Cawley & Bergmann Phone Harassment❓
Is Cawley & Bergmann (CB) calling you? Stop Cawley Bergmann phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop Cawley and Bergmann phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Cawley & Bergmann boasts about their customer service and tailored solutions, but in reality, their operations prioritize squeezing payments from struggling individuals rather than offering fair resolutions. Specializing in medical, retail, and utility collections, they exploit financial hardship, using pre-collection threats, credit reporting, and aggressive letter campaigns to intimidate consumers. While they promote themselves as compliant and tech-savvy, their true focus is maximizing recoveries, no matter the emotional or financial toll on the debtor. If you’re being harassed by Cawley Bergmann, remember: their excellence in collections often means relentless pressure, not ethical solutions. You have rights, don’t let them bully you into submission.
Introduction to Debt Collection
Debt collection is a stressful and often overwhelming experience that can leave individuals feeling harassed and powerless. Relentless calls, threatening letters, and aggressive tactics from collectors create a climate of fear and anxiety, making it difficult to focus on daily life. Many people facing debt collection report feelings of shame and embarrassment, as the process often exposes their financial struggles to employers, family members, and even neighbors. Worse yet, unethical collectors may resort to intimidation, misinformation, or even unfair practices to pressure payments, pushing already vulnerable individuals deeper into financial distress. Rather than offering support or reasonable solutions, the debt collection industry frequently prioritizes profits over people, turning what might have been a manageable situation into an unending nightmare. For those trapped in its grip, debt collection can feel less like a path to resolution and more like an inescapable cycle of stress and despair.
Understanding Phone Harassment
Phone harassment is a serious issue that affects many individuals and businesses worldwide. It can take many forms, including unwanted calls, texts, and messages. Cawley & Bergmann, a leading engineering services solutions company, understands the importance of addressing this issue and providing support to those affected. With their expertise in development engineering data management and digitalisation, they can help individuals and businesses manage and prevent phone harassment. By leveraging advanced technologies and robust data management practices, Cawley & Bergmann ensures that communication systems are secure and reliable, reducing the risk of harassment.
Is Cawley Bergmann a Scam❓
According to the Better Business Bureau website, Cawley & Bergmann has been in business since 2010. There have been 19 complaints closed out in the last 3 years and 9 complaints closed out in the last 12 months.
Who is Cawley & Bergmann❓
Cawley Bergmann is third party debt collector located in River Edge, New Jersey.
🏛️ Cawley Bergmann Address: 117 Kinderkamack Rd Ste 201 River Edge, NJ 07661-1916
📞 Phone: (888) 990-8100
Cawley Bergmann Collection Tactics
Cawley & Bergmann employs aggressive and often unethical collection tactics that frequently violate the Fair Debt Collection Practices Act (FDCPA). Numerous consumer complaints allege harassment through excessive phone calls, deceptive threats of legal action, and misleading statements designed to intimidate debtors. The company has been accused of contacting third parties to disclose sensitive debt information, a clear breach of FDCPA privacy protections. Additionally, Cawley Bergmann’s collectors have reportedly used abusive language, refused to validate debts, and continued pursuing disputed claims without proper verification, all prohibited practices under federal law. These predatory behaviors create undue stress for consumers and demonstrate a blatant disregard for fair debt collection standards. Legal action and regulatory scrutiny may be necessary to hold Cawley and Bergmann accountable for its exploitative methods.
Cawley Bergmann Harassment Examples
If Cawley & Bergmann engages in any of the following tactics, you may have a case:
- ➡️ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- ➡️ Repeated calls can take an emotional toll on consumers, contributing to feelings of harassment and stress.
- ➡️ Talking to others about your debt
- ➡️ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- ➡️ Use aggressive tactics to coerce payment from consumers.
