If Bergstrom Law, Ltd. has filed suit against you, you’re on a legal deadline, but you’re also not the first person to face this firm in court. A federal court has already found that Bergstrom filed a collection lawsuit on a debt that was barred by Nevada’s statute of limitations, without first checking whether the claim was still valid to bring. That history doesn’t mean your case has the same issue, but it’s a good reason to have your own lawsuit reviewed carefully rather than assumed to be airtight.
Known Federal Court Already Ruled on This Firm’s Practices
In Bright v. Bergstrom Law, Ltd., Case No. 2:17-cv-01971 (D. Nev.), the U.S. District Court for the District of Nevada granted summary judgment against Bergstrom Law, finding the firm violated the FDCPA by filing a lawsuit to collect a debt that had already expired under Nevada’s statute of limitations, without making a reasonable inquiry into the timeline beforehand.
This matters directly if you’re being sued by Bergstrom Law now: if enough time has passed since your account went into default, the same issue may apply to your case.
Who Is Bergstrom Law, Ltd.?
Bergstrom Law, Ltd. is a Nevada-based firm handling collections and default-related legal work, including filing lawsuits to recover unpaid balances on secured and unsecured debts, on behalf of creditors and financial institutions. Better Business Bureau (BBB) profile
- Address: 9555 S Eastern Ave, Suite 200, Las Vegas, NV 89123-8007
You’ve Been Served: Here’s What to Prioritize
Confirm Your Deadline First
You typically have a limited window, often 20 to 30 days depending on your state, to file a formal response once served. Missing it can result in a default judgment entered without your side being considered.
Check the Timeline Against Nevada’s Statute of Limitations
Given this firm’s documented history on exactly this issue, it’s worth having the timeline of your account checked against Nevada’s statute of limitations before assuming the lawsuit is valid. Whether the period has expired depends on the specific facts of your account, not simply how long it feels like it’s been.
Don’t Treat a Debt Validation Request as Your Court Response
Requesting validation of the debt is a separate step from responding to a lawsuit, and it doesn’t pause or replace your deadline. Review the summons and complaint, and confirm what the court requires by the stated date.
Review the Case for Procedural Requirements
Beyond timing, collection lawsuits still need to establish the amount claimed, proper documentation, and the firm’s standing to sue. Whether any shortfall applies to your case depends on the facts and the law that governs it.
Get an Attorney Involved Before You Respond
Even where part of a debt may be valid, how you respond, and whether a time-barred defense applies, affects what happens next.
How We Can Help
At Consumer Rights Law Firm PLLC, we specialize in working for consumers who face lawsuits due to debt. If you are facing legal challenges from Bergstrom Law, Ltd., we can help as follows:
- Checking Your Timeline Against Nevada’s Statute of Limitations: Given Bergstrom Law’s documented history on this exact issue, we prioritize this review early in your case.
- Reviewing the Complaint and Underlying Account: We examine the amount claimed and the documentation behind it.
- Identifying Other Available Defenses: Including procedural issues specific to how your case was filed.
- Handling Communication and Court Representation: Once retained, we manage contact with Bergstrom Law and can represent you in court if the case proceeds.
- Negotiating a Resolution Where Appropriate: For debts that are valid and enforceable, we work toward terms that fit your situation, as one possible path, not the assumed outcome.
Why Consumer Rights Law Firm PLLC
We’ve represented consumers since 2010 and hold an A+ rating with the Better Business Bureau. We are not affiliated with Bergstrom Law, Ltd. or the creditors it represents.
What Happens After You Reach Out
- Free Case Review: We look at what you’ve been served and confirm your actual deadline.
- Mapping Your Options: Depending on the facts, particularly the account timeline, that may mean a time-barred defense, a dispute of the amount, or negotiation.
- We Step In From Here: We take over communication with Bergstrom Law going forward.
- Where Things Land: An outcome shaped by the facts of your case.
Time Matters, Both Legally and Practically
If Bergstrom Law, Ltd. has filed suit against you, don’t wait to find out whether the same statute-of-limitations issue that’s already cost them one federal case applies to yours.
Call us now at 877-700-5790 or contact us online for a free consultation. Letâs work together to protect your rights and find the best path forward.
Frequently Asked Questions
How do I know if my debt is time-barred under Nevada law?
It depends on the type of debt and the date of your last payment or account activity, which starts the clock under Nevada’s statute of limitations. Given this firm’s history on exactly this issue, this is one of the first things worth having reviewed in your case.
Does requesting debt validation stop the lawsuit or extend my deadline?
No. Validation and responding to a lawsuit are separate obligations. You still need to file the response your court requires by the stated deadline, regardless of any validation request.
What happens if I miss my response deadline?
The court can enter a default judgment against you without hearing your side, which can lead to wage garnishment or other enforcement, even where a valid defense, like a time-barred debt, existed but wasn’t raised in time.
If the case is dismissed for being time-barred, does that mean I don’t owe the money?
Not exactly. A time-barred defense generally prevents the debt from being enforced through the court, but it doesn’t erase the underlying obligation. It’s a legal defense to the lawsuit, not a deletion of the debt itself.
Do I have to go to court myself?
Not necessarily. An attorney can typically file your response and represent you at hearings, so you’re not managing the process alone.
If my debt isn’t time-barred, is there still something I can do?
Often, yes. Even a valid, enforceable debt can usually be negotiated into a reduced settlement or a manageable payment plan before judgment.
How do I find out if the statute-of-limitations issue applies to my case specifically?
It depends on your account’s timeline and Nevada’s rules for your specific type of debt. A free case review can check this before your response deadline passes.