Aurora Collection Bureau Phone Harassment?
Is Aurora Collection Bureau (ACB) calling you? Stop Aurora Collection Bureau phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Consumers are often contacted by debt collectors through repeated phone calls, sometimes ignoring requests to stop. Are they telling your family and neighbors that you owe a debt? If so, what they are doing may constitute creditor harassment and needs to stop. You have the legal right to stop ACB phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Understanding Debt Collectors
Debt collectors are individuals or companies hired to recover debts that are past due. When you owe money—whether from credit cards, loans, or other financial obligations—debt collectors may contact you through phone calls, letters, or even legal action in an effort to collect what is owed. It’s important to understand that while debt collection is a legitimate business, debt collectors must follow strict rules set by federal and state laws, such as the Fair Debt Collection Practices Act (FDCPA). These laws are designed to protect consumers from abusive debt collection practices, including repeated or harassing phone calls and threats of legal action. If you are dealing with collection attempts, knowing your rights can help you respond confidently and ensure that collectors act within the law.
Is Aurora Collection Bureau a Scam?
According to the Better Business Bureau website, Aurora Collection Bureau has been in business for 30 years.
Who is Aurora Collection Bureau?
Aurora Collection Bureau is a third party debt collector located in Denver, Colorado. ACB has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Similar complaints have also been reported about other agencies, such as Wakefield & Associates, with both companies facing criticism for their collection practices.
Address: 2442 S Downing St STE 200
Denver, CO 80210-5882
Phone: (303) 722-0500
It is important to ensure that any debts with ACB are properly resolved to prevent further collection attempts or negative credit reporting.
Aurora Collection Bureau Collection Tactics
Aurora Collection Bureau, like many collection agencies, may use a variety of tactics to collect debts. Some consumers have reported experiencing debt collector harassment, including frequent phone harassment, misleading statements about the debt, and even legal threats. The company may contact you multiple times a day, use abusive language, or attempt to pressure you into paying by making false or exaggerated claims. These actions can be overwhelming and may cross the line into illegal behavior under the FDCPA and other consumer protection laws. If you are facing harassment from Aurora Collection Bureau or any debt collector, you have the right to help if you feel threatened or misled from a law firm experienced in debt collector harassment. Don’t hesitate to protect yourself—document all communications and reach out for help if you feel threatened or misled.
Aurora Collection Bureau Collection Tactics
If Aurora Collection Bureau engages in any of the following tactics, you may have a case:
- ➢ Using profanity or abusive language
- ➢ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➢ Calling you multiple times per week
- ➢ Talking to others about your debt
- ➢ Calling your workplace
- ➢ Threatening to sue you, harm you, or destroy your credit
- ➢ Telling you or anyone else that you’ve committed a crime
- ➢ Calling repeatedly for the wrong person
- ➢ Failing to notify you of your right to dispute the debt
- ➢ Trying to collect more than legally allowed
A lawyer can help block further collection efforts if the debt is disputed or found to be invalid. If you negotiate a deal or settlement with ACB, make sure it is legitimate, enforceable, and well-documented. You also have the right to require ACB to prove the validity of the debt before making any payments or agreements.
Aurora Collection Bureau Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
303-722-0500, 303-751-7121, (303) 722-0500, (303) 751-7121, 3037220500, 3037517121
If the answer is yes, then you are receiving calls from a known ACB number. You may be a victim of ACB phone harassment. The list above is not all the numbers that ACB uses. The calls can be from a different number and it still be Aurora Collection Bureau calling you. Contact our office right away so we can start the process to stop ACB from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is ACB a scam? No, Aurora Collection Bureau has been in business for 30 years.
Can Aurora Collection Bureau garnish my wages? Yes, ACB can garnish your wages on a Federal Student loan or if they obtain a court judgment from the courts. Wage garnishment typically requires a court judgment confirming the debt.
Can ACB sue me? Yes, creditors, including ACB, can sue you so long as the debt is within the statute of limitations. If you are sued, it is important to gather documentation and evidence to build a strong case in your defense.
Can ACB report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can ACB arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample of complaints filed against Aurora Collection Bureau in the past and can be found on Pacer.org.
