Carter Business Service Debt Collection Harassment

Tired of Carter Business Service Debt Collection Harassment? Wish there was a way to make the calls stop? Is Carter Business Service constantly calling and harassing you? Does your phone ring every day, several times per day, because Carter Business Service is calling you to demand payment? Threatening you with legal action? Has Carter Business Service ever used abusive or profane language when speaking with you on the phone? If so, Carter Business Service may be violating your legal rights. Stop the harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.


Is Carter Business Service a scam?

According to the Better Business Bureau website, Carter Business Service has been in business since 1950. There have been 3 customer complaints filed.

Carter Business Service Better Business Bureau


Who is Carter Business Service?

Carter Business Service is third party debt collector located in Danvers, Massachusetts. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court cases alleges that Carter Business Service used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 150A Andover Street Ste 12A
Danvers, MA 01923-5305
Phone: (781) 246-4300
Fax: (781) 246-4398

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Carter Business Service Debt Collection Harassment Tactics

If Carter Business Service engages in any of the following tactics, you may have a case:

  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
  • Talking to others about your debt
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
  • Use any profane language or any language that is harassing and abusive
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
  • Threaten arrest or criminal prosecution
  • Send false information to the credit bureaus
  • Cause a telephone to ring an unreasonable amount of times

Carter Business Service Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers?

781-246-4300, 781-246-4398.

If so, you may be a victim of Carter Business Service debt collection harassment. The list above is not all the numbers that Carter Business Service uses. Also, calls can be from a different numbers and it still be Carter Business Service calling you.  Contact our office right away so we can start the process to stop Carter Business Service from calling you illegally. Above all, no one should live with harassment.


Common Questions:

Is Carter Business Service a scam? No, Carter Business Service has been in business since 1950.

Can Carter Business Service seize my property? Carter Business Service can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Carter Business Service sue me? Yes, Carter Business Service can sue you so long as the debt is within the statute of limitations.

Can Carter Business Service report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can Carter Business Service arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

The following is a sample list of complaints filed against Carter Business Service and can be found on

1:15-cv-00727-DNH-DJS Rawlins v. Carter Business Service, Inc.

1:14-cv-12991-JGD Purslow v. Carter Business Service, Inc.

1:13-cv-11703-DJC Doherty v. Carter Business Service, Inc.



Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Carter Business Service debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Consumer Rights Law Firm, PLLC Better Business Bureau


If you are interested in learning more about how to safeguard yourself and prevent even more Carter Business Service debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at


Success Stories

“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”

“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”


Check out a links below for more information:

Massachusetts Attorney General 

Consumer Financial Protection Bureau

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