Bilateral Credit Corp Phone Harassment❓
Is Bilateral Credit Corp (BCC) calling you? Stop Bilateral Credit Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop BCC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. BCC is committed to maintaining clients’ prestigious reputations while providing maximum returns through their comprehensive collection services.
Introduction to Debt Collection
Debt collection is a crucial process for businesses to recover outstanding debts and maintain a healthy cash flow. Bilateral Credit Corp, a leading company in the commercial collections industry, understands the importance of effective debt collection strategies. With over 40 years of experience, BCC has developed custom-tailored collection strategies that cater to the unique needs of its clients. As a reputable collection agency, Bilateral Credit Corp works tirelessly to resolve delinquent accounts quickly and efficiently, ensuring maximum returns for its clients. Their expertise in the collections industry allows them to recover outstanding debts while maintaining positive relationships with their clients.
Is Bilateral Credit Corp a Scam?
According to the Better Business Bureau website, Bilateral Credit Corp has been in business for 50 years.
While the BBB provides information on businesses, it is important to note that they do not verify the accuracy of third-party submissions. Users are encouraged to exercise their own judgment based on the complaints and responses presented.
Who is Bilateral Credit Corp?
Bilateral Credit Corp is third party debt collector located in East Providence, Rhode Island. They have a dedicated team of employees, which reflects their operational capacity and ability to handle a significant volume of cases. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court cases alleges that Bilateral Credit used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Their extensive experience in experienced commercial credit and retail collection positions them as a notable agency in the industry.
🏛️ Bilateral Credit Corp Address: 1980 Pawtucket Ave Ste 2A East Providence, RI 02914-1715
📞 Phone: (212) 947-1200
Bilateral Credit Corp Collection Tactics
If Bilateral Credit Corp engages in any of the following tactics, you may have a case:
- 🔞 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, or destroy your credit
- 🚨 Telling you or anyone else that you’ve committed a crime
- ❌ Calling repeatedly for the wrong person
- 📄 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Bilateral Credit Corp Phone Numbers
📲 Are you receiving any harassing phone calls from any of the following numbers?
- 212-947-1200
- 212-947-1277
- (212) 947-1200
- (212) 947-1277
- 2129471200
- 2129471277
If the answer is yes, then you are receiving calls from a known BCC number. You may be a victim of BCC phone harassment. The list above is not all the numbers that BCC uses. The calls can be from different numbers and it still be Bilateral Credit Corp calling you. Contact our office right away so we can start the process to stop BCC from calling you illegally. Above all, no one should live with harassment!
Understanding Harassment
Debt collection harassment occurs when debt collectors use aggressive, unethical, or illegal tactics to pressure consumers into paying debts. This can include excessive calls, threats, false claims, public shaming, or misrepresentation of legal consequences. Under the Fair Debt Collection Practices Act (FDCPA) in the U.S., collectors are prohibited from using abusive language, contacting you at unreasonable hours, or lying about the amount owed. If a collector violates these rules, you have the right to dispute the debt, demand verification, or even sue for damages. Recognizing these abusive practices helps consumers protect their rights and take legal action when necessary. Always document harassment and report it to agencies like the (CFPB) or the Federal Trade Commission (FTC).
Resolving Issues
If debt collectors are pursuing you unlawfully or for incorrect amounts, you don’t have to face them alone. Errors in debt reporting, zombie debts (expired debts), or identity theft cases require strong legal intervention. Consumer Rights Law Firm PLLC can dispute inaccurate debts, negotiate settlements, or even sue collectors who violate your rights under the FDCPA or state laws. Whether you need help stopping harassment, correcting credit report errors, or pursuing damages, our firm provides expert legal support to protect your financial well-being. Don’t let collectors bully you—take control with professional legal help today.
Prevention and Next Steps
If you’re facing debt collection harassment, you have rights under federal laws like the Fair Debt Collection Practices Act (FDCPA) and state consumer protection laws. Debt collectors cannot use abusive, deceptive, or unfair tactics—such as excessive calls, threats, or false claims. If you’ve experienced harassment, you may be entitled to financial compensation and can take legal action to stop the abuse. Consumer Rights Law Firm PLLC specializes in holding aggressive debt collectors accountable. Our attorneys can help you stop harassment, dispute wrongful claims, and sue for violations, ensuring your rights are protected. Contact us today for a free case review and take the first step toward peace of mind.
Bilateral Credit Corp Complaints
📋 The following is a sample list of complaints filed against Bilateral Credit Corp in the past year and can be found on Pacer.gov.
- 2:06-cv-01189-KOB Montalbano v.
- 2:05-cv-00943-WEC Johnson v.
- 2:10-cv-05244-ODW-JC Sadjadian v.
- 5:11-cv-00234-F Beiza v.
- 2:19-cv-01632-SJF-ARL DelMoral v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Bilateral Credit Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Bilateral Credit Corp., call us at for immediate assistance or visit our website.
Success Stories
- 🏆 Bilateral Credit Corp called me 10+ times a day, including early mornings and late nights, despite me requesting they stop. They threatened to “ruin my credit” and even called my workplace, embarrassing me in front of my boss. When I asked for debt validation, they sent a blurry Excel sheet with no clear breakdown—just random numbers. The FTC says collectors must provide proof, but they ignored my dispute letters. Avoid at all costs!
- 🏆 They claimed I owed $1,500 for a gym membership I canceled years ago. The gym had already refunded me, but BCC kept harassing me with no proof of the debt. Their rep, “Joe Daniels,” sent shady PDFs (not even official documents) and refused to clarify calculations. The CFPB closed multiple complaints against them for similar issues. If you’re targeted, demand written validation—they’ll likely back down.
- 🏆 BCC reported a fraudulent debt to the credit bureaus without notifying me first. When I disputed it, they ghosted me for weeks, then suddenly offered a “settlement.” Turns out, the original creditor had no record of the debt! Lemberg Law helped me sue them for FDCPA violations—they settled fast once lawyers got involved. Don’t let them intimidate you; fight back!
FAQs
Who is Bilateral Credit Corp and why are they calling me?
Bilateral Credit Corporation (BCC) is a third‑party debt collector based in Rhode Island. They contact consumers when attempting to collect past‑due debts, often on behalf of original creditors.
Is Bilateral Credit Corp a legitimate company or a scam?
BCC is a real, BBB‑accredited collection agency founded in 2013 with an A+ rating. Complaints exist, but it is not a scam, though you should still verify any debt.
Can Bilateral Credit Corp legally harass me with phone calls?
No. Under the FDCPA, debt collectors cannot use abusive language, threaten you, call outside 8 a.m.–9 p.m., or repeatedly call after you request they stop.
Why does Bilateral Credit Corp keep calling me multiple times a day?
They may be using aggressive tactics to pressure payment. However, excessive calls — especially multiple times daily — may violate the “7‑in‑7 rule” and FDCPA limits.
Do I have to pay them if I’m not sure the debt is mine?
No. You can request a debt validation in writing. BCC must provide documentation proving the debt is valid and belongs to you before you’re obligated to pay.
Can Bilateral Credit Corp report me to credit bureaus?
Yes. They can report your debt to credit reporting agencies, which may hurt your credit score, especially if the debt is disputed or inaccurate.
Can I make them stop calling me?
Yes. Send a written cease‑and‑desist letter requesting no further contact. If they continue, you can file complaints with the CFPB, FTC, and your state attorney general.
Can I sue Bilateral Credit Corp for harassment?
Yes. If they violate the FDCPA (abusive calls, false threats, ignoring validation requests), you may recover statutory damages up to $1,000 plus attorney fees and costs.
Do they use robocalls or spoofed numbers?
Many consumers report receiving calls from various or spoofed numbers, including automated robocalls. Without prior consent, this can violate the TCPA.
