Alliance One Debt Collection Harassment
Are you tired of having debt collectors like Alliance One calling you? You are not alone; many people are as well. Alliance One debt collection agency may be calling you concerning a debt they claim you owe. You are under no obligation to pay a debt just because a debt collector says so. If Alliance One is calling you, then you should seek to understand the situation on ground before making decisions.
You need to understand that collection agencies are 3rd party debt collectors and you do not owe money to them directly. Therefore, making payments to them immediately after they call may not be one of the best decisions.
Another thing you should understand is that you have rights. When it comes to Alliance One debt collection, there are laws that protect you from unfair treatment.
Alliance one collection agency should not be calling you several times in one day. They also shouldn’t be calling you late at night or early in the morning. That counts as Alliance One phone harassment.
If you are currently going through Alliance One debt collection, then you must be fully aware of your rights under the FDCPA. The knowledge of these rights will help you know that activities like Alliance One phone harassment are unlawful and can be unfair to you.
When Allianceone collections calls you to talk about a debt, speak politely to them, and listen to what they have to say. The Alliance One debt collection process should ordinarily be a stress-free process but if you suspect Alliance One phone harassment, contact us now.
Paying off old debts.
Paying off an old collection or charge off will not increase your credit score. When you pay an older collection account or charge-off account, your credit score most likely will suffer. Think twice before paying off an old collection or charge off.
By paying your expired debt, it renews the date of the last activity. The collection company or creditors can now report the account for another 7 years. Everyone knows debt collections are bad for your credit score. Any past due accounts including debt collections have negative effects. These accounts report on your credit report for up to 7 years. As accounts age, they have less and less impact on your credit score. Many consumers believe that by paying off collections or charge-off accounts, they will raise their credit scores. It certainly seems logical; however, it is far from the truth. If you are concerned about your credit score, paying off debts prior to obtaining any other type of loan or mortgage can greatly hurt your credit score. Ultimately, if it is an older account when paid off (or when payments are made on the account), doing so can be devastating to one’s credit score.
Is the Debt Still Valid?
After a certain period of inactivity on an account, a debt becomes time-barred and debt collectors can no longer sue you for it. This period is known as “the statute of limitations on debt” and varies by state. If the statute of limitations has passed, it is illegal for a debt collector or creditor to sue you. You need to be careful in communicating with a debt collector because the debt statute of limitations can easily be restarted by acknowledging that you owe the debt, making a payment, entering a payment plan, making an agreement to pay, or making a charge on the account after 7 Years. Collection and charge-off accounts should only remain on your credit report for 7 years. It is important to check your credit reports as the credit bureaus often continue reporting such accounts over the 7-year limit.
Is Alliance One a scam?
According to the Better Business Bureau website, Alliance One has been in business since 1999. There have been 52 complaints closed in the last 3 years and 16 complaints closed out in the last 12 months. Read more about them here: Alliance One Receivables Management, Inc Better Business Bureau
Who is Alliance One?
Alliance One is the third-party debt collector located in Trevose, Pennsylvania. Being a subsidiary of Teleperformance USA, the company collects delinquent debts on behalf of financial services companies, credit card lenders, health care providers, and government agencies. If you are in communication with a representative from the agency, it is important to note that Alliance One receivables management inc is only a third-party debt collector and does not own any of the debts they are collecting on.
Address: 4850 E Street Rd
Trevose, PA 19053-6643
Phone: (215) 354-5500
Fax: (215) 396-7255 & (800) 501-4743
Alliance One Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
215-354-5511, 800-855-4472, 800-620-1975, 866-405-7241, 877-876-7886
If so, you may be a victim of Alliance One debt collection harassment. If you suspect that you are a victim of debt collection harassment, call us now at 877-700-5790 for further assistance.
The following is a sample list of complaints filed against Alliance One in 2018 and can be found on Pacer.org.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Alliance One debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more Alliance One debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued, it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately, but they were also able to put some money in my pocket as well, Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff was very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
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