cautious about paying any amounts without first understanding their rights. It is essential to keep a record of all communications with the debt collector, including dates, times, and details of conversations. Ensure that the agency has received the letter by sending it via certified mail and keeping proof of receipt.
CRP Collection Tactics
Consumers should check their rights under the Fair Debt Collection Practices Act to ensure they are protected from illegal tactics. It is crucial to respond promptly to any communication regarding contractual obligations to avoid escalation in legal disputes.
If CRP engages in any of the following tactics or fails to provide necessary legal services, you may have a case:
- Failing to notify you of your right to dispute the debt
Collections & Recoveries of Pleasantville Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers❓
- 📲 609-646-5100
- 📲 (609) 646-5100
- 📲 6096465100
If the answer is yes, then you are receiving calls from a known CRP number. You may be a victim of CRP phone harassment. The list above is not all the numbers that CRP uses. The calls can be from a different number and it still be Collections & Recoveries of Pleasantville calling you. Contact our office right away so we can start the process to stop CRP from calling you illegally. Above all, no one should live with harassment!
Common Questions
1. Who is Collections & Recoveries of Pleasantville (CRP)?
Collections & Recoveries of Pleasantville is a debt collection agency that attempts to collect on outstanding consumer obligations on behalf of original creditors or clients. Many consumers report frequent calls and alleged harassment by CRP.
2. What constitutes phone harassment by CRP?
Phone harassment by CRP may include repeated calls intended to annoy, use of threatening or abusive language, calling at odd hours, or using auto-dialers or prerecorded messages without consent.
3. How often can CRP legally call me?
Under federal law, debt collectors like CRP may not place repeated or continuous calls with the intent to harass you.
4. Can CRP contact me before 8 a.m. or after 9 p.m.?
No. The Fair Debt Collection Practices Act prohibits debt collectors from calling you before 8:00 a.m. or after 9:00 p.m. local time, unless you explicitly agree.
5. Can CRP call me at work?
They can, but only under limited circumstances. They may not identify themselves as a debt collector or disclose your debt to your employer or coworkers. If your employer does not allow personal calls, CRP must stop calling there.
6. What should I do to stop CRP from calling me?
You can send a written “cease communication” request, telling them to stop all calls. Once received, CRP can only contact you to inform that no further communication will occur or that they may take legally allowed action.
7. Can I dispute the debt CRP claims I owe?
Yes — you have 30 days from the initial notice to dispute the debt in writing. CRP must then provide verification before continuing collection.
8. What laws protect me from CRP phone harassment?
You are protected by the Fair Debt Collection Practices Act (FDCPA) and, where applicable, the Telephone Consumer Protection Act (TCPA). These laws limit how and when CRP may contact you and prohibit harassment.
9. Can I sue CRP for phone harassment?
If CRP violates FDCPA or TCPA rules — for example, by repeated calls, threats, or contacting you after you asked them to stop — you may sue them in federal or state court and seek damages, attorney’s fees, and statutory penalties.
10. How can a consumer rights attorney help with CRP harassment?
A consumer rights attorney can write to CRP on your behalf to stop the calls, assess whether violations occurred, file complaints with regulatory agencies, and, if warranted, litigate to recover compensation for your damages.
Complaints Filed Against CRP
The following is a sample of complaints filed against CRP in the past and can be found on Pacer.gov.
➡️ 2:03-cv-01717-TJS Johnston v. Collections & Recoveries of Pleasantville
Consumer Rights and Protections
The Fair Debt Collection Practices Act (FDCPA) regulates debt collection agencies and protects consumers from abusive and harassing practices. Consumers have the right to dispute debts and request validation of the alleged debt through a dedicated page on the creditor’s website. Debt collectors must provide consumers with a written notice of debt within 5 days of initial contact, which includes the amount of the debt, the name of the creditor, and a statement that unless the consumer disputes the debt, the debt will be assumed valid. Consumers can also request that debt collectors cease contact and communicate only through mail.
Debt Collection Regulations
Debt collection agencies, including CRP, must comply with the FDCPA and other regulations, such as the Gramm-Leach-bliley Act (GLBA). The GLBA regulates the collection of debts related to financial institutions and requires debt collectors to maintain the confidentiality and security of consumer information. Debt collectors must also provide consumers with a means to dispute debts, such as a phone number or address, and must investigate disputes in a timely and fair manner.
Role of Debt Collectors
Debt collectors, such as those at Collections & Recoveries of Pleasantville Inc., play a pivotal role in the debt collection process. Their primary responsibility is to contact individuals who owe debts and attempt to secure payments on behalf of creditors. However, their actions are regulated by the Fair Debt Collection Practices Act (FDCPA), which sets strict guidelines to prevent abusive or harassing practices.
Under the FDCPA, debt collectors must provide consumers with a written notice of debt within five days of the initial contact. This notice must include the amount of the debt, the name of the creditor, and a statement that the debt will be assumed valid unless disputed by the consumer within 30 days. Consumers have the right to dispute the debt and should send a written letter via certified mail to the collection agency within this period.
If a debt collector violates the FDCPA, consumers may be entitled to receive up to 💸$1000.00 in statutory damages, along with coverage for attorney fees. It’s essential for consumers to be proactive in protecting their rights and to seek legal advice if they believe a debt collector has overstepped their bounds.
Taking Action Against Debt Collectors
If a debt collector, such as CRP, violates the FDCPA or other regulations, consumers may be eligible to receive up to 💸$1000.00 in statutory damages. Consumers may also be eligible to cover their attorney fees. To take action against a debt collector, consumers can contact a consumer protection attorney or submit a complaint to the Federal Trade Commission (FTC). Consumers can also sue the debt collector in court to resolve the issue and protect their rights. It is essential to keep detailed records of all communications with the debt collector and to seek professional advice before taking any action.
Conclusion
In conclusion, Collections & Recoveries of Pleasantville Inc. is an established collection agency, but its practices have faced scrutiny for possible consumer rights violations. Understanding your rights under the Fair Debt Collection Practices Act (FDCPA) is essential to protect yourself from harassment and abusive debt collection tactics. If you’re facing debt collector harassment, a consumer protection attorney can help protect your rights and guide you forward.
Always verify the debt and ensure you are not being scammed. By staying informed and taking the necessary steps, you can resolve debt collection issues and prevent further harassment. Remember, you have the right to fair treatment. Legal options are available to protect you from unfair debt collection practices.
This law firm helps clients who face harassment from debt collectors. This includes all forms of contact, such as phone calls and other communications. Rather than suffer alone, contact our office to begin the process to stop the Collections & Recoveries of Pleasantville harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Our office can also communicate with you via email to ensure timely updates on your case.