Capital Management Holdings Phone Harassment?
Is Capital Management Holdings harassing you with constant phone calls? Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. Debt collection calls are regulated by federal laws, and legal protections exist to prevent harassment. You have the legal right to stop Capital Management Holdings CMH phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees and other legal fees that can be recovered if your legal rights are violated.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ legal rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. The FDCPA and other federal laws prohibit debt collectors from engaging in unfair practices, such as making repeated debt collector calls that are considered harassment. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. Consumers can take steps to stop calling and have the calls stopped through the legal process, and complaints can be filed with the Federal Trade Commission.
The Federal Trade Commission and the play a key role in enforcing legal protections for consumers.
Is Capital Management Holdings a Scam?
According to the Better Business Bureau website, Capital Management Holdings opened a BBB file in 2017. Debt collection agencies and collection agencies often use multiple phone numbers to contact consumers, which can raise concerns about legitimacy and lead to complaints. They have a F rating. There have been 5 complaints closed in the last 3 years and 2 complaints closed out in the last 12 months. Read more here: Capital Management Holdings Better Business Bureau.
What is Capital Management Holdings?
According to their website, Capital Management Holdings specializes in buying and selling debt, and financing the purchases of debt portfolios. They purchase delinquent debts from creditors, including credit card companies, and attempt to collect on credit card debt. Both creditors and credit card companies may sell unpaid debts to agencies like Capital Management Holdings. Capital Management Holdings is also known by Global First Group and Assurances.
🏛️ Address: 15 Nelson Ave Ste 80325 Staten Island, NY 10308-2704
📞 Phone: (866) 336-9739
Capital Management Holdings Phone Harassment Examples
If CMH engages in any of the following tactics, you may have a case:
- ▶️ Using profanity or abusive language
- ▶️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ▶️ Calling you multiple times per week (Federal law limits debt collectors to not more than seven telephone calls within seven days about the same debt. Being called more frequently may be considered harassment.)
- ▶️ Receiving personal calls or text messages from debt collectors, especially at inconvenient times or at your workplace, can be considered harassment. Contact via text message is also regulated by law.
- ▶️ Talking to others about your debt
- ▶️ Calling your workplace
- ▶️ Threatening to sue you, harm you, or destroy your credit
- ▶️ Telling you or anyone else that you’ve committed a crime
- ▶️ Calling repeatedly for the wrong person
- ▶️ Failing to notify you of your right to dispute the debt
- ▶️ Trying to collect more than legally allowed
Known Capital Management Holdings Collection Call Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 (866) 336-9739
- 📲 (855) 211-5776
- 📲 855-213-3698
Debt collection agencies like Capital Management Holdings often use multiple phone numbers and may contact you from a different telephone number to increase the chances of reaching you. If the answer is yes, then you are receiving calls from a known Capital Management Holdings number. You may be a victim of Capital Management Holdings phone harassment. The list above is not all the phone numbers that Capital Management Holdings uses. The calls can be from different phone numbers, and it still be Capital Management Holdings calling you. Contact our office right away so we can start the process to stop Capital Management Holdings from calling you illegally. Above all, no one should live with harassment!
Cease and Desist Letters: How to Stop Harassing Calls
If you’re tired of receiving harassing calls from debt collectors, a cease and desist letter can be a powerful way to reclaim your peace of mind. Under the Fair Debt Collection Practices Act (FDCPA), consumers have the right to demand that a debt collector stop contacting them. This formal request, known as a cease and desist letter, is designed to put an end to abusive debt collection practices and protect you from further harassment.
When you send a cease and desist letter to a debt collection agency, federal law requires that the debt collector stop all communication with you—whether it’s phone calls, text messages, or emails. This includes excessive calls, unwanted calls, and any other form of contact that disrupts your daily routine. However, it’s important to remember that while a cease and desist letter can stop the calls, it does not erase the debt itself. The debt collection agency may still pursue legal action to collect what is owed, but they cannot continue to harass you with collection calls.
To write an effective cease and desist letter, include your name, address, account number, and a clear statement that you want the debt collector to stop contacting you. For your protection, send the letter via certified mail and keep a copy for your records. This creates a paper trail in case you need to file a complaint or take further legal action.