- ➡️ Use any profane language or any language that is harassing and abusive
- ➡️ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- ➡️ Make any false representation of fact, such as how much is owed, or certain actions they may take to force payment
- ➡️ Threaten arrest or criminal prosecution
- ➡️ Send false information to the credit bureaus
- ➡️ Cause a telephone to ring an unreasonable amount of times
- ➡️ Fail to verify the legitimacy of debts during their collection efforts
Cawley Bergmann Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 888-990-8100
- ☎️ 855-650-0323
- ☎️ 888-523-0856
- ☎️ (888) 990-8100
- ☎️ (855) 650-0323
- ☎️ (888) 523-0856
- ☎️ 8889908100
- ☎️ 8556500323
- ☎️ 8885230856
If the answer is yes, then you are receiving calls from a known CB number. You may be a victim of CB phone harassment. The list above is not all the numbers that CB uses. The calls can be from a different number, and it still be Cawley & Bergmann calling you. Contact our office right away so we can start the process to stop CB from calling you illegally. Above all, no one should live with harassment!
Rights and Protections
Consumers have specific rights and protections under the law to safeguard them from abusive debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is a federal law that prohibits debt collectors from using unfair, deceptive, or abusive practices when collecting debts. This includes restrictions on the times and frequency of calls, as well as prohibiting threats, harassment, and the disclosure of debt information to third parties.
If a debt collector violates the FDCPA, consumers have the right to take legal action against them. This can result in the consumer receiving compensation for damages, as well as the debt collector being held accountable for their actions. It is important for consumers to be aware of their rights and to seek legal assistance if they believe their rights have been violated.
Dealing with Phone Harassment
If you are experiencing phone harassment from a debt collector, there are several steps you can take to protect yourself. First, keep a record of all communications with the debt collector, including the dates and times of calls, the names of the representatives you spoke with, and the content of the conversations. This documentation can be valuable if you need to take legal action.
You can also send a cease and desist letter to the debt collector asking them to stop contacting you. Under the FDCPA, once a debt collector receives this request, they are required to cease communication, except to inform you of any specific actions they intend to take, such as filing a lawsuit.
If the harassment continues, consider seeking legal assistance. An attorney who specializes in consumer protection can help you understand your rights and take appropriate action to stop the harassment. Additionally, you can file a complaint with the (CFPB) or your state’s attorney general’s office.
By taking these steps, you can protect yourself from phone harassment and ensure that your rights are upheld. Remember, you do not have to endure abusive or aggressive debt collection practices, and there are resources available to help you navigate this challenging situation.
The following is a sample list of complaints filed against Cawley Bergmann in the past year and can be found on Pacer.gov.
- 📋 3:12-cv-04202-MEJ White v.
- 📋 2:11-cv-01467-JP ERICKSON v.
- 📋 2:11-cv-02006-NVW Buvala v.
- 📋 3:12-cv-08107-JAT Gilbert et al v.
- 📋2:13-cv-00333-NVW Abbott v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Cawley & Bergmann harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Cawley Bergmann call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 Most law firms I’ve dealt with in the past felt transactional. Not this one. Consumer Rights Law Firm PLLC truly cared about what I was going through. They listened to my story, took my claims seriously, and walked me through the steps to protect myself. They handled everything with such professionalism and empathy. The debt collection company I was dealing with was violating multiple consumer rights laws, and this firm held them accountable. I’m beyond grateful for their help and would highly recommend them to anyone facing similar issues.
- 🏆 My experience with Consumer Rights Law Firm PLLC was very positive. Their intake process was smooth, and the legal staff was quick to follow up. I appreciated how clear they were about what I could expect. The only reason I’m giving 4 stars instead of 5 is because I had to follow up once to get a case update, but other than that, everything went well. My case was resolved favorably, and the debt collector who had been calling me illegally is now out of my life. I’d work with them again without hesitation.
- 🏆 Debt collection harassment had taken over my life. I was getting calls at work, my family members were being contacted, and I was too embarrassed to talk to anyone about it. A friend recommended Consumer Rights Law Firm PLLC, and it was the best decision I ever made. They were discreet, non-judgmental, and extremely effective. They gathered all the information they needed, filed a complaint, and within a few weeks, the harassment stopped. I even got compensated for the emotional stress and inconvenience. They gave me my peace back.
Common Questions
Is CB a scam❓
No, Cawley & Bergmann has been in business for 9 years.
Can Cawley & Bergmann garnish my wages❓
Yes, Cawley Bergmann can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can Cawley Bergmann sue me❓
Yes, Cawley and Bergmann can sue you so long as the debt is within the statute of limitations.
Can Cawley and Bergmann report my debt to the collection’s bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can Cawley Bergmann arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
