ARstrat Phone Harassment❓
Is ARstrat (AR) calling you? Stop ARstrat phone harassment. ARstrat offers various products and services to assist healthcare organizations in recovering unpaid debts. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is a process where a third-party agency, such as ARstrat, attempts to recover unpaid debts from individuals or businesses. This can include debts from various industries, including the healthcare industry, where healthcare organizations, hospitals, and clinics may use debt collection agencies to recover outstanding payments. In the state of Texas, debt collection agencies like ARstrat must follow specific rules and regulations to ensure fair and lawful collections. Additionally, these agencies often monitor user activity, including interactions and behaviors on various websites and apps, to improve their strategies and ensure compliance with legal standards.
Is ARstrat a Scam?
According to the Better Business Bureau website, ARstrat has been in business for 4 years. There have been 24 complaints filed against AR with the BBB, many of which involve issues related to how they file legal documents.
Who is ARstrat in the Healthcare Industry?
ARstrat is third party debt collector located in Houston, Texas. ARstrat aims to reduce the time it takes for healthcare organizations to receive payments from patients. AR has been a party to a Federal Court case over 60 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ ARstrat Address: 9800 Center Parkway #1100 Houston, TX 77036
📞 Phone: (800) 598-0884
ARstrat Collection Tactics
ARstrat, a debt collection agency, uses various tactics to collect debts from individuals and businesses. These tactics may include sending collection letters, making phone calls, and filing lawsuits. However, it’s essential for consumers to know their rights and understand the collections process to avoid mistakes and potential harassment. ARstrat’s collection tactics may involve working with healthcare organizations to recover debts from patients who have outstanding medical bills. Additionally, ARstrat may monitor user activity to gather data that helps improve their advertising strategies and maintain security. Consumers can learn more about the debt collection process and how to respond to collection attempts by watching a video or seeking advice from a professional.
ARstrat Collections Harassment Examples
If ARstrat engages in any of the following ways to collect debts, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
ARstrat Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 800-598-0884
- 📲 800-934-3549
- 📲 (800) 598-0884
- 📲 (800) 934-3549
- 📲 8005980884
- 📲 8009343549
If the answer is yes, then you are receiving calls from a known AR number. You may be a victim of AR phone harassment. The list above is not all the numbers that AR uses. The calls can be from different numbers and it still be ARstrat calling you. Contact our office right away so we can start the process to stop AR from calling you illegally. Above all, no one should live with harassment!
Protecting Consumer Rights
Consumers have the right to dispute debts and request proof of the debt from the collection agency. If ARstrat lacks sufficient evidence to validate the debt, it will legally have to cease collection efforts. Consumers can use tools and services, such as SoloSuit, to help them navigate the debt collection process and protect their rights. Understanding user activity, including interactions and behaviors on various platforms, can also aid in personalizing these tools and maintaining security. It’s crucial for consumers to understand their rights and the rules that govern debt collection, including the Fair Debt Collection Practices Act (FDCPA), to avoid being taken advantage of. By being informed, consumers can respond effectively to debt collection attempts and avoid potential mistakes.
Responding to Lawsuits and Summonses
If you receive a lawsuit or summons from ARstrat, it’s crucial to respond promptly to avoid a default judgment. Ignoring these legal documents can result in the court ruling in favor of ARstrat, which may lead to wage garnishment or other legal actions. Here are some steps to take:
➢ Read the Documents Carefully: Understand the nature of the lawsuit and the claims being made against you. Note any deadlines for responding.
➢ Seek Legal Advice: Consult with an attorney who specializes in debt collection cases. They can help you understand your rights and the best course of action.
➢ File a Response: Submit a formal response to the court within the specified time frame. This may involve disputing the debt, requesting proof of the debt, or negotiating a settlement.
➢ Attend Court Hearings: If the case goes to court, make sure to attend all hearings and present your case. Your attorney can represent you and help protect your interests.
By taking these steps, you can effectively respond to lawsuits and summonses from ARstrat and avoid potential legal consequences.
Empowering Consumers
Empowering yourself with knowledge and tools is the best way to combat debt collection harassment. Here are some ways to take control:
➤Know Your Rights: Familiarize yourself with the Fair Debt Collection Practices Act (FDCPA) and other relevant laws. These regulations protect you from abusive and unfair collection practices.
