Aspen National Collections Phone Harassment❓
Is Aspen National Collections (ANC) calling you? Stop Aspen National Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ANC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is a process where a third-party agency, such as Aspen National Collections, attempts to recover unpaid debts on behalf of a creditor. The debt collection industry plays a crucial role in helping businesses and organizations manage their accounts receivable and minimize financial losses. Aspen National, a national debt collection agency, specializes in consumer debt collections, including timeshare or vacation ownership, educational loans, and utility cooperatives. With a team of professional collectors carefully trained to understand the business needs of their clients, ANC works in a firm, assertive manner while adhering to high ethical standards.
Is Aspen National Collections a Scam❓
According to the Better Business Bureau website, Aspen National Collections has been in business for 19 years. There have been 11 complaints filed against ANC with the BBB.
Who is Aspen National Collections❓
Aspen National Collections is a third-party debt collector located in Brooksville, Florida. ANC has been a party to a Federal Court case over 20 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. ANC specializes in debt collections for companies involved in various sectors, including timeshare resorts and educational loans. At Aspen, we recognize that our success depends on the recovery of your bad debt.
🏛️ Aspen National Collections Address: PO Box 10689, Brooksville, FL 34603
📞 Phone: (800) 981-9420
Who is Aspen National Collections❓
Aspen National Collections is a debt collection agency specializing in consumer debt recovery for resorts, educational loans, utilities, and timeshare/vacation ownership industries. They emphasize ethical collections, with trained professionals who tailor strategies to each client’s needs. Their approach balances assertive recovery with compliance, offering customized accounts receivable and bad debt programs to maximize results while maintaining high standards.
Aspen National Collections Debt Collector Tactics
If Aspen National Collections engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Aspen National Collections Phone Numbers
📲 Are you receiving any harassing phone calls from any of the following numbers?
- 800-981-9420
- 352-754-4509
- (800) 981-9420
- (352) 754-4509
- 8009819420
- 3527544509
If the answer is yes, then you are receiving calls from a known ANC number. You may be a victim of ANC phone harassment. The list above is not all the numbers that ANC uses. The calls can be from different numbers and it still be Aspen National Collections calling you. Contact our office right away so we can start the process to stop ANC from calling you illegally. Above all, no one should live with harassment!
How Collection Agencies Work
Collection agencies like Aspen National Collections work by acquiring outstanding debts from creditors and attempting to recover the amount owed. The agency’s collectors are trained to understand the client’s specific service and the socio-economic environment of the consumer. They use various methods, including phone calls, emails, and letters, to contact debtors and negotiate payment plans. Aspen National has expertise in collecting debt related to timeshare or vacation ownership, educational loans, and utility cooperatives, and offers customized programs to improve the performance of portfolios. Their services include debt recovery for timeshare or vacation ownership resorts, educational loans, and utility cooperatives.
Understanding Credit Score Impact
Having a debt collection account listed on your credit report can significantly lower your credit score. The Fair Credit Reporting Act (FCRA) regulates the reporting of debt collections on credit reports, and it’s essential to understand your rights when dealing with debt collectors. Aspen National Collections, as a legitimate debt collection agency, operates under the regulations set by the Fair Debt Collection Practices Act (FDCPA). However, their persistent calls can be overwhelming, and it’s crucial to know how to stop harassment from collection agencies. By recognizing the impact of debt collections on credit scores, individuals can take proactive steps to manage their debt and protect their credit health.
Dealing with Debt Collectors
When dealing with debt collectors like Aspen National Collections, it’s essential to understand your rights and the laws that regulate debt collection practices. The FDCPA and FCRA provide protections for consumers, and it’s crucial to know how to navigate the debt collection process. If you’re being contacted by Aspen National, it’s likely because they are trying to recover a debt. Ignoring them can lead to the situation being escalated to another collection agency or legal action. Having a conversation with them about the account can help review the details, and addressing the root cause of the debt can help stop the calls. By being informed and proactive, individuals can effectively deal with debt collectors and protect their financial well-being.
Common Questions
Is ANC a scam❓
No, Aspen National has been in business for 19 years.
Can Aspen National Collections garnish my wages❓
Yes, ANC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ANC sue me❓
Yes, ANC can sue you so long as the debt is within the statute of limitations.
📋 The following is a sample list of complaints filed against Aspen National Collections in the past and can be found on Pacer.gov.
- 1:14-cv-01183-RM-BNB Dunston v.
- 1:18-cv-01563-GPG Deppen v.
- 1:18-cv-02437-PAB-KLM Carmesis v.
- 1:18-cv-02875-WJM-GPG Nuckles v.
- 6:16-cv-02224-GAP-GJK McLeod v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Aspen National Collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Aspen National call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I was being threatened with wage garnishment and lawsuits by ANC over a debt I wasn’t even sure was mine. The team at Consumer Rights Law Firm PLLC investigated and found multiple violations, including false threats and lack of proper validation. They negotiated a full dismissal of the debt and even got me a settlement for the harassment. These lawyers know their stuff and fight hard for their clients!
- 🏆 Aspen National was trying to collect a debt I had already paid off. Despite sending proof, they kept harassing me. Consumer Rights Law Firm PLLC stepped in, demanded debt validation, and when Aspen couldn’t provide it, they forced them to cancel the debt and pay me compensation for their illegal actions. These attorneys are relentless in holding debt collectors accountable—highly recommend!
- 🏆 ANC was calling me multiple times a day, even after I asked them to stop. I felt trapped and stressed until I reached out to Consumer Rights Law Firm PLLC. They immediately sent a cease-and-desist letter and filed a complaint under the FDCPA (Fair Debt Collection Practices Act). Not only did the harassment stop, but the firm also helped me recover damages for the illegal calls. If you’re being harassed by debt collectors, don’t wait—call these experts!
