Carson Smithfield Debt Collection Harassment? Stop the Calls!

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🚨Carson Smithfield Debt Collection Harassment

Tired of Carson Smithfield Debt Collection Harassment? Wish there was a way to make the calls stop? Is Carson Smithfield constantly calling and harassing you? Does your phone ring every day, several times per day, because Carson Smithfield is attempting to collect payment? Threatening you with legal action? Has Carson Smithfield ever used abusive or profane language when speaking with you on the phone? If so, Carson Smithfield may be violating your legal rights. Stop the harassment.

The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

⚠️Is Carson Smithfield a scam

According to the Better Business Bureau website, Carson Smithfield has been in business since 1986. There have been 46 complaints closed in the last 3 years and 19 complaints closed out in the last 12 months.

It is important to ensure that Carson Smithfield operates in compliance with all relevant debt collection regulations.

🔎Who is Carson Smithfield

Carson Smithfield is third party debt collector located in Old Bethpage, New York. They often work on behalf of the original creditor to recover outstanding debts. They have been a party to over 80 federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  Furthermore, a recent Federal Court cases alleges that Carson Smithfield used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 101 Crossways Park West Woodbury, NY 11797 Phone: (866) 889-9179 Fax: (516) 576-0422

Alternate Business NameCardWorks Servicing LLC Cardholder Management Services L.P. C.M.S.

🎯Carson Smithfield Debt Collection Harassment Tactics

If Carson Smithfield engages in any of the following tactics, you may have a case:

  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call (FDCPA 15 U.S.C. 1692c)
  • Talking to others about your debt (FDCPA 15 U.S.C. 1692b)
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work. (FDCPA 15 U.S.C. 1692c)
  • Use any profane language or any language that is harassing and abusive (FDCPA 15 U.S.C. 1692d)
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress. (FDCPA 15 U.S.C. 1692d)
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment( FDCPA 15 U.S.C. 1692e)
  • Threaten arrest or criminal prosecution ( FDCPA 15 U.S.C. 1692e)
  • Send false information to the credit bureaus ( FDCPA 15 U.S.C. 1692e)
  • Cause a telephone to ring an unreasonable amount of times ( FDCPA 15 U.S.C. 1692d)
  • Fail to verify the debt upon request (FDCPA 15 U.S.C. 1692g)

📞Carson Smithfield Phone Number

Are you receiving any harassing phone calls from this number?

877-394-5975

If so, you may be a victim of Carson Smithfield debt collection harassment. The list above is not all the numbers that Carson Smithfield uses. Also, calls can be from different numbers and it still be Carson Smithfield calling you. Contact our office right away so we can start the process to stop Carson Smithfield from calling you illegally. Above all, no one should live with harassment. In addition to phone calls, Carson Smithfield may also contact you by mail.

🏷️Common Questions:

Is Carson Smithfield a scam

No, Carson Smithfield has been in business since 1986.

Can Carson Smithfield seize my property

Carson Smithfield can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Carson Smithfield sue me

Yes, Carson Smithfield can sue you so long as the debt is within the statute of limitations. It is important to be aware of state laws that may affect your rights and obligations regarding debt collection.

Can Carson Smithfield report my debt to the collections bureaus

Yes, Debt collectors are allowed to place the collection account on your credit report

Can Carson Smithfield arrest me

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

📋The following is a sample list of complaints filed against Carson Smithfield and can be found on Pacer.gov.

3:19-cv-12407-MAS-LHG TODARO III v. CARSON SMITHFIELD, LLC et al

1:19-cv-02670-WFK-LB Depascale v. Carson Smithfield, LLC

3:19-cv-00328-JPG-MAB Unverzagt v. Carson Smithfield, LLC

5:19-cv-01401-EJD Spies v. Carson Smithfield, LLC

1:19-cv-02262-VSB Velez v. Carson Smithfield, LLC

🏛️CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Carson Smithfield debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Our legal professionals can help you resolve disputes with debt collectors and protect your rights.

If you are interested in learning more about how to safeguard yourself and prevent Carson Smithfield debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website.

🏆Success Stories

“Carson Smithfield called me 10 times a day about a credit card debt from 2015. I told them it was past the statute of limitations, but they kept threatening to sue. Consumer Rights Law Firm PLLC sent one letter citing FDCPA violations – the calls stopped immediately. They even got me a $3,000 settlement check for the harassment!”

“Carson Smithfield put a $1,200 collection on my report that wasn’t even mine. These lawyers proved they violated the Fair Credit Reporting Act (FCRA) by failing to verify the debt. Not only did Carson Smithfield remove it, but my credit score jumped 83 points almost overnight. Worth every penny (which I didn’t pay – Carson Smithfield did!).”

“Carson Smithfield sent letters saying they’d garnish my paycheck without a court order – which is illegal! Consumer Rights Law Firm PLLC sued them for false threats under the FDCPA. Result? The debt was canceled, and I got $2,500 in damages. These attorneys don’t play around!”

💳Collection Accounts and Credit Scores

Collection accounts can significantly impact your credit score, potentially dropping it by up to 100 points. When a creditor is unable to recover a debt after several months of non-payment, they may sell or assign the debt to a third-party collector, such as Carson Smithfield Collections. Collection accounts can remain on your credit report for up to seven years if left unchallenged. It is essential to address collection accounts promptly to prevent further damage to your credit score. Debt validation and pay-for-delete agreements can be effective strategies in removing collection accounts from your credit report.

📵Pay for Delete Agreements

A pay-for-delete agreement is a negotiated settlement between a debt collector and a consumer, where the debt collector agrees to remove the collection account from the consumer’s credit report in exchange for payment. This type of agreement can be beneficial in removing negative marks from your credit report, but it is crucial to ensure that the agreement is in writing and that the debt collector complies with the terms. Pay-for-delete agreements should be approached with caution, as they may not always be the most effective solution. It is recommended to consult with a credit repair company or seek professional advice before entering into a pay-for-delete agreement.

🛑Removing Negative Marks from Credit Reports

Removing negative marks from your credit report can be a challenging process, but it is essential in maintaining a healthy credit profile. The first step is to obtain a copy of your credit report from each of the three major credit bureaus and review it for errors and inaccuracies. If you find any errors, you can dispute them with the credit bureau and provide documentation to support your claim. Debt validation and pay-for-delete agreements can also be effective strategies in removing collection accounts from your credit report. It is crucial to communicate with debt collectors in writing and to keep detailed records of all interactions. By understanding your consumer rights and taking proactive steps, you can remove negative marks from your credit report and improve your credit score. Regularly checking your credit report and addressing errors promptly is key to maintaining a healthy credit profile and ensuring that your credit report accurately reflects your credit history.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.