CACV of Colorado Phone Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

Name(Required)

Mobile Number(Required)

Email(Required)

Enter the collection agency name or phone number(Required)

Briefly Explain Your Case(Required)

This field is for validation purposes and should be left unchanged.

CACV of Colorado Phone Harassment❓

Is CACV of Colorado Phone Harassment calling you? Stop CACV of Colorado Phone Harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to stop CACV of Colorado Phone Harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Introduction to Debt Collection

Debt collection is the process of pursuing the payment of debts owed by individuals or businesses. Debt collection agencies, such as CACV of Colorado, play a crucial role in this process. These agencies work on behalf of creditors to collect debts that are past due. It is essential for consumers to understand their rights and the fair debt collection practices that debt collectors must follow. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors, including CACV of Colorado. This law protects consumers from abusive and unfair debt collection practices.

Is CACV of Colorado a Scam❓

According to the Better Business Bureau website, CACV of Colorado, LLC is a company that has been in business for 17 years. The company is incorporated in Colorado and has connections to SquareTwo Financial Corporation, which is based in Denver. Additionally, CACV of Colorado is licensed to collect debts within New York, adhering to the state’s legal framework and practices related to debt collection lawsuits.

Who is CACV of Colorado Debt Collectors❓

CACV of Colorado is a debt collection agency that primarily operates as a buyer of delinquent consumer debts, meaning they purchase unpaid debts from original creditors, such as credit card companies, banks, or lenders, often for a fraction of the original amount owed. Once they acquire these accounts, CACV of Colorado attempts to collect the full amount from consumers through letters, phone calls, or even legal action. Many consumers report being contacted by CACV regarding old debts they may not even recognize, which can lead to confusion and stress. As with all debt collectors, they are legally required to follow the Fair Debt Collection Practices Act (FDCPA), which prohibits harassment, deception, and other unfair collection tactics.

🏛️ CACV of Colorado Address: 55 Beattie Pl Greenville, SC 29601-2165

📞 Phone: (864) 248-8700

Understanding the FDCPA

The Fair Debt Collection Practices Act (FDCPA) is a cornerstone of consumer protection law, designed to regulate the behavior of debt collectors, including companies like CACV of Colorado, LLC. Under the FDCPA, debt collectors are prohibited from using abusive, deceptive, or unfair practices to collect debts. This means they cannot make false or misleading statements, use threats or intimidation, or contact you at inconvenient times or places. Understanding your rights under the FDCPA is crucial in protecting yourself from harassment. If CACV of Colorado, LLC is suing you, it’s essential to seek the advice of an attorney who can help you navigate the legal process and ensure your rights are upheld. Remember, the law is on your side when it comes to fair debt collection practices.

CACV of Colorado Collection Tactics

If CACV of Colorado engages in any of the following tactics, you may have a case:

🚫 Using profanity or abusive language
⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
📞 Calling you multiple times per week
🗣️ Talking to others about your debt
🏢 Calling your workplace
⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
❌ Telling you or anyone else that you’ve committed a crime
🔁 Calling repeatedly for the wrong person
📜 Failing to notify you of your right to dispute the debt
💰 Trying to collect more than legally allowed

State Regulations and Protections

Beyond the FDCPA, each state has its own set of regulations and protections for consumers dealing with debt collection. In Colorado, where CACV of Colorado, LLC is based, state laws further prohibit debt collectors from making false or misleading statements and require them to provide specific information about the debt, such as the amount owed and the name of the creditor. It’s vital to familiarize yourself with these state-specific laws to better protect yourself. Resurgent Capital Services, which manages CACV of Colorado, LLC’s portfolio of accounts, must also adhere to these regulations. If you find yourself being harassed or sued by a debt collector, consulting with an attorney can provide you with the guidance needed to navigate these protections effectively.

Protecting Yourself from Harassment

If you’ve recently been notified that your account has been transferred to a new owner, such as CACV of Colorado, LLC, it’s important to take proactive steps to protect yourself from potential harassment. Start by verifying the debt to ensure that the new owner has the right to collect it. Keep detailed records of all communications with the debt collector. Be aware of your rights under the FDCPA and state laws, and don’t hesitate to seek legal advice if you feel harassed or are being sued. As a new owner of debt, you might be contacted by Resurgent Capital Services or its collection agency partners. Knowing how to respond to these contacts and protect your rights is crucial. Remember, you have the right to dispute the debt and seek legal assistance to resolve the matter. Don’t let debt collectors like CACV of Colorado, LLC intimidate you, stand firm, know your rights, and take action to protect yourself.

CACV of Colorado Phone Numbers

📲 864-248-8700
📲 864-248-0374
📲 (864) 248-8700
📲 (864) 248-0374
📲 8642488700
📲 8642480374

If the answer is yes, then you are receiving calls from a known CACV number. You may be a victim of CACV phone harassment. The list above is not all the numbers that CACV uses. The calls can be from different numbers and it still be CACV of Colorado calling you. Contact our office right away so we can start the process to stop CACV from calling you illegally. Above all, no one should live with harassment!

Common Questions

Is CACV a scam❓

No, CACV of Colorado has been in business for 17 years.

Can CACV of Colorado garnish my wages❓

Yes, CACV can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can CACV sue me❓

Yes, CACV can sue you so long as the debt is within the statute of limitations.

The following is a sample list of complaints filed against CACV of Colorado in the past and can be found on Pacer.gov.

📋 4:03-cv-04115-JLF Phillips v.
📋 3:06-cv-00651-JM-JMA Titus, et al v.
📋 3:08-cv-02446-EMC Boyle v.
📋 2:05-cv-00103-FMC-Mc Aaron Pugliese v.
📋 2:06-cv-01989-JAT Almindo et al v.

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the CACV of Colorado harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from CACV of Colorado. call us at 877-700-5790 for immediate assistance or visit our website.

For more information visit:

🔗 South Carolina Attorney General

Success Stories

🏆 I scheduled a free consultation just to understand my options, and the team was so helpful and honest. They didn’t pressure me and answered all my questions. I ended up hiring them, and it was the best decision I could’ve made.
🏆 I was being harassed by a third-party debt collector who threatened legal action. Consumer Rights Law Firm PLLC stepped in and made them stop. They filed a lawsuit and helped me get justice. I sleep better now.
🏆 I didn’t understand my rights under the FDCPA until Consumer Rights Law Firm explained them to me. They took over all communication with the collectors and handled everything. No more stress for me!
🏆 From the first call, they were professional and compassionate. They handled my case quickly and got great results. Their legal team knows what they’re doing, and it shows.

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.