4:94-cv-40084-NGE Whitner v. Aurora Coll Bur
Credit Bureaus and Debt Collection
Credit bureaus are organizations that collect and maintain information about your credit history, including any outstanding debts or unpaid debts reported by debt collectors. When a debt goes unpaid, debt collectors may report it to the credit bureaus, which can negatively affect your credit score and make it harder to obtain loans or credit in the future. The debt collection industry relies on these reports to track consumers’ financial behavior. However, you have the right to dispute any inaccurate or unresolved debts that appear on your credit report. The Fair Credit Reporting Act (FCRA) gives consumers the ability to challenge errors and ensures that only accurate information is used by credit bureaus and debt collectors. If you notice a debt on your credit report that you do not recognize or believe is incorrect, contact both the credit bureau and the debt collector to dispute it and protect your credit.
Stopping Phone Harassment
Phone harassment from debt collectors is a common issue that many consumers face. Debt collectors may call you multiple times a day, use abusive language, or threaten legal action in an attempt to collect a debt. However, the FDCPA strictly prohibits debt collectors from engaging in harassing or abusive behavior, including excessive phone calls and threats. If you are experiencing phone harassment, you can take steps to stop it. Start by sending a written request to the debt collector asking them to cease all communications. Keep detailed records of all phone calls and messages, including dates, times, and the content of each call. If the harassment continues, seek help from a law firm that specializes in debt collector harassment. The Telephone Consumer Protection Act (TCPA) also offers additional protections against unwanted calls and texts, giving you further legal grounds to stop the harassment and regain your peace of mind.
Protecting Your Rights
As a consumer, you have strong legal protections against abusive debt collection practices, debt collector harassment, and inaccurate credit reporting. Federal laws like the FDCPA, FCRA, and TCPA are designed to safeguard your rights, limit unwanted phone calls, and ensure that your credit information is accurate. If you are facing collection attempts or phone harassment, it’s important to act quickly: document all communications, dispute any debts you believe are incorrect, and seek immediate assistance from a law firm experienced in debt collector harassment. By understanding your rights and taking proactive steps, you can stop harassment, resolve debt disputes, and protect your credit score. Remember, you do not have to face debt collectors alone—help is available to ensure your rights are respected and your financial future is secure.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Aurora Collection Bureau harassment. We can provide clarity on your legal rights and options when dealing with debt collectors. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Aurora Collection Bureau. 📞call us at (877) 700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
- I’m extremely grateful for the support and guidance I received throughout my case. From start to finish, the team was professional, responsive, and truly cared about my situation. Thanks to their hard work, my case was resolved completely in my favor without any repayment or attorney fees was guaranteed no money payback out of pocket I would highly recommend them to anyone in need of honest and effective legal assistance.⭐⭐⭐⭐⭐
- Hands down worth all 5 stars! Everything that Scott said would happen, happened! He said the calls would stop, the calls stopped. He said no money out of pocket for their services and no money out of my pocket was spent. No more harassing calls, my credit report is being updated, and I’m getting money back! It’s a win-win! Highly recommend if you get a call from this firm, answer it! So worth it!⭐⭐⭐⭐⭐
- Amazing working with Matt G. He handled my case quickly and with ease. I got my debt and attorney fees taken care of and off my report. Matt was great at communicating and always made me feel heard. Couldn’t recommend him more!⭐⭐⭐⭐⭐
Frequently Asked Questions
1. Who is Aurora Collection Bureau?
Aurora Collection Bureau is a debt collection agency that works on behalf of creditors to recover unpaid debts.
2. Why is Aurora Collection Bureau contacting me?
They may be reaching out about a past-due account connected to a creditor or service provider.
3. Can Aurora Collection Bureau affect my credit?
Yes, they can report legitimate debts to credit bureaus under FCRA rules.
4. What if Aurora Collection Bureau is harassing me?
You should record the behavior and speak with a consumer rights attorney about your options.
5. Can I dispute a debt with Aurora Collection Bureau?
Yes. You can dispute the debt in writing within 30 days and request validation.
6. Do they have to give me written proof of the debt?
Yes, they must provide verification such as the original creditor and total amount owed.
7. Can Aurora Collection Bureau sue me?
They may file a lawsuit, but only on valid debts that are still within the statute of limitations.
8. Are they required to follow the FDCPA?
Yes. They must comply with federal laws that prohibit harassment, threats, or unfair practices.
9. Can I stop their phone calls?
Yes, by sending a written cease-and-desist letter. After that, they can only send legal notices.
10. What if they report incorrect information?
You can dispute the error with the credit bureaus and request correction or removal.
