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Client Services Debt Collection Harassment? Stop the Calls!

Tired of Client Services Debt Collection Harassment? Wish there was a way to make the calls stop? Is Client Services constantly calling and harassing you? Does your phone ring every day, several times per day, because Client Services is calling you to demand payment? Threatening you with legal action? Has Client Services ever used abusive or profane language when speaking with you on the phone? If so, Client Services may be violating your legal rights. Stop harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.


Is Client Services a scam?

According to the Better Business Bureau website, Client Services has been in business since 1987. There have been 44 customer complaints filed.

Client Services Better Business Bureau


Who is Client Services?

Client Services is third-party debt collector located in St. Charles, Missouri. They have been a party to over 710 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.


Address: 3451 Harry S Truman Blvd
Saint Charles, MO 63301-4047
Phone: (800) 521-3236
Fax: (636) 947-1565



Client Services Debt Collection Harassment Tactics

If Client Services engages in any of the following tactics, you may have a case:

  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
  • Talking to others about your debt
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
  • Use any profane language or any language that is harassing and abusive
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
  • Threaten arrest or criminal prosecution
  • Send false information to the credit bureaus
  • Cause a telephone to ring an unreasonable amount of times

Client Services Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

800-521-3236, 636-947-1565.

If so, you may be a victim of Client Services debt collection harassment. The list above is not all the numbers that Client Services uses. Also, calls can be from a different numbers and it still be Client Services calling you.  Contact our office right away so we can start the process to stop Client Services from calling you illegally. Above all, no one should live with harassment.

Common Questions:

Is Client Services a scam? No, Client Services has been in business since 1987.

Can Client Services seize my property? Client Services can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Client Services sue me? Yes, Client Services can sue you so long as the debt is within the statute of limitations.

Can Client Services report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Client Services arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Client Services and can be found on


1:19-cv-00520-WCG Arndt v. Client Services Inc

1:19-cv-02070-DLI-PK Shahin v. Client Services, Inc. et al

1:19-cv-02012-DLI-VMS Kim v. Client Services, Inc.




Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Client Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau


If you are interested in learning more about how to safeguard yourself and prevent even more Client Services debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at


Success Stories

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable, and settled my case quickly. THANK YOU SO MUCH!!”

Check out the links below for more information:

Missouri Attorney General 

Consumer Financial Protection Bureau

Comenity Bank Phone Harassment