➤Keep Records: Document all communication with ARstrat, including phone calls, letters, and emails. This information can be valuable if you need to dispute the debt or file a complaint.
➤Use Available Tools: Utilize resources like SoloSuit to help you navigate the debt collection process. These tools can assist you in drafting responses, disputing debts, and protecting your rights.
➤Seek Professional Help: If you’re overwhelmed, consider consulting with a consumer rights attorney. They can provide guidance and represent you in dealing with debt collectors.
By staying informed and proactive, you can protect yourself from harassment and take control of your financial situation.
Negotiation Strategies
Negotiation is a crucial aspect of the debt collection process. Consumers can negotiate with ARstrat to settle their debts for a lower amount than originally owed. This can be done by offering a lump-sum payment or setting up a payment plan. Consumers can use various strategies to negotiate with ARstrat, including providing proof of financial hardship or disputing the debt. It’s essential to keep a record of all communication with ARstrat, including filed documents and account information, to ensure a smooth negotiation process. Additionally, tracking user activity, such as interactions and behaviors, can provide valuable data for improving negotiation strategies. By being prepared and informed, consumers can work with ARstrat to find a mutually beneficial solution and resolve their debt in a timely manner. Consumers can learn more about negotiation strategies and how to work with debt collection agencies like ARstrat by receiving information and guidance from reputable sources.
The following is a sample list of complaints filed against ARstrat in the past and can be found on Pacer.gov.
- 📋 5:14-cv-02232-PSG-SP Hunter v.
- 📋 0:18-cv-60970-CMA Saget v.
- 📋 1:16-cv-00060-PB Elliott, Jr. et al v.
- 📋 2:16-cv-01525-ROS Oliva v.
- 📋 2:16-cv-00971-RSM Williams v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the ARstrat harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from ARstrat. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 A collector was contacting my family and neighbors, humiliating me over a small debt. I contacted Consumer Rights Law Firm PLLC and they acted quickly. They filed a complaint on my behalf and made sure I was protected under the FDCPA. I’m so grateful for their help.
- 🏆 Thanks to Consumer Rights Law Firm PLLC, I no longer have to screen every phone call out of fear. They dealt directly with the collection agency and got me compensation for the harassment. I highly recommend their services to anyone dealing with aggressive collectors.
- 🏆 I was receiving robocalls from a debt agency multiple times per day. Consumer Rights Law Firm PLLC took the time to understand my situation and went after the collector for violating the TCPA. They were thorough, responsive, and I even received a settlement.
Check out the links below for more information:
FAQs
Who is ARstrat and why are they calling me?
ARstrat (also ARstrat LLC or ARstrat Inc) is a legitimate debt collection agency that purchases or collects healthcare-related debts. They call consumers they believe owe money to healthcare providers.
Is ARstrat a scam or a real collector?
ARstrat is a real, licensed debt collection agency. Because many people are unfamiliar with them and often receive robocalls, it may appear suspicious. Requesting debt validation is recommended.
Can ARstrat legally harass me with repeated phone calls?
No. Under the FDCPA, making more than seven calls in seven days or using abusive or threatening language is considered illegal harassment.
How many calls are considered harassment?
More than seven calls in a seven-day period is considered harassment by CFPB rules. The FDCPA also bans continuous, repeated, or aggressive calling behavior.
What should I do if ARstrat keeps calling me at work?
You should document the date, time, and content of every call, tell them to stop calling your workplace, and send a formal written cease-and-desist letter. If they continue, you can file complaints or consider legal action.
Can I dispute the debt with ARstrat?
Yes. You have 30 days from the first contact to request written debt validation. ARstrat must stop collecting until they provide verification.
Can I sue ARstrat for harassment or FDCPA violations?
Yes. If ARstrat violates your rights—such as through excessive calls or threatening communication—you may sue and potentially recover damages and legal fees.
Can ARstrat affect my credit score?
Yes. ARstrat can report unpaid debts to credit bureaus, which can lower your credit score. You also have the right to dispute inaccurate information.
How can I make ARstrat stop contacting me?
You can send a written cease-and-desist letter instructing them to stop calling. If they continue after receiving it, you can file complaints with federal or state agencies or consult an attorney.
What if ARstrat calls from different numbers or uses robocalls?
ARstrat may use automated dialers or multiple phone numbers. Robocalls without your consent may violate TCPA rules. Document these calls and report them if they become harassing or unlawful.