Even after receiving your cease and desist letter, debt collectors are allowed to contact you one final time to inform you of specific actions, such as filing a lawsuit or reporting your debt to credit bureaus. These communications must be limited and cannot be used as a tool for further harassment or intimidation.
complaints filed against Capital Management Holdings
The following is a sample list of complaints filed against Capital Management Holdings and can be found on Pacer.gov. Many complaints and lawsuits against debt collectors involve debt collector harassment and unfair practices, such as illegal or unethical collection methods prohibited by the FDCPA.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Seeking professional help from our law firm can provide you with important legal protections against debt collector harassment. Rather than suffer alone, contact our office to begin the process to stop the CMH harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from CMH, call us at (877)700-5790 for immediate assistance or visit our website. We offer a free consultation to discuss your situation confidentially and explore your options at no cost.
Success Stories
- 🏆 Matthew was so helpful. This company was amazing. We were being hassled up to 10 times a day for a bill that was less than $1000. The person who had our account was nasty and EXTREMELY unprofessional. I sought out help from Consumer Rights Law Firm and within 45 days we had relief. So grateful to Matt for his help and professionalism. He kept us informed with every step and fulfilled everything that he said. Very grateful. Thank you
- 🏆 I had an excellent experience with this law firm and want to give a special shout-out to Matthew for his outstanding work. From the very beginning, Matthew was professional, knowledgeable, and genuinely committed to helping me understand my rights. He communicated clearly every step of the way, answered all my questions, and made a stressful situation much easier to handle. Thanks to his dedication and expertise, I felt supported and confident throughout the process. I highly recommend this firm—especially Matthew—to anyone in need of top-notch consumer rights representation!
- 🏆 I ran into several financial hardships over the last few years. Constantly harassed by a company to pay up on fees owed that I wasn’t entirely sure were owed… because I was so overwhelmed. Scott and his crew came to my rescue. I was a bit unsure first wondering if it was a scam.:. But it was not! Scott got my close to $1,000 debt dropped and had the company pay the lawyer fees. I also haven’t received anymore harassing phone calls from the company that was trying to collect the debt. Thank you so much Scott!
Frequently Asked Questions
1. Why is Capital Management Holdings calling me?
Answer: Capital Management Holdings may be calling you regarding an unpaid debt. However, repeated calls or harassment may violate your consumer rights under the FDCPA.
2. Is Capital Management Holdings allowed to harass me with phone calls?
Answer: No. Debt collectors like Capital Management Holdings cannot legally harass you with excessive phone calls, threats, or abusive language. Such actions may be a violation of the Fair Debt Collection Practices Act (FDCPA).
3. What should I do if Capital Management Holdings is harassing me?
Answer: If you believe Capital Management Holdings is harassing you, you should document all calls, avoid admitting the debt without verification, and contact a consumer rights attorney who can help protect you from unlawful practices.
4. Can I stop Capital Management Holdings from calling me?
Answer: Yes. You can request in writing that Capital Management Holdings stop calling you. Once they receive your request, they are legally required to cease communication, except for certain legal notifications.
5. How can a lawyer help with Capital Management Holdings phone harassment?
Answer: A consumer protection lawyer can help you stop Capital Management Holdings phone harassment, ensure your rights are protected, and may even help you recover damages if your rights were violated.
6. Can Capital Management Holdings report debts to credit bureaus?
Answer: Yes, Capital Management Holdings can report legitimate debts to credit bureaus. However, they must ensure the information is accurate and comply with the Fair Credit Reporting Act (FCRA).
7. What are my rights under the FDCPA against Capital Management Holdings?
Answer: Under the Fair Debt Collection Practices Act (FDCPA), you have the right to be free from harassment, threats, false statements, and unfair practices by debt collectors like Capital Management Holdings.
8. Can I dispute a debt claimed by Capital Management Holdings?
Answer: Yes. You have the right to dispute a debt within 30 days of receiving notice from Capital Management Holdings. They must then provide verification before continuing collection efforts.
9. Will ignoring calls from Capital Management Holdings stop the debt collection?
Answer: Ignoring calls usually does not stop debt collection efforts. It’s better to respond in writing or consult a consumer rights attorney to handle the situation properly.
10. Can Capital Management Holdings take legal action against me?
Answer: If the debt is valid and unpaid, Capital Management Holdings may pursue legal action. However, you still have rights to be notified and defend yourself in court, and a lawyer can guide you through the process.
