Debt collectors calling over your Buckle credit card?
Are debt collectors calling you day and night over your unpaid Buckle credit card debt?
Have debt collectors been calling you endlessly over your Buckle Credit Card? If you have fallen behind on your Buckle card payment for some time, Buckle may decide to employ the service of a debt collector to help collect the Buckle credit card payment.
After the devastating blow that the COVID-19 pandemic dealt the world, more and more people are getting into debt daily. The Comenity bank Buckle credit card is issued to their customers, and if you have collected one of those and fallen behind on payment for one reason or the other, then they may start taking steps to get the money from you.
If you fall behind on your buckle come payment, then Buckle has every right to call you or to hire a debt collector to do so. What they do not have a right to do, however, is to harass you.
If the debt collector hired by buckle credit card is beginning to take things too far and you feel violated, then maybe your rights actually have. You can reach out to a certified attorney at 877-700-5790. You do not need to keep enduring harassment due to a late Buckle credit card payment.
About the Buckle credit card
The Buckle Credit Card is given to fans of Buckle to allow them earn Buckle rewards when they make purchases on Buckle. Points are offered for every dollar spent at Buckles store or websites.
Buckle was founded in 1948. It began as a men’s clothing store called Mills Clothing in Kearney, Nebraska. Over the years, Buckle has evolved and today, they operate more than 450 retail stores in 42 states that offer various casual clothing for men, women, and children. They offer denim too.
To enjoy your Buckle credit card and fully utilize the rewards given, users have to be regular Buckle shoppers. Buckle Credit Card Accounts are issued by Comenity Bank.
Buckle, Inc. 2407 W 24th Street, Kearney, NE 68845
A summary of FDCPA
The Fair Debt Collection Practices Act (also called the FDCPA) is a federal law that protects you from harassment from debt collectors trying to get buckle credit card payment from you.
This law was created to protect your rights as a consumer in the debt collection world. The FDCPA dictates what a debt collector may and may not do to you during buckle credit card debt collection.
This federal law which was originally passed in the year 1977 and amended in 1996 was enacted in response to the surprising number of complaints from people about the very unbelievable things debt collectors were doing to them in a bid to get them to pay their debt.
According to the FDCPA “A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt.”
It further gave clear examples of what counts as harassment. Before we state them, you must understand that this does not apply to the original creditor. If Buckle is calling you by themselves about the Buckle credit card payment you owe, this law does not apply to them. But if they hire a debt collector who begins to call you on their behalf, then this is for them.
A debt collector may not do any of the following to you:
- Engage the use of violence, threats, or another criminal method to harm a person, their reputation, or property
- Use obscene, abusive, or profane language when communicating.
- Lie about their identity (False representation). Claiming to be an attorney or law enforcement officer, state or federal government, or their representative.
- Tell you misleading information about the amount you owe or the legal status of your debt.
- Imply that you will be arrested or imprisoned for your debt
- Call your phone too many times daily
If the debt collector asking for a Buckle credit card payment has done any of the above to you, they have violated your rights and one of the many options available to you is to send them a letter letting them know that you feel harassed.
Are you getting calls from a Buckle credit card phone number?
Are you receiving any harassing phone calls from any of these numbers?
If the answer is yes, then you are receiving calls from a known Buckle credit card phone number. You may be a victim of robocalls from the Buckle. The list above is not all the numbers that Buckle uses; the calls can be from different phone numbers and still be them calling you. Cardholders might also receive text messages from these numbers in relation to collecting a Buckle credit card debt. Contact us right away to stop the harassing calls you may be getting from a Buckle credit card phone number.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication.