Bilateral Credit Corp Phone Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Bilateral Credit Corp Phone Harassment❓

Is Bilateral Credit Corp (BCC) calling you? Stop Bilateral Credit Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop BCC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. BCC is committed to maintaining clients’ prestigious reputations while providing maximum returns through their comprehensive collection services.

Introduction to Debt Collection

Debt collection is a crucial process for businesses to recover outstanding debts and maintain a healthy cash flow. Bilateral Credit Corp, a leading company in the commercial collections industry, understands the importance of effective debt collection strategies. With over 40 years of experience, BCC has developed custom-tailored collection strategies that cater to the unique needs of its clients. As a reputable collection agency, Bilateral Credit Corp works tirelessly to resolve delinquent accounts quickly and efficiently, ensuring maximum returns for its clients. Their expertise in the collections industry allows them to recover outstanding debts while maintaining positive relationships with their clients.

Is Bilateral Credit Corp a Scam❓

According to the Better Business Bureau website, Bilateral Credit Corp has been in business for 50 years.

While the BBB provides information on businesses, it is important to note that they do not verify the accuracy of third-party submissions. Users are encouraged to exercise their own judgment based on the complaints and responses presented.

Who is Bilateral Credit Corp❓

Bilateral Credit Corp is third party debt collector located in East Providence, Rhode Island. They have a dedicated team of employees, which reflects their operational capacity and ability to handle a significant volume of cases. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court cases alleges that Bilateral Credit used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Their extensive experience in experienced commercial credit and retail collection positions them as a notable agency in the industry.

🏛️ Bilateral Credit Corp Address: 1980 Pawtucket Ave Ste 2A East Providence, RI 02914-1715

📞 Phone: (212) 947-1200

Bilateral Credit Corp Collection Tactics

If Bilateral Credit Corp engages in any of the following tactics, you may have a case:

🔞 Using profanity or abusive language
⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
📞 Calling you multiple times per week
🗣️ Talking to others about your debt
🏢 Calling your workplace
⚖️ Threatening to sue you, harm you, or destroy your credit
🚨 Telling you or anyone else that you’ve committed a crime
❌ Calling repeatedly for the wrong person
📄 Failing to notify you of your right to dispute the debt
💰 Trying to collect more than legally allowed

Bilateral Credit Corp Phone Numbers

📲 Are you receiving any harassing phone calls from any of the following numbers?

212-947-1200
212-947-1277
(212) 947-1200
(212) 947-1277
2129471200
2129471277

If the answer is yes, then you are receiving calls from a known BCC number. You may be a victim of BCC phone harassment. The list above is not all the numbers that BCC uses. The calls can be from different numbers and it still be Bilateral Credit Corp calling you. Contact our office right away so we can start the process to stop BCC from calling you illegally. Above all, no one should live with harassment!

Understanding Harassment

Debt collection harassment occurs when debt collectors use aggressive, unethical, or illegal tactics to pressure consumers into paying debts. This can include excessive calls, threats, false claims, public shaming, or misrepresentation of legal consequences. Under the Fair Debt Collection Practices Act (FDCPA) in the U.S., collectors are prohibited from using abusive language, contacting you at unreasonable hours, or lying about the amount owed. If a collector violates these rules, you have the right to dispute the debt, demand verification, or even sue for damages. Recognizing these abusive practices helps consumers protect their rights and take legal action when necessary. Always document harassment and report it to agencies like the (CFPB) or the Federal Trade Commission (FTC).

Resolving Issues

If debt collectors are pursuing you unlawfully or for incorrect amounts, you don’t have to face them alone. Errors in debt reporting, zombie debts (expired debts), or identity theft cases require strong legal intervention. Consumer Rights Law Firm PLLC can dispute inaccurate debts, negotiate settlements, or even sue collectors who violate your rights under the FDCPA or state laws. Whether you need help stopping harassment, correcting credit report errors, or pursuing damages, our firm provides expert legal support to protect your financial well-being. Don’t let collectors bully you—take control with professional legal help today.

Prevention and Next Steps

If you’re facing debt collection harassment, you have rights under federal laws like the Fair Debt Collection Practices Act (FDCPA) and state consumer protection laws. Debt collectors cannot use abusive, deceptive, or unfair tactics—such as excessive calls, threats, or false claims. If you’ve experienced harassment, you may be entitled to financial compensation and can take legal action to stop the abuse. Consumer Rights Law Firm PLLC specializes in holding aggressive debt collectors accountable. Our attorneys can help you stop harassment, dispute wrongful claims, and sue for violations, ensuring your rights are protected. Contact us today for a free case review and take the first step toward peace of mind.

Common Questions

Is BCC a scam❓

No, Bilateral Credit Corp has been in business for 50 years. They are committed to helping clients recover their money through effective collection services.

Can Bilateral Credit Corp garnish my wages❓

Yes, BCC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. They only get paid when they successfully collect debts for their clients, highlighting their results-driven approach.

Can BCC sue me❓

Yes, BCC can sue you so long as the debt is within the statute of limitations. They work harder than other agencies to recover funds, demonstrating their dedication to client success.

Can BCC arrest me❓

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

📋 The following is a sample list of complaints filed against Bilateral Credit Corp in the past year and can be found on Pacer.gov.

2:06-cv-01189-KOB Montalbano v.
2:05-cv-00943-WEC Johnson v.
2:10-cv-05244-ODW-JC Sadjadian v.
5:11-cv-00234-F Beiza v.
2:19-cv-01632-SJF-ARL DelMoral v.

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Bilateral Credit Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Bilateral Credit Corp., call us at for immediate assistance or visit our website.

Success Stories

🏆 Bilateral Credit Corp called me 10+ times a day, including early mornings and late nights, despite me requesting they stop. They threatened to “ruin my credit” and even called my workplace, embarrassing me in front of my boss. When I asked for debt validation, they sent a blurry Excel sheet with no clear breakdown—just random numbers. The FTC says collectors must provide proof, but they ignored my dispute letters. Avoid at all costs!
🏆 They claimed I owed $1,500 for a gym membership I canceled years ago. The gym had already refunded me, but BCC kept harassing me with no proof of the debt. Their rep, “Joe Daniels,” sent shady PDFs (not even official documents) and refused to clarify calculations. The CFPB closed multiple complaints against them for similar issues. If you’re targeted, demand written validation—they’ll likely back down.
🏆 BCC reported a fraudulent debt to the credit bureaus without notifying me first. When I disputed it, they ghosted me for weeks, then suddenly offered a “settlement.” Turns out, the original creditor had no record of the debt! Lemberg Law helped me sue them for FDCPA violations—they settled fast once lawyers got involved. Don’t let them intimidate you; fight back!

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.