Atlas Financial Services Phone Harassment?
Is Atlas Financial Services (AFS) calling you? Stop Atlas Financial Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. Many Americans are contacted by collection agencies like Atlas Financial Services, Inc., and have rights under the Fair Debt Collection Practices Act (FDCPA). You have the legal right to stop AFS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Understanding the Issue
Dealing with persistent phone calls from debt collectors like Atlas Financial Services can leave consumers feeling overwhelmed and uncertain about their next steps. Collection agencies often use aggressive collection efforts, and it’s not uncommon for individuals to feel harassed or pressured into making payments they may not even owe. Understanding your rights is the first step in taking control of the situation and stopping unwanted contact.
The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive and harassing tactics by debt collectors. Under the FDCPA, collection agencies are prohibited from making harassing phone calls, threatening legal action without cause, or disclosing your debt information to third parties. If you believe a collection agency has violated these laws, you have the right to take action and may be entitled to compensation.
The Better Business Bureau (BBB) is a valuable resource for consumers who want to learn more about a company’s business practices or file a complaint about harassing calls. By checking the BBB website, you can find information about Atlas Financial Services and other collection agencies, including consumer complaints and how those issues were resolved. If you feel you’ve been harassed or your rights have been violated, filing a complaint with the BBB or contacting a consumer protection attorney can help you address the issue.
It’s also important to be aware of fraudulent debt collection attempts. Scammers may pose as legitimate companies, sending fake collection letters or making threatening phone calls in an attempt to collect money you don’t actually owe. Always verify the legitimacy of any debt collector before making a payment or providing personal information. If you’re unsure, reach out to a reputable credit counseling agency or financial advisor for guidance.
Consumers in Washington and across the country have the right to dispute debts and request written validation from debt collectors. If a collection agency cannot provide proof that you owe the debt, they must stop contacting you about it. Keeping detailed records of all calls, letters, and payments is essential in case you need to dispute a debt or file a complaint about harassment.
Navigating the debt collection process can be challenging, but you don’t have to face it alone. By understanding your rights, using resources like the BBB, and seeking help from consumer protection professionals, you can stop harassing phone calls and resolve your debt issues fairly. Remember, you have the right to dispute inaccurate debts, demand that collection agencies stop calling, and take action if your rights are violated. Don’t let collection efforts from companies like Atlas Financial Services control your life—stand up for your rights and take steps to protect yourself today.
Is Atlas Financial Services a Scam?
According to the Better Business Bureau website, Atlas Financial Services, Inc. has been in business for 21 years. There have been 5 complaints filed against AFS with the BBB.
Read more here: Atlas Financial Services Better Business Bureau.
Who is Atlas Financial Services?
Atlas Financial Services, Inc. is a third party debt collector located in Vancouver, Washington. Consumers have reported being contacted by Atlas Financial Services, Inc. using various communication tactics. AFS has been a party to a Federal Court case over 15 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 3305 Main St Ste 300 Vancouver, WA 98663-2251
Phone: (503) 286-3606
Atlas Financial Services Collection Tactics
If Atlas Financial Services engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
Atlas Financial Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 503-286-3606
- 📲 800-758-6109
- 📲 360-823-4350
- 📲 (503) 286-3606
- 📲 (800) 758-6109
- 📲 (360) 823-4350
- 📲 5032863606
- 📲 8007586109
- 📲 3608234350
If the answer is yes, then you are receiving calls from a known AFS number. You may be a victim of AFS phone harassment. The list above is not all the numbers that AFS uses. The calls can be from different phone numbers and it still be Atlas Financial Services calling you. Contact our office right away so we can start the process to stop AFS from calling you illegally. Above all, no one should live with harassment!
Complaints Filed Against Atlas Financial Services
The following is a sample of complaints filed against Atlas Financial Services in the past and can be found on Pacer.gov.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Atlas Financial Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Atlas Financial Services. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
Scott was soo very helpful in getting this resolved for me. I had a nasty collection agency call me & harass me & my family. I reached out to this company & he got it resolved in no time. They also never asked me for any money out of pocket what so ever either which was a bonus. What did I have to loose?! Check them out if being harassed or threatened by a collection agency. Thank you again Scott for all your help. Stay safe!!!!⭐⭐⭐⭐⭐
Absolutely amazing experience, Matt really helped me to get one of my bills removed due to the harassment I received from said company of the bill. Phone calls stopped, didn’t cost me anything out of pocket! I would highly recommend using this service. Real deal y’all!⭐⭐⭐⭐⭐
Frequently Asked Questions
Who is Atlas Financial Services and why are they calling me?
Atlas Financial Services is a third-party debt collection agency based in Vancouver, Washington, that contacts consumers about alleged delinquent debts. Reports indicate they may use aggressive or harassing tactics.
Is Atlas Financial Services a scam or a legitimate collector?
They appear to be a legitimate company with over two decades in operation, but consumers have raised complaints about harassment and questionable collection methods.
What constitutes phone harassment by Atlas Financial Services?
Harassment may include calling before 8 a.m. or after 9 p.m., using abusive language, repeated daily calls, or sharing your debt with third parties—actions that may violate the FDCPA.
How often can Atlas Financial Services legally call me?
Under the Fair Debt Collection Practices Act, collectors must not repeatedly call to annoy or harass. Excessive calls—like several per day—may be legally actionable.
Can Atlas Financial Services threaten to sue or garnish my wages?
They may threaten legal action, but making false threats or misrepresenting your legal rights is prohibited by law and may violate the FDCPA.
Can Atlas Financial Services call my workplace or notify others about my debt?
They may call your employer to verify contact details, but disclosing your debt or harassing third parties is illegal under the FDCPA.
What should I do if Atlas Financial Services is harassing me by phone?
Document all calls—including times and content—ask them to communicate in writing, send a written cease-and-desist request, and consider filing a complaint or contacting a consumer-rights attorney.
Can I request verification of the debt from Atlas Financial Services?
Yes. Within 30 days of first contact, you can request written validation. They must provide proof or stop collection efforts until they do.
Can Atlas Financial Services affect my credit score?
Yes. They can report the debt to credit bureaus unless you successfully dispute or validate the debt.
Can I sue Atlas Financial Services for harassment or illegal practices?
Yes. If they violate the FDCPA or other consumer protection laws, you may be eligible to sue for statutory damages, actual harm, and attorney’s fees.
