Capital Management Holdings Phone Harassment?
Is Capital Management Holdings harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. Debt collection calls are regulated by federal laws, and legal protections exist to prevent harassment. You have the legal right to stop Capital Management Holdings CMH phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees and other legal fees that can be recovered if your legal rights are violated.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ legal rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. The FDCPA and other federal laws prohibit debt collectors from engaging in unfair practices, such as making repeated debt collector calls that are considered harassment. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. Consumers can take steps to stop calling and have the calls stopped through the legal process, and complaints can be filed with the Federal Trade Commission.
The Federal Trade Commission and the play a key role in enforcing legal protections for consumers.
Is Capital Management Holdings a scam?
According to the Better Business Bureau website, Capital Management Holdings opened a BBB file in 2017. Debt collection agencies and collection agencies often use multiple phone numbers to contact consumers, which can raise concerns about legitimacy and lead to complaints. They have a F rating. There have been 5 complaints closed in the last 3 years and 2 complaints closed out in the last 12 months.
Capital Management Holdings Better Business Bureau
What is Capital Management Holdings?
According to their website, Capital Management Holdings specializes in buying and selling debt, and financing the purchases of debt portfolios. They purchase delinquent debts from creditors, including credit card companies, and attempt to collect on credit card debt. Both creditors and credit card companies may sell unpaid debts to agencies like Capital Management Holdings. Capital Management Holdings is also known by Global First Group and Assurances.
Address: 15 Nelson Ave Ste 80325 Staten Island, NY 10308-2704 Phone: (866) 336-9739
Capital Management Holdings is often referred to or searched for by other names. These include:
Capital Management Holdings Collection, Capital Management Holdings Collection Agency, CMH, CMH Collection Agency, CMH Collection, Capital Management, Management Holdings, Capital Holdings, Capital Management Collection
Capital Management Holdings Phone Harassment Examples
If CMH engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week (Federal law limits debt collectors to not more than seven telephone calls within seven days about the same debt. Being called more frequently may be considered harassment.)
- Receiving personal calls or text messages from debt collectors, especially at inconvenient times or at your workplace, can be considered harassment. Contact via text message is also regulated by law.
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Known Capital Management Holdings Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
(866) 336-9739, (855) 211-5776, 855-213-3698
Debt collection agencies like Capital Management Holdings often use multiple phone numbers and may contact you from a different telephone number to increase the chances of reaching you. If the answer is yes, then you are receiving calls from a known Capital Management Holdings number. You may be a victim of Capital Management Holdings phone harassment. The list above is not all the phone numbers that Capital Management Holdings uses. The calls can be from a different number, and it still be Capital Management Holdings calling you. Contact our office right away so we can start the process to stop Capital Management Holdings from calling you illegally. Above all, no one should live with harassment!
Cease and Desist Letters: How to Stop Harassing Calls
If you’re tired of receiving harassing calls from debt collectors, a cease and desist letter can be a powerful way to reclaim your peace of mind. Under the Fair Debt Collection Practices Act (FDCPA), consumers have the right to demand that a debt collector stop contacting them. This formal request, known as a cease and desist letter, is designed to put an end to abusive debt collection practices and protect you from further harassment.
When you send a cease and desist letter to a debt collection agency, federal law requires that the debt collector stop all communication with you—whether it’s phone calls, text messages, or emails. This includes excessive calls, unwanted calls, and any other form of contact that disrupts your daily routine. However, it’s important to remember that while a cease and desist letter can stop the calls, it does not erase the debt itself. The debt collection agency may still pursue legal action to collect what is owed, but they cannot continue to harass you with collection calls.
To write an effective cease and desist letter, include your name, address, account number, and a clear statement that you want the debt collector to stop contacting you. For your protection, send the letter via certified mail and keep a copy for your records. This creates a paper trail in case you need to file a complaint or take further legal action.
Even after receiving your cease and desist letter, debt collectors are allowed to contact you one final time to inform you of specific actions, such as filing a lawsuit or reporting your debt to credit bureaus. These communications must be limited and cannot be used as a tool for further harassment or intimidation.
Common Questions:
Can CMH seize my property? CMH can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court.
Can CMH sue me? Yes, CMH can sue you so long as the debt is within the statute of limitations. If they win the lawsuit and obtain a judgment, the legal process may include wage garnishment or other actions to collect the debt.
Can CMH report my debt to the collection’s bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. Making payments, reaching a deal, or having your debt marked as paid can impact your credit report and overall credit standing.
Can CMH arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
What if I am being harassed or threatened? You cannot be forced to pay immediately, and you have rights regarding payment, settlement, and how payments are handled. If you reach a legal resolution, your debt may be considered paid or settled according to the terms of the deal.
The following is a sample list of complaints filed against Capital Management Holdings and can be found on Pacer.org.
Many complaints and lawsuits against debt collectors involve debt collector harassment and unfair practices, such as illegal or unethical collection methods prohibited by the FDCPA.
2:19-cv-00991-TLN-KJN Hayes v. Capital Management Holdings
1:18-cv-01537-PAB Fabec v. Debt Management Partners, LLC et al
1:19-cv-00164-TSB Price v. Debt Management Partners, LLC et al
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Seeking professional help from our law firm can provide you with important legal protections against debt collector harassment. Rather than suffer alone, contact our office to begin the process to stop the CMH harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from CMH, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com. We offer a free consultation to discuss your situation confidentially and explore your options at no cost.
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights. The (CFPB), also known as the Financial Protection Bureau CFPB, plays a key role in protecting consumers from debt collector harassment, and this firm is well-versed in those protections.”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions. The staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question, including Alliant Capital Management. The harassment calls stopped, and I was even compensated. I would recommend this company to anyone going through this type of harassment—a very satisfied customer. They have also helped clients with student loan debt and know how to get calls stopped from aggressive collectors.”
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/mid-south-adjustment-co-phone-harassment/
https://consumerlawfirmcenter.com/national-credit-adjusters-phone-harassment/
https://consumerlawfirmcenter.com/merchants-association-collection-division-phone-harassment/
