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Updated by Attorney Derek DePetrillo on April 16, 2024

Cavalry Portfolio Services Phone Harassment!

Cavalry Portfolio Services Phone Harassment! Has Cavalry Portfolio Services been calling your phone multiple times in a day? Are you wondering why Calvary Portfolio Services keeps calling you? Calvary Portfolio Services is a debt collector, and they have the responsibility of contacting debtors. Their calls should, however, never result in Calvary Portfolio Services phone harassment.

Unfortunately, being in debt is the reality of millions of people. Due to many reasons, whether it be inevitable life happenings or even poor money management, debts continue to plague people, both old and young. For this reason, creditors who have their money at stake continue to seek ways to get their money back from debtors on time.

However, after making many attempts to recover debts, creditors can decide to hand the debt over to a debt collector like Cavalry portfolio, who now has the job of contacting the debtor.

Calvary Portfolio Services debt collection is legal. If you have been getting calls from Calvary collections, it may just be that your creditor gave them your delinquent account and asked them to recover the debt from you. However, one thing that is illegal is Calvary Portfolio Services phone harassment or any other form of harassment from them.

If you do not know what Calvary Portfolio Services phone harassment is, it is simply when you are being harassed over the phone by Calvary Portfolio either through constant annoying calls, or through the use of unprofessional, abusive, and intimidating messages.

Cavalry portfolio does not have the liberty to treat you unfairly. If they have been doing so, they have been violating your rights and you can do something about that. Call us now to help you put an end to Calvary Portfolio Services debt collection harassment. 

Debunking common myths about debt collectors 

Debunking myths about debt collectors help people understand how the whole debt collection process works better and makes them wiser, and less likely to fall for debt collection scams.

There are quite a number of myths about debt collectors that have gained popularity over the years and are misleading people. A few of them are debunked below.

  • A debt collector cannot lie.

This in itself is a lie. Even though the FDCPA prohibits debt collectors from lying to the people they call, some debt collectors still find it difficult to stay on the right side of the law.

A debt collector can lie about many things. Ranging from their identity, the debt amount, and the name of the original creditor.

Sometimes, the calls you may be getting may not even be from actual debt collectors. It may just scammers trying to dupe you.

So, the next time you get a call claiming to be a Calvary Portfolio Services debt collection call, be sure to double-check.

  • Ignoring debt collectors is a good idea.

When you ignore debt collectors, it won’t make them stop calling. Plus, they can choose to sue you. obviously, you do not want this end result, therefore, ignoring a debt collection call is not a good idea.

  • Debt collectors can sue you for an old debt.

When a debt has exceeded the statute of limitations, a debt collector can no longer hold you legally over it. However, some debt collectors are dishonest and may change the debt date. This is why you need to keep your own records.

  • A cease-and-desist letter is the solution to all your problems.

If you are experiencing Calvary Portfolio Services debt collection harassment, you may really be tempted to send them a cease-and-desist letter to stop them from calling you. This is a great way to make the calls stop. But it doesn’t make your debt go away. Neither does it stop cavalry collections from suing you if they want to.

Matter of fact, sending them a cease-and-desist letter is likely to make them want to sue you faster.

  • Debt collectors can arrest you or send you to jail.

Any debt collector who tells you this has lied to you. Owing a debt is not a criminal offense and you can’t go to jail for it.

Is Cavalry Portfolio Services a Scam?

Cavalry Collections is not a scam, but rather, a registered and recognized collection agency. According to the Better Business Bureau website, Cavalry Portfolio Services has been in business for 16 years. There have been 351 complaints filed against CPR with the BBB in the last 3 years alone. Read more about it here Cavalry Portfolio Services Better Business Bureau

Who is Cavalry Portfolio Services?

Cavalry Portfolio Services is a debt collection corporation based in Valhalla, New York. Cavalry is a debt purchaser who collects on debts that they buy for pennies on the dollar. In addition to collecting on debts Cavalry owns, they also collect for national banks, the healthcare industry, utility companies, and thousands of other businesses nationwide.

Cavalry portfolio services address

Address: 500 Summit Lake Drive

Valhalla, NY 10595

Phone: (914) 347-3440

Cavalry Portfolio Services Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

914-347-3440, 224-676-7029, 303-280-8689, 888-716-0010, 716-650-6240, 800-861-5065, 800-861-4689, 800-501-0909, 918-665-5600, 800-861-5118, 800-861-4838, (9140 347-3440, (224) 676-7029, (303) 280-8689, (888) 716-0010, (716) 650-6240, (800) 861-5065, (800) 861-4689, (800) 501-0909, (918) 665-5600, (800) 861-5118, (800) 861-4838, 9143473440, 2246767029, 3032808689, 8887160010, 7166506240, 8008615065, 8008614689, 8005010909, 9186655600, 8008615118, 8008614838, 800-861-4840,

If the answer is yes, then you are receiving calls from a known Cavalry Portfolio Services phone number. You may be a victim of CPS phone harassment.  You shouldn’t have to endure any form of harassment over these calls. Call our office immediately for assistance.

 

The following is a sample list of complaints filed against Cavalry Portfolio Services in the past year and can be found on Pacer.org.

5:18-cv-01055-F Rupert v. Cavalry SPV I LLC et al

2:18-cv-00531-JPH-DLP COX v. CAVALRY PORTFOLIO SERVICES, LLC

1:18-cv-10314-VSB Uulu v. Cavalry Portfolio Services, LLC et al

2:17-cv-02312-MF DIEUVEILLE v. CAVALRY SPV I, LLC. et al

1:18-cv-00367-KD-C Walker v. Cavalry Portfolio Services, LLC et al

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to stop the Cavalry Portfolio Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm Better Business Bureau

If you are interested in learning more about how to safeguard yourself and prevent harassment from Cavalry Portfolio Services call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com

 

Check out the links below for more information:

https://consumer.ftc.gov/articles/debt-collection-faqs

New York Attorney General 

Consumer Finance