Coast Professional Debt Collection Harassment? Stop the Calls!

Are you tired of Coast Professional Debt Collection Harassment? Do you wish there was a way to make the calls stop?

We totally understand the situation you are in; one day you’re only a child with no bure=dens and responsibilities, and the next, you’re an adult saddled with debts and getting calls from debt collectors. One of the most stressful things that come with being in debt is having to endure and deal with debt collection calls.
A debt collector is a third party agency assigned to recover debts on behalf of original creditors or businesses. Third-party debt collectors like Coast Professional come into the picture when a debt is left unpaid for up to 100 days or more, depending on your original creditor.
When your creditor is unable to recover a debt from you, they can choose to transfer the responsibility of recovering the debt to a third-party debt collector.
Debt collectors get paid whenever they successfully recover a debt, thus, they put a lot of energy and effort into attempting to recover the debts you owe them.
Sometimes, debt collectors go too far and begin to harass the consumer, making the consumer almost resort to changing their phone number. Gladly, there are other ways to deal with debt collection harassment without having to change your number.
Federal laws like the FDCPA and TCPA prohibit debt collection harassment. If a debt collector is harassing you, call a qualified lawyer now at 877-700-5790.

How to handle debt collection harassment from Coast Professional

You do not have to be pestered and stressed just because you owe. Debt collectors have no right to make you feel uncomfortable, unsafe, or disrespected. However, not knowing what to do when debt collectors call can lead to many mistakes from you. Many people are caught off-guard when debt collectors call them and they end up making a mess of the situation.
If you are being harassed by a debt collector, here are a few things you could do:
  • Be calm: Collect your emotions and control them. It is okay to ask a debt collector to call you at a later time if you are not ready to speak at that moment. Try not to get annoyed, and speak in anger because that will not get you anywhere.
  • Listen more than you speak: When you eventually speak to the debt collector, do not be in a hurry to divulge information to them. Listen to them speak and get as much information as possible.
  • Ask for proof that you owe the debt: The FDCPA allows you to request a debt validation letter. When you do this, the collection agency is mandated to send you a proof of what you owe.
  • Ask the debt collector to stop harassing you: Verbally asking a debt collector to stop harassing you may not work all the time, but it works sometimes, especially when you let them know that you are aware of your rights and the consequences for them when they violate it.
  • Send a cease and desist letter: You also have the option of asking the debt collector to stop contacting you by sending them a cease and desist letter.
  • Make plans to pay the debt: When you are certain that the debt is yours, begin making plans to pay it.
  • Leverage on their violation to negotiate: You can leverage on the collection agency’s violation to make negotiations with them, by making an agreement for a better payment option for you, in return for not filing a case against them.
  • Sue the collection agency: You have the right to sue a debt collector who has harassed you. You can be awarded up to $1,000 if you win the case.

Who is Coast Professional?

Coast Professional is a third-party debt collector that focuses on collecting federal and private student loans. Many consumer forums detail harassing behavior by Coastal and an attitude that since they are collecting federal loans the FDCPA does not apply.  This attitude is wrong. The FDCPA does apply to student loans, both federal and private, as well as the majority of consumer-based debts.

Contact Information

Address: 4273 Volunteer Rd
Geneseo, NY 14454-9444
Phone: (585) 991-5200
Fax: (866) 215-8049

Is Coast Professional, Inc a Scam?

No, Coast Professional is an approved debt collection agency. According to the Better Business Bureau website, Coast Professional, Inc has been in business since 1976. There have been 52 complaints filed against them with the BBB. Find more information about them here Coast Professional Inc Better Business Bureau

Coast Professional is often referred to or searched for by other names. These include:

coast professional inc, coast professionals, east coast professionals, coastal professional, coastal collection agency, coast collections, coast professional collection agency, coast professional, inc, coast collection agency, west coast professionals, coast professional collections, coast pro, coast professional/ral, coastal collections agency, cpi collections, coast professional debt collector, coast professional inc department of education, edpca coast professional, coast professional inc student loans, cpi collection, coast professional.com, coast to coast collection agency, coastal professional, coastal professional services llc, coast professional, inc, professional collection agency, coastal one financial group bbb, coast Geneseo ny

The following is a sample list of complaints filed against Delta Management Associates in the past year and can be found on Pacer.org.

1:18-cv-06442-KAM-RLM Kaykov v. Coast Professional, Inc.

5:18-cv-01980-JAK-SP Randolph Graham v. Coast Professional, Inc., et al

4:16-cv-01014-HFS Worcester v. Coast Professional, Inc.

1:16-cv-03788-LTS Hernandez v. Coast Professional, Inc.

0:15-cv-03922-DWF-JJK Rodela v. Coast Professional, Inc.

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Coast Professional. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

 Check out the links below for more information:

https://www.consumer.ftc.gov/articles/debt-collection-faqs

New York State Attorney General 

Consumer Financial Protection Bureau

Systematic National Collections Debt Collection Harassment?

Los Angeles Collection Service Phone Harassment?

Rocket Receivables Phone Harassment?