Associated Credit Collections Phone Harassment?
Is Associated Credit Collections (ACC) calling you? Stop Associated Credit Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Associated Credit Collections a Scam?
According to the Better Business Bureau website, Associated Credit Collections has been in business for 5 years.
Associated Credit Collections Better Business Bureau
Who is Associated Credit Collections?
Associated Credit Collections is third party debt collector located in Rockledge, Florida.
Address: PO Box 560855
Rockledge, FL 32956-0855
Associated Credit Collections Collection Tactics
If Associated Credit Collections engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Common Questions
Is ACC a scam? No, Associated Credit Collections has been in business for 5 years.
Can Associated Credit Collections garnish my wages? Yes, ACC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACC sue me? Yes, ACC can sue you so long as the debt is within the statute of limitations
Can ACC report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can ACC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Associated Credit Collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Associated Credit Collections. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. How to stop harassing phone calls from debt collectors?
You can stop debt collector harassment by sending a written cease-and-desist letter. Under the FDCPA, once the collector receives it, they must stop contacting you except to inform you of specific actions.
2. How to stop harassment from collection agency?
Keep records of all calls, report violations to the CFPB or FTC, and consult a consumer protection attorney. You may be entitled to compensation if harassment continues.
3. Is Associated Credit Services real?
Yes, Associated Credit Collections is a legitimate third-party debt collector located in Rockledge, Florida. However, some of their practices may violate the FDCPA.
4. Who is Associated Credit Collections?
Associated Credit Collections is a debt collection agency in Rockledge, Florida. They collect debts for clients across the U.S. and have been in business for over 5 years.
5. What are examples of Associated Credit Collections harassment?
Harassment includes repeated calls, threats, abusive language, false claims, or contacting your workplace. These actions may violate your FDCPA rights.
6. Can Associated Credit Collections sue me?
Yes, they can sue you if your debt is within the statute of limitations. However, false or misleading threats of lawsuits without intent are illegal under the FDCPA.
7. Can Associated Credit Collections garnish my wages?
They can garnish your wages only after obtaining a court judgment or if collecting federal student loans. Without a judgment, wage garnishment is not permitted.
8. What to do if Associated Credit Collections keeps calling?
Document all calls, request written communication only, and contact a consumer rights attorney. Persistent calls after notice may be considered harassment.
9. What should I do if Associated Credit Collections contacts my family?
Debt collectors are not allowed to discuss your debt with anyone other than you, your spouse, or your attorney. Report such behavior to the CFPB immediately.
10. How can Consumer Rights Law Firm PLLC assist with Associated Credit Collections?
Consumer Rights Law Firm PLLC helps victims of debt collection harassment stop illegal calls, file lawsuits under the FDCPA, and recover damages up to $1,000.